B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (2024)

Get up to $500 per pay period2

Open a B9 Account and set up direct deposit for your income to access your next paycheck through B9 Advance. No interest. No hard or soft credit checks. No late fees2.

Subject to approval.

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (1)

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (2)

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (3)

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (4)

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (5)

Don't wait for your paycheck anymore!

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (6)

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (7)

Everyday banking with

NO credit checks,
NO minimum balance,
NO overdraft fees.

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (8)

Only need SSN or ITIN!

SSN & ITIN are accepted to open B9 Account.

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (9)

Instant cash

Instant transfers between B9 members.

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (10)

B9 Visa® Card

Pay everywhere Visa is accepted with your B9 Visa® Card or withdraw cash from ATM

B9 Visa® Debit Card

With up to 5% cashback

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (11)

Select your personal categories

Select the categories you want to use the most every month. Cashback will be deposited by the 5th of the following month.

Spend at least $200

You will begin to earn cash back each month once you spend $200 within the categories selected.

* B9 is not a bank. B9 Card is issued by Evolve Bank & Trust pursuant to a license from Visa. Rewards are not offered by Evolve Bank & Trust and are instead offered and managed by B9. The Cashback Rewards Program is governed by the terms and conditions set forth in the Cashback Rewards Disclosure (“Disclosure”). You will receive the Disclosure with your Cardholder Agreement. The Disclosure will explain the Cashback Rewards Program, including the following: 1) You may earn up to 5% cashback rewards on eligible net purchases. The cashback rewards amount will be determined by aggregate spending activity at eligible merchants. Consult your Disclosure for cashback limits. A net purchase is the amount of a purchase less any credits, returns and adjustments. Certain transactions do not qualify for cashback rewards including: balance transfers, cash advances, account fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account. Please refer to your Disclosure for complete program terms and conditions. 2) Cashback Rewards will not expire as long as your B9 account is in good standing. 3) Undistributed cashback rewards are forfeited if the cardholder closes their account prior to the cashback reward disbursem*nt. 4) Program subject to change. 5) You are solely responsible for any taxes that may be owed as a result of cashback rewards earned and/or redeemed under this card. Please consult your tax advisor. 6) Other terms may apply and will be included in the Disclosure.

Two plans — two strategies

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (12)

B9 Advance

get $30-$100*

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (13)

B9 Premium

get $30-$500*

* B9 Advance℠ are optional service, offered by B9 to its members that require to set up and maintain a direct deposit to B9 Account. All B9 members are informed of their current available maxes in the B9 mobile app. For B9 Advance Terms and Conditions and eligibility requirements apply. Not all users will qualify. Advances amounts range from $30 to $500. New users are usually offered Advances of between $30 to $50. Average approved advance for B9 Basic plan is $79 and the average approved advance for the B9 Premium plan is $257 as of April 2024. See Terms of Services or contact B9 via support@bnine.com for additional terms, conditions, and eligibility requirements. May not be available in all states.
Their limit may change at any time, at B9’s discretion. B9 subscription is $0 for all clients whose direct deposit amount transferred to their B9 Account is more than $5,000/month. Deposits from multiple employers count. Government benefits also qualify. This does not exempt other fees, see the Terms of Service or contact B9 via support@bnine.com.

Stay safe with B9

Bank account funds are FDIC insured up to $250,000 through Evolve Bank & Trust, Member FDIC.

Encryption PCI-DSS protects all your data

What our members are saying

Need Help?
Hablamos Español

B9 speaks Spanish

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (14)

B9 App | Get early access to your paycheck. Full time, part time, SSI, GIG (2024)

FAQs

How can I get my SSI check early? ›

A Social Secuirty representative will assist you with all the necessary forms. If we approve your request for expedited reinstatement of your SSI benefits, your provisional (temporary) benefits will begin the month after your request.

What happens if you have more than $2000 in the bank on SSI? ›

If the value of your resources that we count is over the allowable limit at the beginning of the month, you cannot receive SSI for that month. If you decide to sell the excess resources for what they are worth, you may receive SSI beginning the month after you sell the excess resources.

Is Social Security Disability giving extra money this month, June 2024? ›

If you're wondering, “is social security disability giving extra money this month?”, here's the quick answer: For June 2024, there are no additional one-time payments or special adjustments scheduled beyond regular monthly benefits. Cost-of-living adjustments (COLA) for 2024 have already been applied in January.

Can you get an advance on your SSI check? ›

We may pay a one-time emergency advance payment to an individual initially applying for benefits who is presumptively eligible for SSI benefits and who has a financial emergency.

Can you withdraw money from Social Security early? ›

You can start receiving your Social Security retirement benefits as early as age 62, but the benefit amount will be lower than your full retirement benefit amount.

Can you get emergency money from Social Security? ›

2187.2Under what conditions can a Social Security office make an emergency advance payment? SSI emergency advance payments are available only at the time of initial application if you need assistance before the first payment arrives.

What is the $1000 rule for SSI? ›

Where the overpayment is $1,000 or less and you file a request for reconsideration or waiver, Social Security will waive any collection of the over-payment (unless you were at fault in creating the overpayment). This is known as the SSI $1,000 Rule.

Does SSI watch what you buy? ›

SSI is designed to help individuals meet their basic needs, such as food, clothing, and shelter. It does not scrutinize or restrict specific items or transactions. Therefore, beneficiaries can use their SSI funds for various purchases according to their personal needs and preferences.

How much will SSI checks be in 2024? ›

SSI amounts for 2024
RecipientUnrounded annual amounts for—Monthly amounts for 2024
2023
Eligible individual$10,970.44$943
Eligible couple16,453.841,415
Essential person5,497.80472
1 more row

What if my SSI isn't enough? ›

When your disability check isn't enough to live on, you may have additional options at your disposal. For example, you may qualify for extra help in specific areas such as health care costs, food, and housing. Different federal, state, and local programs may be available.

What is the $1 800 Social Security payment? ›

The $1800 figure is close to the average monthly Social Security retirement benefit for 2024 due to a COLA increase. The amount of the benefit is provided based on the income and the Tax Credits of the best 35 years of employment.

How can I borrow money on my SSI? ›

You can make the loan agreement with a lending institution, such as a bank, or an individual, such as a friend or relative. You can make it orally or in writing, but it must be enforceable under State law. shelter items (rent, mortgage, utility bills, etc.).

What is a strange but true free loan from Social Security? ›

The brief's key findings are: An unconventional strategy allows individuals to use early Social Security benefits like a “free loan,” paying back the principal while keeping the interest.

How can I get my SSI back pay early? ›

Social Security generally pays the back pay benefits for SSI or combined SSI/SSDI in three installment payments that are separated by six months each. However, if you need additional funds sooner than they are scheduled to be released to you, you can contact SSA and ask that they release these funds to you early.

Is there a way to collect Social Security early? ›

Early retirement

You can receive Social Security retirement benefits as early as age 62. However, we'll reduce your benefit if you start receiving benefits before your full retirement age. For example, if you turn age 62 in 2024, your benefit would be about 30% lower than it would be at your full retirement age of 67.

Why do some people get their SSI checks early? ›

For most months in the year, Supplemental Security Income (SSI) recipients get their SSI payment on the first day of the month. But when the first day of the month falls on the weekend or a Federal holiday, you receive your SSI payment on the last business day before the first day of the month.

What is the $5000 loan from Social Security? ›

Social Security loans provide financial support for individuals facing economic challenges. These loans allow eligible individuals to borrow against their future Social Security benefits, providing a lifeline during times of need.

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