5 Travel Cards for Australians Travelling to the USA | S Money (2024)

Travel money cards are great for several reasons.

  • First, they provide security and convenience. Carrying large amounts of cash can be risky, and using a travel money card helps mitigate this risk.
  • Second, travel money cards often offer better exchange rates than exchanging cash at a currency exchange booth. Third, they help you manage your travel budget by allowing you to load a specific amount of money and track your spending.
  • Additionally, travel money cards can save you from incurring high fees on international transactions and ATM withdrawals. Many cards come with features like fraud protection, travel insurance, and emergency assistance, providing added peace of mind during your travels.

Why do need a travel money card?

Additional Tips for Using Travel Money Cards in the USA

Understand Your Card’s Fees and Limits

Before you travel, familiarize yourself with your card's fees and limits. This includes ATM withdrawal limits, international transaction fees, and any other charges that may apply. Knowing these details can help you avoid unexpected costs.

Keep a Backup Card

It's always a good idea to carry a backup card in case your primary card is lost, stolen, or declined. Ensure your backup card is from a different issuer to mitigate any network-specific issues.

Use ATMs Wisely

While many travel money cards offer free ATM withdrawals up to a certain limit, some ATMs in the USA may still charge operator fees. Look for bank-affiliated ATMs or use your card's app to locate fee-free ATMs.

Monitor Your Transactions

Regularly check your transaction history to ensure there are no unauthorized charges. Most travel money cards offer real-time transaction alerts and mobile apps to help you keep track of your spending.

Take Advantage of Additional Features

Many travel money cards come with additional features such as travel insurance, fraud protection, and emergency assistance. Make sure to utilize these benefits to enhance your travel experience.

Exchange Rates and Currency Conversion

When using your travel money card in the USA, pay attention to exchange rates and currency conversion fees. Some cards offer competitive rates and low conversion fees, which can save you money in the long run.

5 Travel Cards for Australians Travelling to the USA | S Money (2024)

FAQs

5 Travel Cards for Australians Travelling to the USA | S Money? ›

Yes. You'll usually find you can use your Australian debit card in the US, but you might find that your bank or card issuer adds extra fees to foreign currency spending. Check your card's terms and conditions carefully, and consider getting a specialist travel debit or credit card to keep costs low.

What is the best travel card for Australians? ›

Here are some of the top travel cards you can get in Australia
  • Travelex Money Card.
  • Westpac Worldwide Wallet.
  • Cash Passport Platinum Mastercard.
  • Commbank Travel Money Card.
  • Travel Money Oz Currency Pass.
  • Qantas Pay.
  • Australia Post Travel Platinum Mastercard.
Jun 27, 2024

Can I use my Australian card in USA? ›

Yes. You'll usually find you can use your Australian debit card in the US, but you might find that your bank or card issuer adds extra fees to foreign currency spending. Check your card's terms and conditions carefully, and consider getting a specialist travel debit or credit card to keep costs low.

What is the Australian dollar travel card? ›

How do I get a Australian Dollar travel money card?
  • Download the Revolut app on your Android or iPhone and sign up for free.
  • Order your free Australian Dollar card. ...
  • Get your card in the post or add it to Google Pay or Apple Pay to use it immediately.
  • Start spending like a local in Australian Dollars.

What is the best way to access money in the US? ›

Generally the most convenient way to get cash for your trip to the US will be to make ATM withdrawals as and when you need to. This will mean you don't need to carry too much all at once, and if you use a dedicated travel card to make your withdrawal you may cut your overall costs, too.

What is the best travel card for the USA? ›

Best 5 Travel Money Cards for the USA in 2024:

Wise Travel Card - USA money card. Revolut Travel Card - Best debit card for USA. Travelex Card - All rounder. HSBC Global Everyday Debit Card for a bank card.

Which multi-currency card is best? ›

6 best multi-currency cards in Singapore
Available currencies
YouTrip card¹10 supported for holding and exchange² Spend in 150 currencies
Revolut card⁵30+ supported for holding and exchange Spend globally
Instarem Amaze card⁷Top ups only in SGD, 9 other for holding and exchange if converted from SGD Spend globally
3 more rows

Which card is best for the USA? ›

Best rewards credit cards of September 2024
  • Best for welcome bonus: Capital One Venture Rewards Credit Card.
  • Best for dining: American Express® Gold Card.
  • Best for no annual fee: Citi Double Cash® Card.
  • Best for cash back: Chase Freedom Unlimited®
  • Best for paying rent: Bilt Mastercard®
3 days ago

What is a travel money card? ›

A travel money card, also called a prepaid travel card, is a type of card that can hold foreign currencies. It's intended for overseas travel, and you can use one to withdraw foreign cash from ATMs and to make purchases in a local currency.

What is the best way to pay in the USA? ›

Card payments are common - and often preferred - in the United States. Credit and debit cards are widely accepted and in most places you can make contactless payments with your physical card or a wallet like Apple Pay.

Is a travel money card better than cash? ›

Prepaid currency cards are a secure way to make purchases on trips abroad. They can be a handy alternative to paying with cash and debit or credit cards. They can also help you manage your spending and stick to a holiday budget.

How long does it take to get a money travel card? ›

How long will my card take to arrive? If you order your card online it will be delivered to your home address in two to three working days. If you require a card in a shorter time please check with your local Post Office branch. Exchange rates vary between online and branch.

Do travel cards save you money? ›

A travel card allows you to spend money in different currencies around the world. This saves you from high foreign transaction fees that most credit or debit cards charge, whether that's for purchases or ATM withdrawals.

Is it better to take cash or card to the USA? ›

Using credit cards

The currency conversion fee is the main charge to avoid when you're looking at travel friendly credit cards. The international ATM fee is the other main fee; however, due to the extra charges which come with a cash advance, you should avoid using your credit card to make cash withdrawals.

How much cash should you take to the USA? ›

How much money do you have to declare when you travel to or from the U.S.? If you are traveling with an excess of $10,000, you must report it to a Customs and Border Protection (CBP) officer when you enter or exit the U.S. But there is no limit to the amount of money you can travel with.

Should I bring cash to the USA? ›

You may bring large sums of money with you in the form of cash, money order, or traveler's checks. There is no maximum limit, however, any amount exceeding $10,000 USD must be declared upon arrival on both the Form 6059B and FinCEN 105. All forms must be filled in completely and truthfully.

What is the best prepaid card to use in Australia? ›

The 6 Best Prepaid Travel Cards for Australians 2024
  • Wise - our pick for prepaid cards.
  • Revolut - low fees.
  • Citibank - good for use at home.
  • Travelex - no fees for ATM withdrawals.
  • Australia Post - lock in exchange rates.
  • HSBC - no international transaction fees.
Apr 26, 2024

Are travel cards worth it Australia? ›

There are many benefits to having a prepaid travel card. With multiple currencies on offer, it allows you to save money on having to go to a currency exchange store to exchange AUD for the local currency.

Which is the best tourist visa for Australia? ›

Visitor Visa (Subclass 600). A visitor visa is an ideal option for those who are not eligible for the ETA of eVisitor. This visa allows you to stay in Australia for three, six, or 12 months for tourism or business purposes.

Is it better to take cash or card to Australia? ›

Card payments are common - and often preferred - in Australia. Credit and debit cards are widely accepted and in most places you can make contactless payments with your physical card or a wallet like Apple Pay. Having some cash in your pocket can be reassuring, but it's not necessary to carry a lot in most cases.

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