FAQs
Mastercard with Apple Pay
It's a safer way to pay, and just as simple as using your plastic card for the next evolution of contactless payments.
Why can't i use my Mastercard on Apple Pay? ›
Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS, watchOS, macOS, or visionOS. Confirm that you have Face ID, Touch ID, Optic ID, or a passcode set on your device. Make sure that you are in a supported country or region.
Why is Mastercard declined with Apple Pay? ›
The terminal may be having issues, the merchant may have turned off Apple Pay, or the merchant's gateway provider is blocking it. It's even possible it's the Payment Network Operator (Visa, Mastercard etc.) that is blocking it. If the issue persists, contact your bank and explain the issue.
Is Apple Pay considered a mobile payment? ›
The term Apple Pay refers to a mobile contact payment system and digital wallet service offered by Apple. The service allows users to pay for products and services using near-field communication (NFC) at the point of sale whether in person via iOS apps or remotely over the internet.
Can I add a virtual Mastercard to Apple Pay? ›
How to add a Digital Mastercard Gift Card
- In the Universal Gift Card app, enter your mobile number and Activation Code.
- Tap “Add to Apple Wallet”.
- Your Digital Mastercard Gift Card will be added to your Apple Wallet, ready to Tap and Pay easily and securely with Apple Pay.
Does Apple accept Mastercard? ›
Credit cards accepted
In the U.S., we accept: American Express. Discover. MasterCard.
How do I link my MasterCard to Apple Pay? ›
How to add a debit or credit card on your iPhone
- In the Wallet app, tap the Add button . ...
- Tap Continue.
- Follow the steps on the screen to add a new card.
- Verify your information with your bank or card issuer. ...
- If you have a paired Apple Watch, you have the option to also add the card to your watch.
Why won t Apple accept my card as a payment method? ›
You might need to ask your financial institution to allow international purchases on your debit or credit card. If you want to know why a debit card, credit card, or other payment method was declined, speak with your financial institution. Apple doesn't have information about why the payment method was declined.
Why is my iPhone not accepting my Mastercard? ›
Wrong security (CVV) code. Address in your iTunes account does not match exactly the billing address for the card. The card was not issued in the country of the iTunes store. You are connected through a VPN provider that does not terminate in the country of the iTunes store you are connected to.
Why is my card not eligible for Apple Pay? ›
If you see the message "Could Not Add Card" or "Invalid Card," contact your bank or card issuer. Apple does not approve or decline cards for use with Apple Pay. If your card was declined, contact your bank or card issuer. If you need help adding a card, learn how to set up Apple Pay.
A “payment declined” or “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected a charge or account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer.
What are the disadvantages of using Apple Pay? ›
Cons of Apple Pay
Apple Pay is not accepted at all retailers and not compatible with all banks or card issuers. Backup may be required, just in case. Apple Pay only works if your phone does. You may still need to carry a physical credit card as a backup in case your battery dies or you misplace your phone.
Is an Apple Card a master card? ›
Apple Card is the first consumer credit card Goldman Sachs has issued, and they were open to doing things in a new way. And the strength of the Mastercard network means Apple Card is accepted all over the world.
What is the difference between Apple Pay and Apple wallet? ›
What is the difference between Apple Pay and Apple Wallet? Apple Pay is the safe way to pay and make secure purchases in stores, in apps, and on the web. Apple Wallet is the place where you store your credit or debit cards so you can use them with Apple Pay.
What credit cards can be used with Apple Pay? ›
Which credit cards work with Apple Pay?
- American Express.
- Bank of America.
- Capital One.
- Chase.
- Citi.
- Discover.
- Wells Fargo.
- Navy Federal Credit Union.
Does Apple Pay use Visa and Mastercard network? ›
The service was in preparation for "a long time", as Apple acquired startups, hired executives and filed patents related to payments. Apple partnered with American Express, Mastercard and Visa.
Does Apple Pay work with any card? ›
Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here. If your card does not yet support Apple Pay, contact your bank for more information.