American Express Blue Cash Everyday Reviews: 2,800+ User Ratings (2024)

FAQs

Is the American Express Blue Cash Everyday card good? ›

The Blue Cash Everyday Card from American Express is worthwhile if you want to earn excellent cash back in common categories, such as U.S. supermarkets, U.S. gas stations and U.S. online retail shopping without paying an annual fee.

The recommended credit score for the Amex Blue Cash Everyday is a good to excellent FICO score (670 to 850). However, you may have a better chance of qualifying for the card if you have at least a very good FICO score (740 to 799).

The Blue Cash Everyday® Card from American Express offers cash back on everyday spending categories with a $0 annual fee. Cardholders earn 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.

The Amex Blue Cash Everyday has no disclosed minimum income requirement. However, as with any credit card, you will need to have sufficient income to afford payments. When applying, your total annual income may include wages, retirement income, rental properties and other personal income you can rely upon.

The credit limit for the Blue Cash Everyday® Card from American Express normally ranges from $1,000 to $15,000 or more, with some online reporting limits of over $40,000. Your spending limit will be based on a variety of factors, including your annual income and credit history.

No, American Express Blue Cash credit cards do not have to be paid in full every month. Cardholders with a Blue Cash Preferred® Card from American Express or a Blue Cash Everyday® Card from American Express are only required to pay off a small percentage of their balance each month.

Online retailers like Target.com and Amazon.com do count for U.S. online retail purchases, though. Other purchases earn 1% rewards rates, and cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get approved for because they only require good credit. While the best American Express credit cards aren't that easy to obtain, there are several credit cards from other...

The key differences are that Blue Cash Preferred has better rewards but charges a $0 intro 1st yr, $95 after annual fee starting the second year your account is open, while Blue Cash Everyday has a $0 annual fee. If you want to maximize your rewards, go with Blue Cash Preferred.

Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.

Where is Amex not accepted? ›

Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria. Major Retailers That Accept American Express: Amazon, IKEA, Sears, Target, Walmart, Lowe's, Apple, Best Buy, Staples, CVS. Major Retailers That Don't Accept American Express: Costco, small non-chain stores/restaurants.

You can get a Blue Cash Everyday cash advance at any ATM that takes American Express credit cards. As a rule of thumb, ATMs in the U.S. display the American Express logo, but you can always use this tool to find the nearest eligible ATM.

They will request tax returns and bank statements. What they're looking for is to make sure the income you reported on the application is true. The process typically takes 2-3 weeks, and you're assigned a specialist to talk to.

To qualify for an American Express credit card, you need enough income to afford the monthly bill payments along with any annual fees. American Express does not disclose specific minimum income requirements for its credit cards, but the higher your income is, the more likely you are to be approved.

You can upgrade or downgrade between the Amex EveryDay® Credit Card and The Amex EveryDay® Preferred Credit Card from American Express, but not beyond — meaning you can't request a product change from one of these Membership Rewards-earning cards to, say, an AmEx card that earns cash back (like the Blue Cash suite of ...

The Amex Blue Cash Preferred Card is worth it if you spend a lot in the card's bonus categories, particularly U.S. supermarkets and U.S. streaming services, because of its high earning rate.

The biggest difference between the Blue Cash Everyday and Amex EveryDay is that the Blue Cash card earns cash back in the form of Reward Dollars, which can be redeemed as statement credits. Meanwhile, the Amex EveryDay earns American Express Membership Rewards points.

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you'll need at least good credit for approval.

Basic Card Members will earn a reward of 3% cash back on the first $6,000 of eligible purchases across the Card Account in a calendar year (then 1%) at supermarkets located in the U.S. (superstores, convenience stores, warehouse clubs, and meal-kit delivery services are not considered supermarkets); 3% cash back on the ...