Looks like no one’s replied in a while. To start the conversation again, simply ask a new question.
User profile for user: Emansawafiri 
Emansawafiri Author
User level: Level1 4 points
Hi .. someone stole an amount from my bank account through 9 transactions and after checking with the bank and police they informed me that all the transactions were made through apple pay! So how did you describe your service (safe) while it’s not at all
iPhone 11, iOS 17
Posted on Feb 6, 2024 6:00 AM
Question marked as Top-ranking reply
User level: Level9 79,897 points
Posted on Feb 6, 2024 6:26 AM
That’s unlikely. Apple Pay doesn’t store any card details on device. It effectively cannot be hacked as it passes only encrypted tokens to your bank. It’s far more likely that your credentials to your bank are compromised and someone added your card to their device. Or, simply used the card.
5 replies
Loading page content
Page content loaded
Question marked as Top-ranking reply
User level: Level9 79,897 points
Feb 6, 2024 6:26 AM in response to Emansawafiri
That’s unlikely. Apple Pay doesn’t store any card details on device. It effectively cannot be hacked as it passes only encrypted tokens to your bank. It’s far more likely that your credentials to your bank are compromised and someone added your card to their device. Or, simply used the card.
Link
User profile for user: shoeluvr13 
User level: Level6 17,497 points
Apr 6, 2024 9:26 PM in response to em_sky
If you read all the replies in this post, you’ll see the answers to your question.
If you don’t see the transactions in your Apple Pay history, then that means somebody got your card information on another way and added it to the Apple wallet to use.
Link
User level: Level1 8 points
Apr 6, 2024 8:41 PM in response to Emansawafiri
I encountered the same scenario. Small amounts may be easily not flagged, but it happened that my bank noticed 10 transactions of it. I wonder how safe apple pay is.
Link
User profile for user: Johnathan Burger 
User level: Level9 67,513 points
User level: Level1 12 points
Feb 6, 2024 6:50 AM in response to muguy
I've cloned and replayed a card from a flipper zero. I wonder if apple pay can be done in the same way or if each payment is completely unique.
Link
Apple Pay is not safe !
