#1 Pet Insurance in California for Dogs & Cats (2024)

Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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WHY CHOOSE HEALTHY PAWS?

Top-Rated Insurance for Dogs and Cats in California

Since California is the most populous state in the U.S., it should come as no surprise that there are more pets living in California households than any other state. There are so many pet-friendly establishments and attractions throughout California to make life fun and enjoyable with a wonderful dog or cat by your side. You can enjoy many great years together with your pet when you have California pet insurance to cover the costs of expensive vet bills.

Here’s how pet insurance works and why you should consider a policy for your furry companion in the Golden State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

• #1 Customer-rated pet health insurance plan for the last 7 years*
• More than 550,000 pets enrolled**
• Staff of vet techs & pet parents
• Flexible premium and deductible options

*View source:https://www.petinsurancequotes.com/compare/healthy-paws-pet-insurance/ October 2023**As of October 10, 2023

HELP COVERING COSTS

Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Escondido, CA: With 6 injury-prone dogs, pet parent Sherry is no stranger to a staggering vet bill. It came as no surprise then when Panzer hurt his shoulder and required a $2,000 surgery to repair the injured joint. Luckily, Sherry’s Healthy Paws policy covered the treatment, so she could focus on Panzer’s recovery without worrying about the bill.
-Sherry, Healthy Paws customer

Treatment: Shoulder surgery

FAST, EASY, WORRY-FREE CLAIMS

Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

1. Visit any US licensed veterinarian or emergency clinic.
2. Take a photo of your veterinarian bill & submit it via our app/website.
3. Most claims are processed within 2 days.

*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.

PLAN COVERAGE

No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

• 1 straightforward pet insurance policy
• No costly add-ons
• Use any licensed veterinarian

What Pet Insurance Covers

With Healthy Paws, pet insurance in California covers new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy.

However, the Healthy Paws plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in California, or any other state while traveling, including specialists and emergency animal hospitals that can best tend to your pet’s unique needs.

Why Get Pet Insurance in California?

Even in the most loving California households, pets can suffer from unexpected accidents and illnesses. It is possible for California dogs and cats to fall from high surfaces, develop cancer, and have hereditary conditions that only show up later in life. Other situations that affect California pets include snake bites, coyote attacks, falling objects due to earthquakes, and muscle tears from high-intensity exercise. The five most common claims reported to Healthy Paws from California pet parents are for skin conditions, gastritis, pain, ear infections and eye conditions.

As any local will tell you, California living doesn’t come cheaply, and veterinary costs are no exception to this rule. Healthy Paws pet insurance can help.

WHAT OUR CUSTOMERS ARE SAYING

Happy Customers and Pets in California

"It truly feels like they care about the well-being of your pet. Claims are processed quickly, and staff is always super responsive to questions. Thank you, Healthy Paws, for making this ordeal easier to deal with"

- Melaine, Santa Ana, CA

"I absolutely love Healthy Paws. My dog had a very unexpected and expensive surgery a few months ago. Although I was very stressed and an emotional wreck, I was put at ease when I was able to tell the vet 'YES!' without hesitation to the proposed surgery because I knew I had Healthy Paws."

- Kelly, San Francisco, CA

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