7 reasons to use an independent mortgage broker - Yes Mortgage Services (2024)

7 reasons to use an independent mortgage broker - Yes Mortgage Services (1)

With so many costs associated with moving house, it can be tempting to cut out as many as you safely can. Many of us drum up friends instead of hiring a removal firm, while others decide to ignore the horrible décor in our new homes until the cash flow situation has stabilised again.

Fortunately, many independent mortgage brokers actually offer their services to buyers for free. Yes Mortgage Services are included in that number – you won’t save any money by not coming to us, but you might well save money if you do.

We firmly believe that using an independent mortgage broker is the safest and most cost-effective way of setting up your mortgage. Here are our seven reasons why:

1. Choose from the widest range of mortgages

Independent mortgage brokers have access to the widest possible range of mortgages available at the time you hope to take one out. This means that you can benefit from the best mortgage for you, not just one that will “do” from the limited range offered by your current bank or building society.

2. Save money

If you go to your bank and ask to take out a mortgage, providing you’re not a high risk, your bank will be very keen to lend to you so that they get all the interest you pay on the loan and their competitors don’t. This means that you could end up with a mortgage that is right for the bank but not right for you.

However, independent mortgage brokers aren’t tied to any particular lender, but we are bound by law to have a duty of care towards our clients and to find the best mortgage for your circ*mstances. Ultimately, this means independent mortgage brokers will find you not just the best rate but also one you’ll be able to afford in the future, saving you money and giving you peace of mind.

3. Save time

Independent mortgage brokers will complete your paperwork for you and ensure it is seen by the lender promptly. This will save you time during your mortgage application – very important if you need your house purchase to go through quickly.

4. Expert advice

Mortgage brokers must be qualified mortgage professionals. Look for Cert CII (MP) or CeMAP after the name of your adviser. Both qualifications are recognised by the Financial Conduct Authority.

Mortgages can be very complicated and the legislation surrounding them is continually changing. It rarely pays to try and muddle through the mortgage process yourself! Likewise, it can be tempting to look on price comparison sites and simply plump for the mortgage with the lowest rate, but without expert advice, you could be caught out if or when the low rate rises.

Instead, let your independent mortgage broker take care of it – they’ll explain the information that you need to know and make sure that no mistakes are made during the lending process.

5. Legal protection

In the unlikely event that the mortgage you end up with is the wrong one and you cannot keep up repayments, only buyers who have used a mortgage broker have the right to claim compensation.

6. Insurance

Independent mortgage brokers often have access to insurance products as well as mortgages, and can pass their knowledge and expertise on to you. For example, you might wish to take out life insurance so that your mortgage repayments will be protected, ensuring your family still have a home even if the worst should happen to you.

Other insurance products, often called protection products, commonly offered by mortgage brokers include critical illness cover, income protection and buildings and contents insurance.

7. Relationship with lenders

Some lenders have mortgages that are only available via brokers, which you couldn’t find out about for yourself if you went directly to the lender.

Brokers also create a great deal of business for lenders, meaning that they can sometimes influence them for the better – an advantage that brokers can pass onto house-buyers.

These are just seven reasons why we think you should work with an independent mortgage brokers – for more, read our testimonials page! If you’re looking for independent mortgage advice, book your initial consultation today – it’s obligation-free and cost-free. Call us on 0800 612 5596 or click here to email us.

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (2)

Andrew Johnson

At Yes Mortgage Services, we offer a comprehensive range of products from across the market.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.

Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.

We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

7 reasons to use an independent mortgage broker - Yes Mortgage Services (3)

Contact Us

YES Mortgage Services Limited
The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

Hours
Monday – Friday 0900 – 1700

Contacts
0800 612 5596
[emailprotected]

We don’t charge a broker fee

We are on Instagram

Arranging a mortgage or organising personal finances can be time-consuming and stressful.⁣

But we`re here to make it as painless as possible!⁣

👉🏻 Before recommending a mortgage, we take the time to understand your individual needs and circ*mstances.⁣

👉🏻 We`ll only suggest mortgages that we consider suitable and affordable for you.⁣

👉🏻 If we can`t find a suitable mortgage, we won`t recommend one.⁣

👉🏻 We encourage you to ask any questions you have – no question is too silly.⁣

👉🏻 From start to finish, we`ll handle the entire process, from answering initial questions to managing multiple applications.⁣

👉🏻 Best of all, we won`t charge you a broker fee!⁣


Visit our website to learn more (🔗 in bio) or call us for a chat on 0800 612 5596.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (4)

Arranging a mortgage or organising personal finances can be time-consuming and stressful.⁣

But we`re here to make it as painless as possible!⁣

👉🏻 Before recommending a mortgage, we take the time to understand your individual needs and circ*mstances.⁣

👉🏻 We`ll only suggest mortgages that we consider suitable and affordable for you.⁣

👉🏻 If we can`t find a suitable mortgage, we won`t recommend one.⁣

👉🏻 We encourage you to ask any questions you have – no question is too silly.⁣

👉🏻 From start to finish, we`ll handle the entire process, from answering initial questions to managing multiple applications.⁣

👉🏻 Best of all, we won`t charge you a broker fee!⁣


Visit our website to learn more (🔗 in bio) or call us for a chat on 0800 612 5596.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

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When it comes to self-build mortgage applications, there`s often quite a bit of paperwork involved 🫠⁣

You`ll need to submit documents such as planning permission, building plans, financial forecasts etc...⁣

But our mortgage advisors will take care of the whole mortgage application for you, from beginning to end.⁣

Including dealing with the paperwork! 🤩⁣

Leaving you to concentrate on the exciting bits; the actual build! 🏡⁣

Find out more via the link in our bio, or give us a call on 0800 612 5596⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (5)

When it comes to self-build mortgage applications, there`s often quite a bit of paperwork involved 🫠⁣

You`ll need to submit documents such as planning permission, building plans, financial forecasts etc...⁣

But our mortgage advisors will take care of the whole mortgage application for you, from beginning to end.⁣

Including dealing with the paperwork! 🤩⁣

Leaving you to concentrate on the exciting bits; the actual build! 🏡⁣

Find out more via the link in our bio, or give us a call on 0800 612 5596⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages
...

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In celebration of Crufts kicking off we`ve fetched our top tips for a hassle-free move with your four-legged bestie 🐶🐾 ⁣

Swipe to see ➡⁣

Don`t "fur-get" to save these tips for your next house move!⁣

...⁣


#crufts #dogsinstagram #movinghomeuk #doggiesofinstagram #movinghomes #pettips #crufts2024 #wontlookwednesday #petadvice #dalmationlove #movinghometips #homebuyeradvice #buyingahouse

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (6)

In celebration of Crufts kicking off we`ve fetched our top tips for a hassle-free move with your four-legged bestie 🐶🐾 ⁣

Swipe to see ➡⁣

Don`t "fur-get" to save these tips for your next house move!⁣

...⁣


#crufts #dogsinstagram #movinghomeuk #doggiesofinstagram #movinghomes #pettips #crufts2024 #wontlookwednesday #petadvice #dalmationlove #movinghometips #homebuyeradvice #buyingahouse
...

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Whether you`re growing your family, getting ready to tie the knot, moving to a new home or starting a new job, these exciting moments can bring a lot of change – including changes to your insurance needs. ⁣

So it`s a good idea to give your insurance a check-up every now and then.⁣

To make sure that you`re protected in all the right places ✅⁣

Our lovely protection advisor, Kelly, is on hand to help you navigate these changes and ensure you have the right cover in place. ⁣

Send us a DM or call us on 0800 612 5596 to arrange a chat.⁣

...⁣

#newparentsinthemakin #newmumtobe #moneytipsandtricks #protectwhatmatters #insurancetips #financialadvice #newmumlife #newparentstobe #newmumslife #newmumuk #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #mumlifeuk #dorsetlife

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (7)

Whether you`re growing your family, getting ready to tie the knot, moving to a new home or starting a new job, these exciting moments can bring a lot of change – including changes to your insurance needs. ⁣

So it`s a good idea to give your insurance a check-up every now and then.⁣

To make sure that you`re protected in all the right places ✅⁣

Our lovely protection advisor, Kelly, is on hand to help you navigate these changes and ensure you have the right cover in place. ⁣

Send us a DM or call us on 0800 612 5596 to arrange a chat.⁣

...⁣

#newparentsinthemakin #newmumtobe #moneytipsandtricks #protectwhatmatters #insurancetips #financialadvice #newmumlife #newparentstobe #newmumslife #newmumuk #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #mumlifeuk #dorsetlife
...

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NO BROKER FEE!!!⁣

That`s right... we`ll NEVER charge you a broker fee for our mortgage services 🎉 ⁣

As a company, we believe everyone should have access to quality financial advice, regardless of their financial status 🤝 ⁣

Visit our website to learn how we can help you find the right mortgage for your needs (🔗 in bio)⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (8)

NO BROKER FEE!!!⁣

That`s right... we`ll NEVER charge you a broker fee for our mortgage services 🎉 ⁣

As a company, we believe everyone should have access to quality financial advice, regardless of their financial status 🤝 ⁣

Visit our website to learn how we can help you find the right mortgage for your needs (🔗 in bio)⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

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🏡 Saving for a house deposit isn`t easy, but the reward is definitely worth it. Here`s four steps to make it more doable:⁣

👉 Jot down your monthly income and expenses. ⁣

This gives you a clear understanding of your finances and helps you navigate unexpected expenses.⁣

👉 Break down the total amount you need to save into smaller, achievable chunks. ⁣

This will make your savings journey feel less `ARGHH 😱` and more `YAAAY 🥳`.⁣

👉 Look for opportunities to cut back wherever you can. ⁣

Maybe skip eating out as often or reconsider some of those paid subscriptions.⁣

👉 Keep an eye out for higher-yielding accounts or government schemes with tax incentives to maximize your savings.⁣

It can be tough, but keep going! The satisfaction of opening your own front door will make it worth it in the end.⁣

Save this post as a reminder to stay on track 🎯⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#housedeposit #firsttimebuyers #savingforadeposit #savingforahouse #househuntingadventures #firsthomebuyer #firsttimebuyertips #wellingtonsomerset #mortgageexperts #westcountry

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (9)

🏡 Saving for a house deposit isn`t easy, but the reward is definitely worth it. Here`s four steps to make it more doable:⁣

👉 Jot down your monthly income and expenses. ⁣

This gives you a clear understanding of your finances and helps you navigate unexpected expenses.⁣

👉 Break down the total amount you need to save into smaller, achievable chunks. ⁣

This will make your savings journey feel less `ARGHH 😱` and more `YAAAY 🥳`.⁣

👉 Look for opportunities to cut back wherever you can. ⁣

Maybe skip eating out as often or reconsider some of those paid subscriptions.⁣

👉 Keep an eye out for higher-yielding accounts or government schemes with tax incentives to maximize your savings.⁣

It can be tough, but keep going! The satisfaction of opening your own front door will make it worth it in the end.⁣

Save this post as a reminder to stay on track 🎯⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#housedeposit #firsttimebuyers #savingforadeposit #savingforahouse #househuntingadventures #firsthomebuyer #firsttimebuyertips #wellingtonsomerset #mortgageexperts #westcountry
...

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For #NewHomesWeek we`ve been uncovering the perks of buying a new build, and what better way to end than with one of the most popular reasons for buying a new build:⁣

When you choose to buy a new build home, there`s no pesky chain to potentially delay the process. And the developer might even offer a part-exchange scheme, taking on the task of selling your current home 🏡⁣

Less hassle, less risk of the purchase falling through and more peace of mind! 🤩⁣

Check out our other post from the week to discover if a new build is right for you.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (10)

For #NewHomesWeek we`ve been uncovering the perks of buying a new build, and what better way to end than with one of the most popular reasons for buying a new build:⁣

When you choose to buy a new build home, there`s no pesky chain to potentially delay the process. And the developer might even offer a part-exchange scheme, taking on the task of selling your current home 🏡⁣

Less hassle, less risk of the purchase falling through and more peace of mind! 🤩⁣

Check out our other post from the week to discover if a new build is right for you.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
...

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The free expert advice we offer, combined with the number of mortgages we arrange, places us in a very great position to ensure that our customers have access to the latest deals and receive first-class service.⁣

Our Mortgage Advisors will take care of everything from explaining your options and helping you select the right mortgage to guiding you on the most suitable insurance for you and your family. They`ll even handle the application process on your behalf!⁣

Send us a DM or call us on 0800 612 5596 to book a chat.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

1 0

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (11)

The free expert advice we offer, combined with the number of mortgages we arrange, places us in a very great position to ensure that our customers have access to the latest deals and receive first-class service.⁣

Our Mortgage Advisors will take care of everything from explaining your options and helping you select the right mortgage to guiding you on the most suitable insurance for you and your family. They`ll even handle the application process on your behalf!⁣

Send us a DM or call us on 0800 612 5596 to book a chat.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

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Eager to get on the property ladder but only have a small deposit? 👇⁣

Check out schemes like Shared Ownership and Deposit Unlock, which can make buying a newly built property more accessible and affordable for you 🌟🏡⁣

And remember, many developers offer incentives like paying all or part of your conveyancing fees, which is an added bonus of buying new! 💸⁣

Struggling to choose between a new build or older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsthome #firstimehomebuyer #firsttimebuyers #newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #myfirsthome #firsttimebuyertips #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #homebuyersguide #firsthouse

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (12)

Eager to get on the property ladder but only have a small deposit? 👇⁣

Check out schemes like Shared Ownership and Deposit Unlock, which can make buying a newly built property more accessible and affordable for you 🌟🏡⁣

And remember, many developers offer incentives like paying all or part of your conveyancing fees, which is an added bonus of buying new! 💸⁣

Struggling to choose between a new build or older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsthome #firstimehomebuyer #firsttimebuyers #newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #myfirsthome #firsttimebuyertips #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #homebuyersguide #firsthouse
...

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Whether you’re looking to buy a new home or refinance the one you’re already in, our personal goal is to see that it ends with you getting the mortgage you need, when you need it, at the rate you deserve and with a level of care beyond anything you expect. ⁣

Just as Nathan, one of our advisors, did for Lyndsey who gave him this lovely review 🙌⁣

Visit our website to learn more (🔗 in bio) or give us a call on 0800 612 5596.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (13)

Whether you’re looking to buy a new home or refinance the one you’re already in, our personal goal is to see that it ends with you getting the mortgage you need, when you need it, at the rate you deserve and with a level of care beyond anything you expect. ⁣

Just as Nathan, one of our advisors, did for Lyndsey who gave him this lovely review 🙌⁣

Visit our website to learn more (🔗 in bio) or give us a call on 0800 612 5596.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

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Did you know when you buy a new build, the developer has to meet a required level of service?⁣

This means you`ll receive a 10-year warranty covering major structural issues, and any defects discovered within the first two years will be taken care of! 🏡🛠⁣

Your boiler and white goods will be brand new too, so they have their own warranties. Meaning you shouldn`t need to worry about costly repairs or replacements! 🤩⁣

Torn between a new build or an older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

1 0

Open

7 reasons to use an independent mortgage broker - Yes Mortgage Services (14)

Did you know when you buy a new build, the developer has to meet a required level of service?⁣

This means you`ll receive a 10-year warranty covering major structural issues, and any defects discovered within the first two years will be taken care of! 🏡🛠⁣

Your boiler and white goods will be brand new too, so they have their own warranties. Meaning you shouldn`t need to worry about costly repairs or replacements! 🤩⁣

Torn between a new build or an older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
...

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Struggling to choose between a new build or older property? ⁣

We`re uncovering the perks of buying a new build for #newhomesweek!⁣

Today, we`re turning the spotlight on safety and security for that extra peace of mind.⁣

Because, unlike older properties, new builds are constructed to meet the highest standards for fire safety and more. ⁣

Plus, developers go the extra mile by installing the latest security measures, such as lights and alarms, to keep you and your loved ones safe.⁣

Tap follow so you don`t miss tomorrow`s!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

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Open

7 reasons to use an independent mortgage broker - Yes Mortgage Services (15)

Struggling to choose between a new build or older property? ⁣

We`re uncovering the perks of buying a new build for #newhomesweek!⁣

Today, we`re turning the spotlight on safety and security for that extra peace of mind.⁣

Because, unlike older properties, new builds are constructed to meet the highest standards for fire safety and more. ⁣

Plus, developers go the extra mile by installing the latest security measures, such as lights and alarms, to keep you and your loved ones safe.⁣

Tap follow so you don`t miss tomorrow`s!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (2024)

FAQs

Why use an independent mortgage broker? ›

Independent mortgage advisers have a wide knowledge of the mortgages available from different lenders. They can search the market on your behalf and recommend the best deal. To find these deals on your own involves a lot of research and talking through your circ*mstances many times with different lenders.

Why use a local mortgage broker? ›

A good broker works with you to understand your needs and goals, your loan capacity (what you can afford to borrow). Not only will they find options to suit your situation, but they'll also be the support you need to navigate the process.

What is one advantage a mortgage broker may have over other loan originators? ›

Because they have no loyalties to a specific bank or financial lender, mortgage brokers typically have access to mortgages with better rates and can offer a more tailored solution to borrowers.

What is the responsibility of an independent broker? ›

An independent broker owns or manages an independent real estate brokerage. As such, they maintain a group of agents and staff members who provide real estate services to buyers and sellers in their area on behalf of the broker.

What does it mean to be an independent brokerage? ›

An independent brokerage is a real estate office that sells real estate unaffiliated with any other brand. They are their own entity that competes with other real estate brands. Independent real estate brokerages have anywhere from two to 60 licensed agents in most cases.

What is the benefit of using a broker? ›

Working with a mortgage broker can potentially save you time, effort, and money. A mortgage broker may have better and more access to lenders than you have. However, a broker's interests may not be aligned with your own. You may get a better deal on a loan by dealing directly with lenders.

Do I really need a mortgage broker? ›

It can be a good idea to use a mortgage broker because: Mortgage brokers know the market well and are aware of the latest mortgage products and deals. They know which lenders are comfortable with unusual circ*mstances.

What is the purpose of a mortgage broker? ›

A mortgage broker is a go-between who matches borrowers with mortgage lenders. If you're buying a home or refinancing, a broker can help you find the best mortgage for your needs. They work with everyone involved in the lending process, including real estate agents, underwriters and closing agents.

Why use a mortgage broker instead of a bank? ›

a Bank. A mortgage broker can offer a wider array of options and streamline the mortgage process, but working directly with a bank gives you more control and costs less. Kate Wood joined NerdWallet in 2019 as a writer on the homes and mortgages team.

What is mortgage broker good for? ›

A mortgage broker is a go-between who deals with banks or other lenders to arrange a home loan. Mortgage brokers must act in your best interests when suggesting a loan for you. A good broker works with you to: Understand your needs and goals.

Why is it better to go through a broker? ›

Brokers make it easy for you because they know banks, bankers, loan products and loan terms. They can sift out what's going to work for you, and what isn't. They know where to go, and what you need to provide, to get you the finance you're looking for. Brokers make it easier for the lenders to say yes.

Is there an advantage to using a mortgage broker? ›

A mortgage broker is offered loans on a wholesale basis from lenders, and therefore can offer the best rates available in the market, typically making the total loan cost lower for the client. A reputable mortgage broker will disclose how they are paid for their services, as well as detail the total costs for the loan.

Can a mortgage broker get you a bigger mortgage? ›

This may be the difference between buying your house or not buying a home. A mortgage broker can look at your total income, outgoings and deposit to determine which lender is likely to lend you the most money. This would result in a mortgage broker getting you a more extensive mortgage due to their experience.

What are the main differences between a mortgage agent and a mortgage broker? ›

A- A Mortgage Broker is either a firm or individual who is licensed to work on mortgages and employ other mortgage agents. In contrast, a Mortgage Agent works on behalf of the firm or individual with the Broker's license.

Is it better to use a local mortgage broker? ›

Local lenders provide a more personalized experience.

With other mortgage lenders, you may deal with service lines, no direct contact, and delayed service. With local lenders, you will have direct communication and a partner who will be there to guide you throughout the process.

Is it better to go through a broker or lender? ›

Individuals who are less qualified buyers or are buying less traditional properties will have an easier time finding loans for which they can be approved by going through a mortgage broker than by going through individual direct lenders with generally stricter criteria for approval.

What is the disadvantage of working with a mortgage broker? ›

Cons: Higher fees: Mortgage brokers often charge higher fees than banks, which can add up and result in a more expensive loan overall.

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