FAQs
Best Budgeting Apps Of May 2024
- YNAB (You Need A Budget): Best for Setting Goals.
- Empower Personal Dashboard™: Best for Tracking Net Worth.
- Goodbudget: Best for Envelope Budgeting.
- Oportun (formerly Digit): Best for Passive Saving.
- PocketGuard: Best for Tracking Spending.
- Stash: Best for Automated Investing.
What is the best budget app that doesn t link to bank account? ›
The YNAB app is the best budget app if you're not interested in linking anything directly to your bank account. While YNAB does allow you to automatically sync your accounts and many people prefer to do it that way, you don't have to.
What is the number one free budget app? ›
The best budgeting apps, ranked*
Ranking | Platform name | Average app rating |
---|
1 | Rocket Money | 4.3 |
2 | Simplifi | 3.4 |
3 | YNAB | 4.7 |
4 | Monarch Money | 4.4 |
10 more rowsFeb 23, 2024
Do budgeting apps work? ›
A budgeting app can be a quick fix to getting your finances back on track. Many financial experts and personal finance gurus agree that making a budget is key to taking control of your financial future. If the “B” word seems daunting, however, you're not alone.
What are 4 good budgeting practices? ›
5 budgeting methods to consider
Budgeting method | Best for… |
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1. The zero-based budget | Tracking consistent income and expenses |
2. The pay-yourself-first budget | Prioritizing savings and debt repayment |
3. The envelope system budget | Making your spending more disciplined |
4. The 50/30/20 budget | Categorizing “needs” over “wants” |
1 more rowSep 22, 2023
Why is Mint shutting down? ›
According to its parent company, Intuit, Mint wasn't making enough money, so Intuit began the app's closure in January.
How does Zeta work? ›
Zeta is a financial technology company that focuses on providing a joint banking experience through its mobile app. (Deposits are handled by Piermont Bank, member FDIC.) Users can easily share bills and manage finances through Joint and Personal accounts.
How does fudget work? ›
It's so simple: (1) add your income, (2) add your expenses, (3) see what's left! "Star" your Entries to repeat from budget to budget (less typing!)
What is the Rocket money app? ›
Rocket Money is a free budgeting app that offers limited budgeting features for no cost. If you want to create unlimited budgets, customize your budget categories or access features like automated savings, you'll need to pay for a Premium subscription, which costs between $4 and $12 per month.
What is the best mint alternative? ›
Mint alternatives: Comparison
App | Cost | Interface |
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EveryDollar | Free version Premium: $17.99 per month or gift $79.99 per year | Web, mobile (iOS and Android) |
Tiller | $79 per year | Web, email |
Credit Karma | Free | Web, mobile (iOS and Android) |
NerdWallet | Free | Web, mobile (iOS and Android) |
6 more rowsApr 16, 2024
That's EveryDollar. EveryDollar has helped millions of people work the Baby Steps and learn to love budgeting by taking the stress out of planning and managing money. Create your first budget in about 10 minutes. Then customize categories, track expenses, set up savings goals, and more!
Why don't people use budgeting apps? ›
In a nutshell, budgeting apps don't work because people will never be honest about their expenses, said Julian B. Morris, certified financial planner with Concierge Wealth Management. “Even if they log everything accurately, they don't change their habits,” Morris said.
Are there better budgeting apps than Mint? ›
YNAB Money Management Tool
One of the biggest Mint competitors is You Need a Budget, or YNAB. It can get very specific in your expense tracking and categorization. Most folks love it because of that, as well as its zero-based budgeting method.
What is the difference between Simplifi and mint? ›
Quicken by Simplifi presents a flexible, personalized budgeting approach, adapting to monthly spending habits for a straightforward experience. Mint utilized traditional budgeting tools, requiring more time for setup and maintenance but providing detailed spending limits and custom budget categories.
Is mint better than quicken? ›
Quicken has much more functionality and can grow with you over time. It's also better than Mint if you're a small business owner or are managing rental properties. Quicken is also better than Mint for tracking investments and planning your retirement.
Is Excel best for budgeting? ›
The creation process may be convenient in Excel because the software program has a simple interface. It's also the preferred choice in business environments because of its financial features and math functions. You may create a budget manually or using a template.
Why is mint going away? ›
Mint recently announced: “Reimagining Mint as part of Intuit Credit Karma will expand our capabilities,” which is them trying to put a positive spin on the fact that they're shutting down their budgeting app capabilities—and Mint budgeters won't be able to access their budgeting accounts or continue budgeting starting ...