Advertiser Disclosure
Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval, also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
The no-annual-fee Amazon Prime Secured Card lets users build credit while earning 2 percent back on eligible Amazon purchases with a security deposit of at least $100.
Ryan Flanigan
Written by
Reena Thomas, Ph.D.
Edited by
/ 11 min
The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict,this post may contain references to products from our partners. Here's an explanation for.
The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy.
Our banking reporters and editors focus on the points consumers care about most — the best banks, latest rates, different types of accounts, money-saving tips and more — so you can feel confident as you’re managing your money.
Editorial integrity
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Key Principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Editorial Independence
Bankrate’s editorial team writes on behalf of YOU — the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
How we make money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a stricteditorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.
Snapshot
3.4
Bankrate rating
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rating: 3.4 stars out of 5
Bottom line
The Amazon Prime Secured Card helps build credit while earning 2 percent back on eligible Amazon purchases. Although there’s no annual fee, you’ll need a security deposit of at least $100 and an Amazon Prime membership to get value from this card. If you have decent credit, you may want to consider other options.
Amazon Secured Card
*The information about the Amazon Secured Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.
No Credit History
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Regular APR
10.00% Non-variable
Annual fee
N/A
3.4
Bankrate Score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Add up to 3 cards to compare
Compare
Remove a card to add another to compare
Remove a card to add another to compare
On This Page
On This Page
- Current offer details
- Amazon Prime Secured Card pros and cons
- Reasons to get this card
- Reasons to skip this card
- Amazon Prime Secured Card vs. other secured cards
- Is this card worth getting?
- How we rated this card
- Frequently asked questions
- What cardholders think
Amazon Prime Secured Card overview
The Amazon Prime Secured Card might be a good option for people with a low credit scoreorno credit history. It's a secured credit card, so you'll need to put down a security deposit as collateral, but it could more accessible than other secured cards since you only need a minimum deposit of $100.
You’ll also get free credit tracking tools that can make it easier to see your credit progress until you can upgrade to the unsecured Amazon Prime Store Card. This secured card is ideal if you frequently shop with Amazon, earning 2 percent back with an eligible Prime membership. However, unlike other secured cards, this is a closed-loop store credit card, meaning it will only work at Amazon.com and Amazon physical stores. As a result, you might not be able to build credit and earn rewards if you don’t shop at Amazon often. Other credit-building cards work at all merchants, offer better rewards rates and have shorter card upgrade review periods.
Rewards
- 2 percent back on Amazon purchases with an eligible Prime membership
Expert Appraisal: Unimpressive
See our expert analysisRates and fees
- Annual fee: $0
- 10.00 percent fixed APR
- Late fee: up to $5
- Minimum interest charge of no less than $1.50
Expert Appraisal: Good
See our expert analysisCredit-building features
- Access to TransUnion CreditView™ Dashboard to track your credit score
- Reports to all three major credit bureaus
- Potential to upgrade to Amazon Store Card after 12 months
Expert Appraisal: Typical
See our expert analysisOther cardholder perks
- Zero fraud liability
- Equal monthly payments (based on credit approval)
Expert Appraisal: Unimpressive
See our expert analysis
Amazon Prime Secured Card pros and cons
Pros
This no-annual-fee card has low rates and fees.
You can upgrade to the Store Card after 12 months of responsible card use to earn a higher rewards rate.
This card reports to all three credit bureaus to help build your credit score.
Cons
You need a $139 Amazon Prime membership to earn rewards with this card.
This card doesn’t work outside of Amazon.com or Amazon physical stores, so your rewards options are limited.
You’ll need a hefty security deposit to get a higher credit limit.
Why you might want the Amazon Prime Secured Card
The Amazon Prime Secured Card is a good choice for Amazon Prime members building credit, leading to possible upgrades after 12 months of responsible card use. You’ll also have low rates and fees if you carry a balance or miss a payment.
Credit-building: Solid features
Like many other secured cards for building credit, the Amazon Prime Secured helps you improve your credit score. You’ll have access to the TransUnion CreditView dashboard, which lets you track your credit score and use educational resources like credit scenario simulators. However, TransUnion uses the VantageScore credit scoring model instead of the more popular FICO Score. If a creditor uses a FICO-based model, they may base their lending decisions on something different than what you saw from TransUnion.
After you use the Amazon Prime Secured Card responsibly for 12 months, you may be eligible to upgrade to an Amazon Store Card. You can qualify by maintaining a good credit utilization ratio and paying your bill on time. If you upgrade to the Amazon Store Card, you’ll get your full security deposit refunded and boost your rewards rate on Amazon purchases to 5 percent back. However, the Amazon Store Card is still a closed-loop store card, so you can’t use it for purchases outside Amazon.
Learn more:How long should you keep a secured card?
Rates and fees: Low APR and late fees
The Amazon Prime Secured Card has significantly lower rates and fees than other credit-building cards. It has a late fee of just $5, which is very low compared to other cards. Also, instead of a variable interest rate, the card has a fixed 10.00 percent APR, which is considerably lower than the average credit card APR. This is an excellent deal since inflation has increased the prime rate and variable APRs.
The card’s minimum security deposit and maximum credit limit are also terrific. The $100 minimum security deposit (based on approval) is well below the typical $200 to $300 minimum. The maximum deposit of up to $1,000 can give you extra room to maintain a positive credit utilization ratio if you are willing to deposit that much.
However, keep in mind that while the card has no annual fee, you’ll need an Amazon Prime membership, which costs at least $139 per year if you pay annually or up to about $180 if you pay monthly. Without Prime, you won’t earn any rewards on this card. This membership fee can be difficult to offset with 2 percent rewards since you’d need to spend almost $600 monthly on Amazon purchases to break even.
Why you might want a different secured card
If you aren’t an Amazon Prime member, then you won't be eligible for this card but similar cards could be available to you. Also, unlike some secured cards or store cards, there’s no added value of a welcome offer or intro APR to give any immediate benefit.
Rewards rate: Better options are available
As an Amazon Prime member, you’ll earn 2 percent back on all purchases at Amazon.com and Amazon physical stores. While you’ll earn rewards at physical stores like Amazon Fresh, Amazon Go and Amazon Style, you won’t earn rewards at Whole Foods Market, which has more widespread locations than the others.
You can redeem rewards directly for Amazon.com purchases during checkout, as a one-time statement credit or you can set up your account to automatically redeem your available rewards balance for a statement credit at the end of your billing cycle. Although this card earns points, Amazon displays your rewards balance as a dollar amount. Each point is worth $1 apiece, so your 2 percent back rewards rate translates to 2 cents (0.002 points) per dollar you spend.
Only earning 2 percent back isn’t the best rate for Amazon spending. Other Amazon credit cards have more robust reward rates. For example, with a fair credit score (above 640), you could qualify for the closed-loop Amazon Prime Store Card and earn 5 percent back on Amazon purchases, skipping the 12 months to upgrade this secured card to the Store Card.
Bankrate’s take:It could take up to two billing cycles for your earned rewards to appear in your account and up to another two billing cycles to receive your rewards if you redeem for a statement credit. That’s much longer than other rewards cards, which typically add earned rewards to your account within a few days up to the end of the billing cycle you earned them.
Perks: Equal monthly payment offer could up your balance
Amazon occasionally offers an “equal monthly payment” introductory 0 percent APR (10 percent APR after the intro offer ends) on eligible purchases at checkout if you don’t have a balance on your card. However, calling these “0 percent APR” offers may be misleading since it doesn’t work like a typical 0 percent intro APR on purchases. Instead, it adds your payment plan’s fixed monthly payment to your balance’s original minimum payment.
This means it’s more like deferred interest since you could accrue additional costs if you don’t pay off the balance by the end of the intro period. If you don’t, instead of paying interest, a monthly late fee is added to your card’s minimum payment until you pay off your balance. The total additional late fees also charge the 10.00 percent APR. These offers can add significant costs to your balance, so assess the payment plan carefully before accepting.
Intro offers: No added value
The Amazon Prime Secured Card doesn’t have a welcome bonus or intro APR offers, typical for secured credit cards. However, some retail cards offer introductory rewards rates, financing options or other perks, so it’s disappointing that Amazon doesn’t offer any incentive for a card that exclusively works in its marketplace.
If you are interested in a welcome offer, your best bet is likely the Discover it® Secured Credit Card. It matches all the cash back you've earned at the end of your first year.
How the Amazon Prime Secured Card compares to other secured cards
Before you sign up for the Amazon Prime Secured Card, you should check out other secured credit cards to compare how they stack up. These options also help you build credit and earn rewards with no annual fee.
Amazon Secured Card
Bankrate Score
Annual fee
N/A
Intro offer
N/A
Rewards rate
N/A
Recommended Credit Score
No Credit History
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Annual fee
$0
Intro offer
Cashback Match™
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Rewards rate
1% - 2%
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Earn unlimited 1% cash back on all other purchases.
Recommended Credit Score
No Credit History
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Bank of America® Unlimited Cash Rewards Secured credit card
Bankrate Score
Annual fee
$0
Intro offer
N/A
Rewards rate
N/A
Recommended Credit Score
No Credit History
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Who is the Amazon Prime Secured Card right for?
As this is a closed-loop card that works only within the Amazon brand, its ideal user is a frequent Amazon shopper who may need to work on their credit.
Bankrate’s Take — Is the Amazon Prime Secured Card worth it?
If you want to build credit and already have an Amazon Prime membership, the Amazon Prime Secured Card could be ideal for you. You can only use it for Amazon purchases, which could be either limiting or beneficial based on your needs.
Plenty of other secured credit cards have more substantial rewards and credit-building features. Still, the Amazon Prime Secured Card might be a great fit if you’re a frequent Amazon shopper and want a low-interest rewards card to build credit.
Dig deeper:How 3 people used secured credit cards to rebuild their credit
How we rated this card
50+
cards rated
500+
data points analyzed
250+
fees tracked
40+
perks evaluated
Our proprietary card rating system takes into account a mix of factors when scoring credit cards for students and people building credit, including each card’s cost, APR, credit-building tools and more.
We analyzed over 50 of the most popular cards designed for students and people with no credit history, bad credit or a fair credit score and scored each based on where its key features stood in relation to others in its category.
Here are some of the key factors that gave this card its score:
Frequently asked questions
What cardholders think
4.5
50 ratings
In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are unedited and have not been reviewed or approved by credit card issuers.
86% of customers recommend this card
Score breakdown
5 stars
60%
4 stars
26%
3 stars
14%
2 stars
0%
1 star
0%
Score by category
Overall4.5 / 5
Extra perks3.5 / 5
Meets financial needs4.2 / 5
Privacy and security4.2 / 5
Customer service3.9 / 5
Online portal or mobile app4.0 / 5
In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.
Community Reviews
Explore Amazon Secured Card reviews from certified cardholders.
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would because of discounts and money saving
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
0 no annual fee
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Do a fair amount of shopping with Amazon
Score by category
Extra perks4 / 5
Meets financial needs5 / 5
Online portal or mobile app4 / 5
Customer service5 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
No because I'm already paying for Prime Membership.
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I do a unhealthy amount of Amazon shopping. I do t do well in crowds anymore since the general public has decided they can act right. I save money by using my credit card and paying off the balance.
Score by category
Extra perks4 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security2 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would recommend it to anyone who shops at Amazon.
Score by category
Meets financial needs5 / 5
Online portal or mobile app4 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
depends on the fee
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
no not really they make enough off intrest
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No it’s not. I don’t earn any cash back on it, you can only use it for Amazon purchases only
Score by category
Meets financial needs1 / 5
Online portal or mobile app5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I feel that Amazon is really great to work with & they are friendly
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Pretty much.
Score by category
Extra perks5 / 5
Meets financial needs4 / 5
Online portal or mobile app5 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
points in Amazon purchases. Good card to have
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
It took support 8 months to upgrade my card from the store card to the prime card. Amazon kept telling me to call the bank who said 2 months then 1 month then 48 hours then 1 day. finally, I gave up and sent them a message on Social media and they finally upgraded my card.
Score by category
Extra perks3 / 5
Meets financial needs2 / 5
Online portal or mobile app5 / 5
Customer service2 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I use this card to do my shopping throughout the month and then usually pay it off fully each month
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Save money
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I use it on occasion
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I am not even sure I get rewards. I order stuff..pay..and then pay my bill when it comes. I really never investigated rewards
Score by category
Extra perks4 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
To get better rewards for Amazon products.
Score by category
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
great cash back
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
free shipping
Score by category
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Amazon rewards points
Score by category
Extra perks4 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Great cash back and good rewards
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
I think it would be
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I use this card for all amazon purchases and occasionally for rewards that are offered on special categories
Score by category
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I live tfd deals it offers
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I have never used this card except for Amazon purchases, honestly not sure of other benefits.
Score by category
Extra perks3 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Great customer service
Score by category
Extra perks4 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service4 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I love getting the Amazon points to use for small Amazon purchases.
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
absolutely
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Ease of access for use
Score by category
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
Depends on how much
Score by category
Extra perks4 / 5
Meets financial needs4 / 5
Online portal or mobile app4 / 5
Customer service3 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
The annual fee is worth it as it offers many benefits at a reasonable price point.
Score by category
Extra perks4 / 5
Meets financial needs4 / 5
Online portal or mobile app4 / 5
Customer service3 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
since it is the only credit card that I have, each time i use a credit card, I use this one.
Score by category
Extra perks3 / 5
Meets financial needs5 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Rewards offered.
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app4 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I really like this card because I can earn Amazon rewards!
Score by category
Extra perks4 / 5
Meets financial needs3 / 5
Online portal or mobile app5 / 5
Customer service4 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
It was offered to me.
Score by category
Extra perks3 / 5
Meets financial needs5 / 5
Online portal or mobile app3 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Amazon offer
Score by category
Extra perks4 / 5
Meets financial needs4 / 5
Online portal or mobile app4 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I applied to get a discount on Amazon and kept it just in case
Score by category
Extra perks3 / 5
Meets financial needs4 / 5
Online portal or mobile app4 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I have no specific experience
Score by category
Meets financial needs4 / 5
Customer service5 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Well this has slowly helped me build credit but I. Still need to put a security deposit so it doesnt have the convenience of a traditional line of credit would
Score by category
Extra perks3 / 5
Meets financial needs3 / 5
Online portal or mobile app5 / 5
Customer service5 / 5
Privacy and security5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Had extra card in household by mistake, they resolved quickly
Score by category
Extra perks4 / 5
Meets financial needs3 / 5
Customer service4 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No, I use it for special buys.
Score by category
Extra perks4 / 5
Meets financial needs4 / 5
Online portal or mobile app5 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
The Amazon Prime Secured Card could be a good option if you're an Amazon Prime member and want to earn rewards on your Amazon purchases while building credit. Plus, it's a secured card, which can help establish or improve your credit history with responsible use.
Score by category
Extra perks4 / 5
Meets financial needs3 / 5
Online portal or mobile app4 / 5
Customer service4 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
no I will not pay to use credit
Score by category
Extra perks3 / 5
Meets financial needs3 / 5
Online portal or mobile app3 / 5
Customer service3 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Free purchases from Amazon
Score by category
Extra perks3 / 5
Meets financial needs3 / 5
Online portal or mobile app3 / 5
Customer service3 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Excellent benefits easy to use
Score by category
Extra perks5 / 5
Meets financial needs5 / 5
Online portal or mobile app5 / 5
Privacy and security4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
amazon benefits
Score by category
Extra perks3 / 5
Meets financial needs3 / 5
Online portal or mobile app3 / 5
Customer service3 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Points earned on every purchase at Amazon.com.
Score by category
Extra perks3 / 5
Meets financial needs3 / 5
Online portal or mobile app3 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
A good card for building credit and works on Amazon.
Score by category
Extra perks3 / 5
Meets financial needs3 / 5
Online portal or mobile app3 / 5
Customer service3 / 5
Privacy and security3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
At least I get rewards and I applied them to the balance
Score by category
Meets financial needs3 / 5
Customer service3 / 5
Privacy and security4 / 5
Score by category
Compare the best bad credit cards
* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.
Up next
Read moreBad Credit
)
