For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more.
Here’s the scoop on nine free money-making apps. NerdWallet considered apps with at least 3.8 stars and 25,000 reviews in Google Play, the iOS App Store or both.
9 of the best apps to make money
Still deciding on the right carrier? Compare Medicare Part D Plans
How do we review brokers?
Still deciding on the right carrier? Compare Medicare Advantage plans
Other factors to consider
Cigna Medicare Advantage plan availability
Kaiser Medicare Advantage plan availability
Aetna Medicare Advantage plan availability
What we like
What we don’t like
Other factors to consider
Anthem Medicare Advantage plan availability
BCBS Medicare Advantage plan availability
What we like
What we don’t like
What we like
What we don’t like
What we like
What we don’t like
What we like
What we don’t like
What we like
What we don’t like
What we like
What we don’t like
Select Home Warranty
Home Service Club
OneGuard Home Warranty
Landmark Home Warranty
Licenses and Disclosures
Choose Amica home insurance if...
Choose USAA home insurance if...
Choose Farmers home insurance if...
Choose Geico home insurance if...
Key insights 💡
Where Travelers home insurance stands out
Alliant Credit Union: Best credit union
Strengths
Where Liberty Mutual home insurance stands out
1. Ibotta
Where Safeco home insurance stands out
ASPCA: Best pet insurance for broad coverage
Choose Embrace if...
Choose ASPCA pet insurance if...
USAA: Cheapest car insurance for veterans and military
Ally Bank: Best bank and best CDs
Weaknesses
Why it's the best
Where Travelers home insurance falls short
Where Liberty Mutual home insurance falls short
Where Safeco home insurance falls short
Where Geico home insurance stands out
Farm Bureau insurance companies in each state
Charles Schwab: Best for ATM access
CompanionCare
Interactive Brokers
Why Travelers home insurance is worth a look
Big three prepaid plans
Where Farmers home insurance stands out
Why Liberty Mutual home insurance is worth a look
Why Safeco home insurance is worth a look
Chase: Best for sign-up bonuses and best for branch access
Where Amica home insurance stands out
Coverage for accidents and illnesses
Special
Postpaid
Complete Coverage
Where Geico home insurance falls short
EveryDollar
2. Rakuten
Accident and illness
Sample rates
Discover® Bank: Best online banking experience
Where USAA home insurance stands out
Where Farmers home insurance falls short
Accident and illness
Prepaid
Wellness-based programs
Powerups
Where Amica home insurance falls short
Guardian Life insurance policies for people living with HIV
How Colonial Penn’s pricing works
Deluxe
Forex.com
Kentucky
SoFi: Best for checking account overall and best checking account for overdraft fee avoidance
Accident-only coverage
Accident only
Where USAA home insurance falls short
Accident-only
YNAB
Geico: Best military car insurance discount
UFB Direct: Best savings account
Accident-only coverage
Defender or DefenderPlus
Elite
Wellness Rewards
Louisiana
Zengo Wallet: 4.8 out of 5 stars
Vio Bank: Best money market account
Preventive care
3. Swagbucks
OANDA
Accident-Only
Embrace: Best flexible wellness plan
But wait, there’s more
LifeLock pros
Wellness Rewards
Typical cost for a flagship family plan with unlimited data
Missouri
Expensify
Why it's the best
Family plans on a budget
Preventive Care
Crypto.com DeFi Wallet: 4.8 out of 5 stars
Tennessee
LifeLock cons
Deductibles
How to contact Ladder Life
Arbella: Best deployment discount from a small company
Rocket Money
Sample rates
Guarda: 4.6 out of 5 stars
4. Fiverr
Texas
Special
Is MassMutual’s cash value life insurance worth it?
But wait, there’s more
Deductibles
Exodus: 4.5 out of 5 stars
Reimbursem*nt amounts
Armed Forces Insurance: Best military car insurance agency
Reimbursem*nt amounts
How does MassMutual calculate the dividend payout?
Coinbase Wallet: 4.4 out of 5 stars
Deluxe
Hartville: Best pet insurance for straightforward waiting periods
5. Upwork
Pricing based on tracked driving habits
AndroMoney
Why it's the best
Coverage limits
Trust Wallet: 4.3 out of 5 stars
Coverage limits
Elite
Liberty Mutual home insurance vs. State Farm
Geico vs. Lemonade renters insurance
1Money
Deductibles
Lemonade vs. Geico renters insurance
How to contact MassMutual
MetaMask: 4.0 out of 5 stars
Liberty Mutual home insurance vs. Progressive
Is it normal for Geico to send someone to inspect your house?
6. OfferUp
Safeco home insurance vs. Liberty Mutual
Reimbursem*nt amounts
Should I switch to Geico, or is it better to stay loyal to the same home insurer I’ve had for years?
How to contact Northwestern Mutual
How to contact Guardian
Geico vs. State Farm renters insurance
Safeco home insurance vs. Travelers
Lemonade vs. State Farm renters insurance
Flooding
How to contact Globe Life
Travelers home insurance vs. Allstate
How to contact New York Life
7. Poshmark
Coverage limits
MetLife: Best pet insurance for discounts
Travelers home insurance vs. Geico
Why it's the best
Tornadoes
Ledger: 5.0 out of 5 stars
Nor’easters
Winter weather
Winter storms
8. Premise
Sample rates
Pumpkin vs. Lemonade
Trezor: 4 out of 5 stars
Amica home insurance vs. State Farm
Flooding
Geico home insurance vs. Allstate
Michigan Basic Property Insurance Association
Figo vs. Healthy Paws
Farmers home insurance vs. State Farm
Hurricanes and tropical storms
Pumpkin vs. Spot
For hot wallets: Crypto.com DeFi Wallet and Zengo Wallet
9. Upside
Amica homeowners insurance vs. Geico
Floods
Geico home insurance vs. State Farm
Pets Best: Best pet insurance for dogs
Figo vs. Trupanion
For cold wallets: Ledger
Why it's the best
USAA home insurance vs. State Farm
Farmers home insurance vs. Allstate
Methodology
Spot vs. Pumpkin pet insurance
Tornadoes
Sample rates
Trupanion vs. Healthy Paws
Winter storms
Figo vs. Nationwide
USAA home insurance vs. Allstate
Spot vs. Healthy Paws pet insurance
AKC vs. Lemonade pet insurance
Embrace vs. Healthy Paws
Trupanion vs. Nationwide
Spot: Best pet insurance for cats
USAA home insurance vs. Geico
Why it's the best
AKC vs. Nationwide pet insurance
Embrace vs. Trupanion
Trupanion vs. Pets Best
ASPCA vs. Nationwide pet insurance
Sample rates
AKC vs. Embrace pet insurance
Embrace vs. ASPCA
ASPCA vs. Embrace pet insurance
Rates for accident and illness coverage
ASPCA vs. Healthy Paws pet insurance
Plans available
What's covered
Waiting periods
Conditions common to your dog’s breed
Your dog’s energy and activities
Wellness expenses
Decide whether your cat needs insurance
Wellness expenses
1. Check whether your pet is eligible
2. Research what’s covered
3. Decide how much coverage you want
4. Understand reimbursem*nts and deductibles
5. Check waiting periods
6. Examine extra costs
7. Compare quotes
Which pet insurance can you use right away?
What is the best pet insurance?
Can you get pet insurance after a diagnosis?
Do all vets take pet insurance?
What pet insurance covers pre-existing conditions?
Autolist
4.5-star plan providers
5-star plan providers
AARP Medicare Supplement Insurance from UnitedHealthcare
What it looks like
5-star plans
4.0-star plan providers
4.5-star plan providers
Why we like it
Autotrader
4.5-star plans
State Farm Medicare Supplement Insurance
What it looks like
CarFax
Why we like it
💬 From our Nerds: What’s the best Medicare prescription drug plan for 2024?
From our Nerds: Who offers the best Medicare Supplement plans in Florida?
Humana Medicare Part D
CarGurus
Mutual of Omaha Medicare Supplement Insurance
What it looks like
Aetna Medicare Part D
Why we like it
Cars.com
Edmunds
Anthem Medicare Supplement Insurance
What it looks like
Cigna Medicare Part D
Why we like it
Used Car Search Pro by iSeeCars
💬 From our Nerds: What is the highest-rated Medicare Advantage plan?
What it looks like
Blue Cross Blue Shield Medicare Supplement Insurance
Why we like it
TrueCar
💬 From our Nerds: What are the top five Medicare supplement plans?
What it looks like
Why we like it
What it looks like
Why we like it
Download a template
Hire an attorney or estate tax professional
Hybrid approach
A closer look at our top same-day business loan picks
National Funding
Headway Capital
QuickBooks Online
ACE
Zoho Inventory
PowerChurch
How much can I borrow from Brigit?
How much can I borrow with Chime MyPay?
Getting repairs
Bluevine
How much can I borrow from Empower?
American Family
What fees does Brigit charge?
What fees does Chime charge for MyPay?
LiftFund
OnDeck
Square
Xero
Blink equipment
What fees does Empower charge?
QuickBooks Online
Pros
Nest equipment
How do you repay Brigit?
How do you repay Chime MyPay?
Setup
Exclusions
How do you repay Empower?
Fundbox
Cons
How long does it take to get a cash advance from Brigit?
Pros
How long does it take to get a cash advance from Chime?
Blink equipment bundles
How long does it take to get a cash advance from Empower?
Zoho Books
Cons
Southwest Georgia United
Lightspeed
Nest equipment bundles
Plan types and additional coverage
SBA 7(a) loan
OnDeck
Aplos
Monitoring plan features
Amica
💬 From our Nerds: Are Lumico and Elips good Medicare Supplement Insurance companies?
Premiums
Albany Community Together
Sortly
💬 From our Nerds: Is Cigna a good Medicare Supplement Insurance company?
💬 From our Nerds: Is AARP Medicare Supplement Insurance from UnitedHealthcare good?
FreshBooks
Security
Medicare Select policies add network requirements
Premiums
Coverage caps
AltLINE
Premiums
Bank of America
Copays, coinsurance and deductibles
Nolo’s Quicken WillMaker: Best all-inclusive
💬 From our Nerds: Is Mutual of Omaha a good company for Medicare Supplement Insurance?
Clear Spring Health Medicare Part D premiums and deductibles
Plan G
Copays, coinsurance and deductibles
Plan G
Copays, coinsurance and deductibles
Realm
💬 From our Nerds: Is Wellcare Value Script a good drug plan?
Sage 50 Accounting
Plan N
Straightforward instructions
Small Business Assistance Corporation
Rocket Lawyer: Best customer service
National Funding
Auto-Owners
Salesbinder
💬 From our Nerds: Is Aetna SilverScript a good prescription plan?
Plan N
Does Chime MyPay require a credit check?
Discounts
Plan G
Can I change my Empower advance due date?
Wellcare Medicare Part D premiums and deductibles
💬 From our Nerds: Are Mutual of Omaha Rx plans good Medicare Part D options?
Discounts
Can I change my Brigit Instant Cash due date?
Aetna Medicare Part D premiums and deductibles
Will Chime MyPay cause an overdraft fee?
Triton Capital
GoodTrust: Best for digital assets
$0-deductible options
Video quality
Will Empower’s advance cause an overdraft fee?
Will Brigit’s Instant Cash cause an overdraft fee?
Plan G
Plan N
Which states is Chime MyPay available in?
Triton Capital
Xero
Mutual of Omaha Medicare Part D premiums and deductibles
Cin7
Wave Accounting
$0-copay options
How do I contact Brigit’s customer service?
Plan N
Discounts
Can I change my MyPay repayment date?
How do I contact Empower’s customer service?
Customization
Customizable features
Delta Community Credit Union
Copay vs. coinsurance requirements
Is Brigit legit?
AARP membership
Is Chime legit?
Is Empower Legit?
State Farm
$0-deductible options
JR Capital
PayPal Working Capital Loan
Discounts
$0-deductible options
QuickBooks Enterprise
Wi-Fi connection difficulties
$0-copay options
Secured credit card
Citizens Bank of Georgia
Backbar
Zoho Books
AM Best Financial Strength Rating: A (Excellent)
$0-copay options
NCQA Score Range: 2.0 to 3.0 out of 5
Affordability: 2.5/4 stars
Credit-builder loan
SpotMe
Copay vs. coinsurance requirements
$0-copay options
Striven
Structure: 3.5/4 stars
J.D. Power Ranking
Balboa Capital
Coinsurance vs. copay requirements
Transparency: 3/4 stars
Travelers
Cinch Home Services
AM Best Financial Strength Rating: A+ (Superior)
Monitoring
NCQA Score Range: 2.5 to 3.5 out of 5
Wells Fargo
Katana
AM Best
Overdraft protection
Affordability: 4.0/4 stars
First American Home Warranty
Underwriting and consumer protections: 1.5/4 stars
Short-term loans
Old Republic Home Protection
J.D. Power Ranking
AM Best Financial Strength Rating: A (Excellent)
Structure: 2.5/4 stars
Customer experience: 4/4 stars
Wave Accounting
Liberty Home Guard
J.D. Power Ranking
Liberty Home Guard
Business lines of credit
NCQA Score Range: 2.0 to 4.5 out of 5
Budgeting assistance
Transparency: 4.0/4 stars
Discretionary additions or deductions
U.S. Bank
American Home Shield
J.D. Power
Brightpearl
Help finding cash and savings
Underwriting and consumer protections: 2.5/4
American Home Shield
Invoice factoring
Expert take on Empower
Fundbox
USAA
NCQA
Customer experience: 4.0/4
Brigit
Affordability: 2.5/4 stars
Select Home Warranty
Discretionary additions or deductions
Structure: 3/4 stars
Merchant cash advances
Finale Inventory
Are SilverScript and Aetna the same company?
EarnIn
Expert take on Chime MyPay
Transparency: 4/4 stars
Fora Financial
Brigit
💬 From our Nerds: Tips for setting up your inventory system
Features
Cost
Integrations
Ability to track items sold in different places
Underwriting and consumer protections: 3/4 stars
Customer experience: 3.5/4 stars
Empower
Discretionary additions or deductions
Funding Circle
Expert take on Brigit
Dave
1. Evaluate your timeline
Empower
2. Know your credit score
3. Review additional qualifications
4. Compare lenders
5. Apply for funding
Equipment financing vs. equipment leasing
1. Determine the size of your loan
2. Review your qualifications
3. Gather documentation and apply
Insurance costs
Still deciding on the right carrier? Compare Medigap plans
Still deciding on the right carrier? Compare Medicare Advantage plans
Still deciding on the right carrier? Compare Medigap plans
Roof types
Installation
Join NerdWallet and monitor your credit score
Get more financial clarity with a NerdWallet account
Get more financial clarity with a NerdWallet account
Download the app to make smart money moves
Download the app to make smart money moves
🏆 Our pick: The best balance transfer business credit card
AtoB Fuel Cards
Secured business credit cards
Coast Fuel Cards
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secured credit card
First National Bank Business Edition® Secured Mastercard® Credit Card
WEX Fleet FlexCard
Hello Alice Small Business Secured Mastercard®
Valley Bank Visa® Secured Business Credit Card
Fuelman Mixed Fleet Card
Business credit cards for fair credit
Capital on Tap Business Credit Card
Shell Small Business Card
Capital One® Spark® Classic for Business
Corporate cards
Brex Card
Ramp Card
BILL Divvy Corporate Card
Fleet expense management tools
What is a POS system?
Cheapest for 20-year-olds
Cheapest for 20-year-olds
Cheapest for 35-year-olds
Cheapest for 35-year-olds
Cheapest for 20-year-olds
Cheapest for 20-year-olds
Average car insurance rates in Katy by age
Cheapest for 60-year-olds
Cheapest for 35-year-olds
Cheapest for 60-year-olds
Cheapest for 35-year-olds
Cheapest for 20-year-olds
Cheapest for 60-year-olds
Good drivers
Cheapest for 60-year-olds
Cheapest for 35-year-olds
Good drivers
Drivers with a DUI
Drivers with a DUI
Cheapest for 60-year-olds
Good drivers
Good drivers
Drivers with an at-fault accident
Drivers with a DUI
Drivers with an at-fault accident
Drivers with a DUI
Good drivers
Drivers with an at-fault accident
Drivers with an at-fault accident
Drivers with a DUI
Drivers with a speeding ticket
Drivers with a speeding ticket
Drivers with an at-fault accident
Drivers with a speeding ticket
The best money-making apps
1. Ibotta
Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
Payment: PayPal, digital gift card or direct to a bank account.
Pros: You’ll receive cash back on in-store purchases quickly — typically within 24 hours. Ibotta also offers a welcome bonus to new users, referral bonuses and a variety of payment methods.
Cons: Making money can be a slow process. You must have at least $20 in cash back to redeem your earnings (some gift cards require at least $25 in earnings). For online shopping, the pending period for earning cash back varies by retailer. Ibotta also charges an account maintenance fee for inactive (no activity for 180 days) or deactivated accounts. The fee is deducted from your balance, not your bank account.
2. Rakuten
How it works: Rakuten (formerly known as Ebates) rewards shoppers with cash back on purchases from well-known retailers, restaurants and food delivery services. Users can also earn cash back on travel, gift cards and more. It’s straightforward: Create an account, tap on the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer.
Payment: PayPal or "Big Fat Check."
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a welcome bonus after their first qualified purchase. You can also earn welcome and referral bonuses. You can make an impact with your cash back earnings by donating a portion to nonprofit partners.
Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months on the company's payment schedule, and you need to hit the minimum cash-back balance to get paid. Unlike other apps like Ibotta, you have to remember to initiate your purchase in the app first. If you forget and make your purchase outside of the app, you can't get credit retroactively.
Money management made easy
NerdWallet tracks your income, bills, and shows you ways to save more.
3. Swagbucks
How it works: Swagbucks is a cash-back and rewards app. You earn points, called "SB," by shopping online (there are over 1,500 participating retailers), taking surveys, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards, prepaid Visa cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 300 SB.
Payment: E-gift card, prepaid Visa card or PayPal. You can also redeem SB for Bitcoin through the new Cryptovoucher Gift Card options.
Pros: Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Cons: It doesn’t pay much; one SB is worth about a cent. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Additionally, you won’t qualify for every survey or task, although users can earn up to 5 SB per day if they disqualify. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.
4. Fiverr
How it works: Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as musician and video and animation. Create an account first, then you can set your profile as a "seller" highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Pricing ranges from $5 to $995. Clients, known as "buyers," can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as paid consultations.
Payment: PayPal, direct to a bank account, Payoneer or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary, and your payment processor may charge a withdrawal fee, depending on which option you choose.
Pros: You don’t have to worry about tracking down buyers because they come to you. You can also earn tips. Fiverr also boasts its flexibility, allowing sellers to complete gigs in their own time or around their 9-5 jobs.
Cons: Fiverr takes 20% of your earnings for every gig, including tips, and there’s a standard 14-day waiting period to withdraw money after completing an order (top-tier sellers wait seven days for funds to clear).
A smart view of your financial health
Get a quick read on how you’re set up to meet expenses and money goals.
5. Upwork
Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace. First, you’ll create a profile. It should include information such as the field you’re interested in plus your qualifications, availability and desired rate. Then, you can submit proposals. Clients will review them and offer projects if you seem like a good fit.
You begin each month with a set number of “Connects,” which are like credits that allow you to contact prospective clients. You can earn or pay a small sum for more Connects, but you won’t be charged when clients contact you. You can get paid on an hourly or per-project basis.
Payment: Direct to U.S. Bank, direct to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
Pros: Upwork helps take the work out of seeking out clients, establishing relationships and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.
Cons: The app is free to download, but initiating contact with lots of clients costs money. Users also get charged a service fee. Upwork takes a 10% cut of your earnings based on how much you’ve billed a client. The more you earn, the more you get to keep. However, you won’t get paid until 10 days after the billing period ends. Remember, too, that you’re competing with other freelancers on the platform. That means clients may choose those who’ve set lower rates.
6. OfferUp
How it works: OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping anywhere within the United States except for Alaska, Arkansas and Hawaii. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you'll ship to or arrange a meeting with the buyer.
Payment: When selling locally, OfferUp recommends sellers take cash from buyers and stay clear of accepting payments by check, cashier's check or using other apps. For shipments, sellers can set up deposits to a debit card or bank account.
Pros: Creating a listing is simple and fast, and you’ll get paid instantly when you make a cash sale. You can also view a prospective buyer’s reviews and ratings to get an idea of how trustworthy they are beforehand. If you ship your item, the buyer pays the cost, and OfferUp provides the label.
Cons: You’re responsible for meeting local buyers in person and handling transactions. Sellers must pay a 12.9% service fee, or a minimum of $1.99, for shipments. To be successful, you’ll likely need to invest in a printer so you can print the shipping labels and mail items to buyers.
7. Poshmark
How it works: The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s "Posh Parties," which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid and pre-addressed shipping label once a purchase is made. Then, you send the package via USPS.
Payment: Check, PayPal, Venmo, Instant Transfer or direct deposit to a bank account.
Pros: Poshmark facilitates the entire process, from selling to shipping. Plus, you don’t have to meet with strangers to make a sale. The company will cover lost packages and handle issues between you and the buyer. Getting paid is relatively quick, too; Poshmark issues the money within three days of the buyer receiving the order.
Cons: You’ll pay a fee for selling through Poshmark. The company takes a $2.95 commission for sales under $15 and a 20% commission for sales of $15 or above.
8. Premise
How it works: Premise is a task-based app that provides rewards for users who complete simple tasks. You get paid for sharing local insights to help businesses and communities. Some options include sharing information and photos on what’s happening in your area like traffic jams and local events or taking surveys. You create an account by signing up with an email address. Once enrolled, you can browse the app for activities to complete for cash. You can also set notifications to receive the latest tasks available.
Payment: PayPal, Bitcoin or Payoneer.
Pros: The app markets itself as a community-first service where your opinion can help shape your community. Tasks may be associated with public service entities like libraries, hospitals, stores and governance-related activities.
Cons: Depending on where you live, there may be limited tasks available. Some users state the app itself is also challenging to use, making it difficult to locate the items or tasks in a community.
9. Upside
How it works: Upside provides cash back for gas, grocery and restaurant purchases. On average, Upside says users earn 8% cash back on groceries and dining, and there are more than 50,000 retailers and restaurants that participate. Once you sign up, you claim offers through the app and pay for your purchase as you normally would with a credit or debit card. You’ll either check in on the app or scan your receipt to earn your reward. You can cash out anytime.
Payment: PayPal, gift cards or deposit to your bank account.
Pros: Upside focuses on daily essential purchases that many consumers may already be making. According to the app, frequent users earn more than $300 annually by adding Upside to their normal routine.
Cons: The app doesn’t always work as it should, according to several user reviews. To be successful, you’ll have to have the patience to work through technical issues and the receipt uploading process, which some users say isn’t worth the time investment for a minor payout.