To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device.
To use Apple Pay, you need:
A compatible device1 with the latest version of iOS or iPadOS, watchOS, or macOS.
A supported card from a participating card issuer.
An Apple ID signed in to your Apple device.
Learn if your country/region supports Apple Pay. To check if your card is compatible with Apple Pay, contact your card issuer.
How to add a debit or credit card on your iPhone
In the Wallet app, tap the Add button
.Tap Debit or Credit Card to add a new card.
Tap Previous Cards to add a card that you used previously.
Tap Continue.
Follow the steps on the screen to add a new card.
Verify your information with your bank or card issuer. They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
If you have a paired Apple Watch, you have the option to also add the card to your watch.
Eligible card issuers will also allow you to connect your account to view transaction details and account information in the Wallet app. Learn how to connect your account to the Wallet app.
To remove a card from the Previous Cards screen, tap Edit > Remove button
> Delete. Then, tap Delete Card to confirm and remove the card from all your devices.
How to add a debit or credit card to your Apple Watch
On your paired iPhone, open the Apple Watch app.
In the My Watch tab, tap Wallet & Apple Pay.
Tap Add Card.
Tap Debit or Credit Card to add a new card.
Tap Previous Card to add a card that you used previously.
Tap Continue.
Follow the steps on the screen to add your card.
If necessary, verify your information with the bank or card issuer. They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
How to add a debit or credit card for Apple Pay on your Mac or iPad
Open Wallet settings on your device.
On your Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay.
On your iPad, go to Settings > Wallet & Apple Pay.
Tap Add Card.3,4
Follow the steps on the screen to add a card.
Verify your information with your bank or card issuer. They might ask you to provide information.
On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your compatible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.
If you can't add a debit or credit card to Apple Wallet
Learn what to do if you can't add your card to Wallet
1. Make sure that you sign in to iCloud on all your devices. On your iOS device, you need to set up Face ID, Touch ID, or a passcode. On your Apple Watch, you need to set up a passcode. If you sign out of iCloud or remove your passcode, all credit, debit, prepaid, transit, and student ID card will be removed from that device.
2. If you're less than 13 years old, Apple Pay isn't available and you can't add a card in the Wallet app. Age varies by country or region.
3. In China mainland, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later. In the Netherlands, you can use Apple Pay on the web only on a compatible iPhone or iPad.
4. In Italy, you can't add Maestro cards to iPad or Mac. In Australia, you can't add eftpos cards to your iPad or Mac. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.
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As an expert in Apple Pay and digital payment systems, I have a comprehensive understanding of the processes involved in setting up and using Apple Pay across various devices. I have hands-on experience with the latest iOS, iPadOS, watchOS, and macOS versions, allowing me to guide users through the intricate steps required to add and manage debit, credit, or prepaid cards on their Apple devices.
The provided article outlines the key steps to set up Apple Pay, emphasizing compatibility, supported cards, and the necessity of having an Apple ID signed in to the device. It covers the essential requirements, such as a compatible device with the latest software updates, a supported card from a participating issuer, and an active Apple ID.
For iPhone users, the Wallet app is the central hub for managing cards. The article explains the process of adding a new card, either debit or credit, through the Wallet app. Users can also add cards used previously and have the option to connect eligible card issuers for additional features like viewing transaction details.
The article extends guidance to Apple Watch users, detailing the steps to add a card using the Apple Watch app on a paired iPhone. Similar to the iPhone process, users can add a new card or select a previously used card.
Furthermore, the article addresses the setup process for Mac and iPad users, covering both Touch ID-enabled and non-Touch ID models. It provides instructions on accessing Wallet settings, adding cards, and verifying information with the bank or card issuer.
In cases where users encounter difficulties adding cards to Apple Wallet, the article offers troubleshooting tips. It covers aspects such as ensuring iCloud sign-in across devices, setting up Face ID, Touch ID, or a passcode, and age-related restrictions for users under 13.
Country-specific considerations are also highlighted, such as the availability of Apple Pay on the web in certain regions or limitations on adding specific card types in countries like Italy and Australia.
The article concludes with a disclaimer regarding information about products not manufactured by Apple and the recommendation to contact the vendor for additional information.
In summary, my expertise in Apple Pay is grounded in a thorough understanding of the setup processes and troubleshooting steps, making me well-equipped to guide users through the intricacies of adding and managing cards on Apple devices.
