Have you ever applied for a credit card only to be told you don’t qualify? It can be frustrating, especially if you’re not sure why. That’s where CardMatch comes in.
CardMatch is a tool offered by CreditCards.com that helps you to match yourself with credit card offers from multiple issuers based on your credit profile. It’s quick, easy, and, best of all, free!
CardMatchis a tool that allows you to compare credit card offers from multiple issuers in one place. All you need to do is provide some basic information about yourself, including:
- Your full name
- Your home address
- The last four digits of your Social Security Number
- Your email address
- Employment status
- Income
- Monthly rent payments
From there, CardMatch will generate a list of pre-approved and special offers tailored specifically for you in less than 60 seconds.
One of the best things about CardMarch is that it’s completely free to use. There’s no obligation to apply for any of the cards you’re presented with, so you can shop around without worrying about damaging your credit score.
Note that since these are targeted offers, not everyone will have the same results. CardMatch may also not have all cards currently available on the market.
✅ Check CardMatch for elevated offers here!
CardMatch is a great resource to help you find the best offer for your needs if you're in the market for a new credit card. See if you’re prequalified for the offers by giving it a try today!
There are several benefits of using CardMatch, including:
- You can see all the offers in one place: Instead of going to each issuer’s website individually, you can view all your offers side-by-side on the CardMatch website. This makes it easy to compare features and benefits and find the card that’s right for you.
- You can get prequalified offers: Some issuers will show you pre-qualified offers, which means you’re more likely to be approved for the card if you decide to apply. This can save you time and frustration down the road.
- Your credit score won’t be affected: Because CardMatch doesn’t require a hard pull of your credit report, using the tool won’t impact your credit score in any way.
Yes, CardMatch is safe. CardMatch safeguards your personal information and data with 256-bit encryption.
There's also no impact on your credit score since it's a soft credit check.
With CardMatch, you’ll get a glimpse into the credit card offers available to you based solely on your credit score. However, this doesn’t consider other important factors that may be considered by card issuers when considering applications –for example, your full credit history. This means CardMatch is not 100% accurate and is not always the most reliable.
Furthermore, certain restrictions or rules applied by different lenders can often prevent people from getting approved even if they pre-qualify using the tool. One common stipulation isChase’s 5/24, which limits applicants who have opened more than five cards in 24 months. To ensure all bases are covered, it’s best to match multiple tools with issuer guidelines before applying for any new cards.
Therefore, it’s wise for prospective applicants to take extra steps before applying for a card offer by verifying that the issuer provides pre-qualification options available via its own platforms, too–just so there are no unpleasant surprises later down the line.
CardMatch is a great resource to help you find the best offer for your needs if you're in the market for a new credit card. See if you’re prequalified for the offers by giving it a try today!
