Amazon Credit Card - Retail and Store Credit Cards (2024)

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisem*nt. Review offer details before you apply.

Amazon.com Gift Cards: This credit card is available to you if you do not currently have an Amazon Visa or Prime Visa credit card. Upon approval of your application, the Gift Card will be loaded into your Amazon.com account, as long as you have not closed your account. The Amazon.com Gift Card is only awarded to new cardmembers and at the time of card approval. If you were referred by a cardmember for either the Amazon Visa or Prime Visa credit card and approved, the person who referred you may be eligible to receive a referral bonus. The Gift Card cannot be used for other gift card purchases. Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington Company. See www.amazon.com/gc-legal for complete terms and conditions.

Instant Decision: If you respond via the Internet, the majority of applications are responded to in less than 15 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance.

Earning Points: Rewards Program Agreement: For more information about the Amazon card rewards program, view the latest Rewards Program Agreement (PDF) Opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com Opens in a new window. The terms of the Rewards Program Agreement apply to the 5% back and 3% back earned at Amazon.com, Whole Foods Market, including any physical Whole Foods Market locations in the United States and the website accessible at wholefoodsmarket.com and the participating Amazon stores and sites operated by Amazon’s affiliates listed at amazon.com/primevisa/benefits and amazon.com/amazonvisa/benefits, and through Chase Travel.
% back and Points: “% back rewards” are the rewards you earn under the program. % back rewards are tracked as points and each $1 in % back rewards earned is equal to 100 points. You may simply see “% back” in marketing materials when referring to the rewards you earn. Eligible Prime memberships only apply to Amazon.com accounts (and not accounts on any other affiliated websites outside the U.S.) and may include, in Amazon’s sole discretion: annual and monthly Amazon Prime subscriptions and members of their Amazon Household (excluding Amazon Prime Video and invited guests of an Amazon Prime account), Amazon Prime Fresh, Amazon Family, Amazon Prime Student and trial memberships of Amazon Prime. Whether a purchase earns 5% back or 3% back, as described below, is determined at the time your eligible Amazon.com, Whole Foods Market or the participating Amazon stores and sites, or Chase Travel purchase is made. How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Prime Visa or Amazon Visa credit card by you or an authorized user of the card account. Buying products and services with your card account, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: transactions on Amazon.com to which you choose to apply a promotional financing offer, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5% back or 3% back at Amazon.com, Whole Foods Markets and the participating Amazon stores and sites: You’ll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 of eligible purchases made using your card account at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com’s marketplace), Whole Foods Market, including any physical Whole Foods Market locations in the United States and the website accessible at wholefoodsmarket.com and the participating Amazon stores and sites listed at amazon.com/primevisa/benefits and amazon.com/amazonvisa/benefits. 5% back equates to $0.05 for each $1 spent, which is equal to 5 points. 3% back equates to $0.03 for each $1 spent, which is equal to 3 points. 5% back or 3% back is not earned on (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon that is not listed at amazon.com/primevisa/benefits and amazon.com/amazonvisa/benefits, (iii) purchases made at international Whole Foods Markets, (iv) purchases of Whole Foods Market products and services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market gift cards (including through buyatab.com), event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Markets, (vii) purchases of massage services at any Whole Foods Market, or (viii) purchases from Spa@Ink, in each case in Amazon’s sole discretion. 5% back or 3% back through Chase Travel: You’ll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 spent on purchases made using your card account through Chase Travel. 5% back or 3% back is not earned on purchases made using your card account directly with travel suppliers including airline, hotel, car rentals and cruises. 2% back in rewards categories: You’ll earn 2% back for each $1 spent in the following rewards categories: gas stations; local transit and commuting; restaurants. This equates to $0.02 for each $1 spent, which is equal to 2 points. 1% back: You’ll earn 1% back for each $1 spent on all other purchases. This equates to $0.01 for each $1 spent, which is equal to 1 point. How you can use your points: You can use your points to redeem for any available reward options, including eligible purchases at Amazon.com, cash, travel, gift cards, and products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don’t expire as long as your card account remains open, however, you will immediately lose all your points if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window.

Using your Points at Amazon.com Checkout (Shop with Points): Additional Chase and Amazon.com Shop with Points service terms apply. Learn more about Shop with Points by going to Shop with Points. Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.

Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

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Prime Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.