5 Best Banks for International Travel - NerdWallet (2024)

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5 Best Banks for International Travel - NerdWallet (2024)

FAQs

5 Best Banks for International Travel - NerdWallet? ›

The best bank for international banking depends on your financial needs. Our top picks are J.P. Morgan, Bank of America, Citibank, HSBC, and Standard Chartered. Which bank has branches worldwide?

What is the best bank to use for international travel? ›

Best Bank Accounts for International Travel Benefits
  • Ally Savings Account.
  • Bask Bank Mileage Savings Account.
  • Capital One 360 Checking.
  • Schwab Bank High Yield Investor Checking® Account.
  • SoFi Checking and Savings (Member FDIC)
  • Revolut Account.
Sep 9, 2024

Which bank is best for international use? ›

The best bank for international banking depends on your financial needs. Our top picks are J.P. Morgan, Bank of America, Citibank, HSBC, and Standard Chartered. Which bank has branches worldwide?

Which bank account is best for travelling abroad? ›

The best travel debit cards
  • Chase current account. Best debit card to use abroad. ...
  • First Direct current account. A Times Money Mentor award-winning current account. ...
  • Starling Bank current account. Another good travel debit card. ...
  • Wise. Another good option for people looking for a prepaid travel card.
Sep 9, 2024

What are the top 5 safest banks? ›

Summary: Safest Banks In The U.S. Of September 2024
BankForbes Advisor RatingATM Network
Chase Bank5.015,000+ Chase ATMs
Bank of America4.215,000+ ATMs in the U.S.
Wells Fargo Bank4.011,000
Citi®4.065,000
1 more row
Aug 30, 2024

What is the best bank card for international travel? ›

What is the best debit card for overseas travel?
  • ING – Orange Everyday.
  • Macquarie Bank – Transaction Account.
  • ME – SpendME Transaction Account.
  • Suncorp Bank – Carbon Insights Account.
  • Suncorp Bank – Everyday Essentials Account.
  • Suncorp Bank – Everyday Options Account.
  • ubank – Spend Account.
  • Up – Up Everyday.

Which card is better for international travel? ›

Top Credit Cards for International Travel in 2024 (September)
Credit CardJoining Fee
RBL Bank World Safari Credit CardRs.3000 plus GST
IDFC Wow Credit CardNil
Yatra SBI Credit CardRs.499
HDFC Bank Regalia Credit CardRs.2,500
6 more rows

How do I choose an international bank? ›

Based on expatriate life and the realities of international bank accounts, here are five tips for choosing a bank account abroad.
  1. Consider an International Bank with Expat Services. ...
  2. Check Deposit Insurance for Accounts. ...
  3. Ask About International Financial Services and Transaction Fees. ...
  4. Ask About Wait Times For New Accounts.

Which bank has the lowest international transaction charges? ›

Foreign Transaction Fee on Top Credit Cards
Credit CardForeign transaction Mark-up Fee
HDFC Bank Diners ClubMiles Credit Card3.00%
Axis Bank Burgundy Private Credit Card0.00%
Axis Bank Magnus Credit Card2.00%
RBL Bank World Safari Credit Card0.00%
4 more rows
Aug 29, 2023

What is the top international bank? ›

  • JPMorgan Chase & Co. ( JPM)
  • Bank of America Corp. (BAC)
  • Industrial and Commercial Bank Of China Ltd. ( IDCBY)
  • Wells Fargo & Co. ( WFC)
  • China Construction Bank Corp. (CICHY)
  • HSBC Holdings (HSBC)
  • Royal Bank of Canada (RY)
  • Mitsubishi UFJ Financial Group Inc. ( MUFG)

Which banks don't charge foreign transaction fees? ›

The best debit cards to take abroad
  • First Direct. When you were abroad, First Direct used to charge a 2.75% conversion fee every time you used your card to buy something or withdraw cash. ...
  • Starling Bank. The Starling Bank current account is free. ...
  • Chase. ...
  • Monzo. ...
  • Virgin Money. ...
  • Kroo Bank. ...
  • Cumberland Building Society.

Which is the best debit card for international travel? ›

Top Debit Cards for International Usage in September 2024
Card NameAnnual Fee
SBI Platinum International Debit CardRs. 250
InterMiles HDFC Bank Signature Credit CardRs. 500
Axis Bank Burgundy Debit CardNil/Rs. 1500 for Non-burgundy account holders
ICICI Bank Sapphiro International Debit CardRs. 1499
2 more rows
Sep 2, 2024

Which bank has no international ATM fees? ›

Here are the best banks and best checking accounts that don't charge ATM foreign transaction fees:
  • Betterment.
  • Charles Schwab.
  • Capital One.
  • Alliant Credit Union.
  • Fidelity.
  • USAA.
5 days ago

What bank has the worst ratings? ›

The Worst-Rated Banks
  • Wells Fargo.
  • Chase Bank.
  • US Bank.
  • Citibank.
  • Ally.
  • PNC Bank.
  • TD Bank.
  • Fifth Third Bank.

What bank gets hacked the least? ›

The top 10 safest banks in the U.S.
BankThe Ascent's RatingFDIC Insured?
Capital One4.50Yes
American Express® National Bank4.50Yes
Quontic4.50Yes
Chase4.50Yes
6 more rows
Aug 21, 2024

What bank is the most honest? ›

Following one of the most successful years in United's long history, United Bank has been named the Most Trustworthy Bank in America by Newsweek for 2023.

Which banks do not charge international ATM fees? ›

Banks with no international ATM fees
  • Betterment.
  • Charles Schwab.
  • Capital One.
  • Alliant Credit Union.
  • Fidelity.
  • USAA.
5 days ago

Which debit card is best for international travel? ›

4. Which is the best international travel card?
  • The Fi. Money Federal Debit card.
  • Axis Bank Multi-Currency Forex Card.
  • HDFC Bank Regalia ForexPlus Card.
  • ICICI Bank Student Forex Prepaid Card.
  • State Bank Multi-Currency Foreign Travel Card.
Sep 9, 2024

What banks are free to use abroad? ›

TSB, Bank of Scotland, Lloyds and Halifax offer premium current accounts, which are fee-free to spend and withdraw from abroad but which charge a flat monthly fee instead.

Should I tell my bank I'm traveling internationally? ›

Inform your bank and credit card company of your travel plans, so they do not flag charges you make in another country as fraudulent. Some companies allow you to enter travel dates online, or call your bank directly.

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