About (2024)

The National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. Founded in 1871, the U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia, and five U.S. territories to coordinate regulation of multistate insurers.

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Our Focus: Our Members and our Mission

Our members are state insurance regulators from diverse backgrounds—but are united in their shared commitment to set standards and ensure fair, competitive, and healthy insurance markets to protect consumers. The singular mission of the NAIC is to support our members in these noble causes.

Constantly Evolving and Adapting

In addition to safeguarding the insurance sector, we also provide consumer protection and education, data collection and analysis, technology, financial assessments and reporting, and licensing and testing.

Thinking Nationally, Acting Locally

Our state-based system brings regulators together and empowers them to act in the best interests of the people in their states. At the same time, we also enable commissioners to collaborate and learn from each other, while applying resources to individual states’ needs.

Unwavering Commitment to Protection

Insurance is a promise to be there when people need protection most. We provide training and accreditation programs to regulators at all levels and education for consumers.

Our Priorities

Our primary regulatory priorities are decided by our members, who continue to work on these crucial priorities and other important issues impacting consumers and the industry throughout the year.

Use of AI by Insurers and Cyber Risk:

The rapid development and use of artificial intelligence and other technologies create opportunity but also raise key questions regarding consumer privacy, cyber risk, carrier needs and capabilities, and the complexity of the regulatory landscape. The NAIC’s Innovation, Cybersecurity, and Technology (H) Committee positions the organization on the front lines of this field. In 2024, among other items, the NAIC’s agenda includes facilitating educational and engagement opportunities, leading key projects and efforts to monitor and support adoption of the Model Bulletin on theUse of Artificial Intelligence Systems by Insurers, researching and monitoring trends, proposing a regulatory framework for overseeing third-party data and predictive models, and completing the development of the Cybersecurity Event Response Plan. Through the Privacy Protections (H) Working Group, state insurance regulators are focusing on the future of safeguarding consumers’ sensitive information through modernized and enhanced privacy protections.

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Marketing of Insurance Products

State insurance regulators will once again take a multipronged approach to protecting consumers from deceptive and misleading insurance marketing. In addition to coordinating with Congress and federal agencies, state insurance regulators will strengthen information sharing among their departments and develop a tool hosted at NAIC.org for consumers to check insurance producers’ licenses, with additional information available on state insurance department websites. Other steps include modifying NAIC model laws to grant regulatory power over health insurance lead generators. To further assist consumers and help close the protection gap for older adults, the NAIC continues to call for Congress to restore states’ regulatory authority over the Medicare Advantage market.

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Leadership

About (2)

Andrew N. Mais

President

Commissioner, Connecticut Insurance Department

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Jon Godfread

President-Elect

Commissioner, North Dakota Insurance Department

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Scott A. White

NAIC Vice President

Commissioner, Virginia Bureau of Insurance

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Elizabeth Kelleher Dwyer

NAIC Secretary-Treasurer

Director, Rhode Island Department of Business Regulation

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Gary D. Anderson

Chief Executive Officer

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Andrew Beal

Chief Operating Officer and Chief Legal Officer

Insurance Departments

Select a state or jurisdiction for insurance department contact information.

Select State

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State Connected Strategic Plan

  • Member Connectivity
  • Training, Expertise, and Technology
  • Data and Analytics
  • Consumer Education, Outreach, and Advocacy
  • Committee Governance and Management
  • NAIC Operations

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About (2024)
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