About the ACA (2024)

About the ACA (1)

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The Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010.

The law has 3 primary goals:

  • Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of thefederal poverty level(FPL).
  • Expand the Medicaid programto cover all adults with income below 138% of the FPL. Not all states have expanded their Medicaid programs.
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.

Need health insurance?

Find affordable health care and compare plans at Healthcare.gov.

Read the law

Know Your Rights

Learn more about your rights & protections under the health care law.

No Surprise Medical Bills

Understand how you are protected from surprise medical bills.

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About the ACA (2024)
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