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Editor’s note: Several of the bonuses on this page have expired and are no longer valid. This page will be updated if and when Aspiration introduces new bank promotions.
Aspiration is an environmentally focused financial company that offers a cash management account as an alternative to traditional banking. It’s not a chartered bank, but it partners with banks to federally insure deposits through the FDIC.
With Aspiration Spend & Save, you get a competitive APY, access to a sizeable fee-free ATM network and the chance to earn up to 10% cash back on debit card purchases with select merchants.
How Can You Earn an Aspiration Bonus?
Aspiration occasionally offers welcome bonuses and other incentives to entice new customers to open a Spend & Save account or credit card. You can sometimes earn a bonus for referring family and friends to the financial company.
Here are the details on Aspiration’s limited-time welcome offers for new customers. Offer details and rates are accurate as of September 7, 2024.
Aspiration Promotions for 2024
Aspiration Referral Bonus: Earn $50
Aspiration customers can earn an additional bonus by referring others to open a Spend & Save account.
- What is the offer? You can earn a $50 bonus when someone uses your referral link to open a Spend & Save account and makes $250 in cumulative debit card purchases within 60 days of account opening. Total referral credits are limited to $1,500 per account per month.
- When do you receive your bonus? Aspiration will post the bonus to your account within 16 weeks of meeting the offer requirements.
- Is there a time limit on the offer? Aspiration’s referral program is ongoing with no stated expiration date.
Aspiration Spend & Save Bonus: Earn $150 (Expired)
Spend & Save is Aspiration’s answer to checking and savings accounts. The interest-bearing account has a debit card and includes fee-free access to more than 55,000 ATMs. It also comes with perks like early direct deposits, cash back on Conscience Coalition purchases and the option to have a tree planted every time you swipe your debit card.
- What is the offer? Open an Aspiration Spend & Save account using the offer link, fund the account with a deposit of at least $10 and make at least $1,000 in cumulative debit card purchases within 60 days of account opening.
- When do you receive your bonus? Aspiration will deposit the bonus into your account within 120 calendar days from account opening.
- Is there a time limit on the offer? The Spend & Save bonus offer expired on July 31, 2022.
Aspiration Plus Bonus: Earn $200 (Expired)
Aspiration Plus is a paid premium subscription for Aspiration Spend & Save customers. It offers the same benefits as a standard Spend & Save account and additional perks like one monthly out-of-network ATM fee reimbursem*nt and added purchase protection for select purchases.
- What is the offer? Open an Aspiration Plus account using the offer link, fund the account with a deposit of at least $10 and make at least $1,000 in cumulative debit card purchases within 60 days of account opening.
- When do you receive your bonus? Aspiration will deposit the bonus into your account within 120 calendar days from account opening.
- Is there a time limit on the offer? The Aspiration Plus bonus offer expired on July 31, 2022.
Aspiration Zero Credit Card Welcome Bonus: Earn $300 (Expired)
The Aspiration Zero* is the fintech’s lone credit card, and Aspiration is not currently accepting new applications for this product.
- What is the offer? Earn a $300 cash bonus after spending $3,000 on your Zero card within 90 days from account opening.
- When do you receive your bonus? After meeting the offer’s spending requirements, Aspire will apply the $300 bonus statement credit to your account in the next billing cycle.
- Is there a time limit on the offer? The Aspire Zero credit card welcome bonus offer expired on Dec. 31, 2022.
What Else Should You Know About Aspiration Offers?
New Accounts Only
Aspiration bank bonuses are only available for customers who open a new Spend & Save account. Secondary owners joining an existing account do not qualify for bonus promotions.
Account Must Stay Open
Your Aspiration account must stay open and in good standing through the date your bonus is credited.
How the Aspiration Bonuses Stack Up
The Aspiration Spend & Save new account bonuses were generous considering their easy-to-meet requirements. Unfortunately, Aspiration promotions are only available for a limited time, and all new account bonuses are currently expired. The firm still offers a competitive referral bonus to current customers with low deposit requirements and a high earning cap.
Plenty of the current best bank promotions offer even larger cash bonuses to new customers. These provide a simple way to earn extra money, especially if you’re in the market for a new bank account.
Find The Best Bank Bonuses and Promotions Of 2024
Learn More
Frequently Asked Questions (FAQs)
How does the Aspiration $200 bonus work?
The $200 Aspiration bonus has expired. To earn a $200 cash bonus, you had to open an Aspiration Plus account, fund your account with at least $10 and make $1,000 in qualifying transactions within the first 60 days from account opening.
Is Aspiration worth it?
Aspiration may appeal more to environmentally conscious individuals looking for a sustainable banking option that not only helps them manage their money but also offers opportunities to earn rewards for shopping at qualifying eco-friendly merchants.
Is Aspiration bank a real bank?
Aspiration is a financial technology (fintech) company, not a chartered, federally insured bank. Aspiration partners with other banks for its banking services. Deposits to Aspiration Spend & Save accounts are FDIC insured through partner banks.
