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This question is about Bank of America Credit Cards
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Evelyn Boros, Credit Cards Moderator
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Yes, you can get a Bank of America credit card with fair credit. One of the best choices is the Bank of America® Customized Cash Rewards Secured Credit Card, which offers 1 - 3% cash back, depending on the type of purchase. This card has a $0 annual fee and accepts people even with bad credit. The Bank of America Custom Cash Secured Card isn’t the only Bank of America credit card for fair credit, though.
Bank of America Credit Cards for Fair Credit
- High Rewards Rate:Bank of America® Customized Cash Rewards Secured Credit CardBank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn More
- Flat-Rate Cash Back:Bank of America® Unlimited Cash Rewards Secured Credit CardBank of America® Unlimited Cash Rewards Secured Credit CardLearn MoreLearn More
Using one of these Bank of America cards for fair credit responsibly can help you build a good or excellent credit score. That will allow you to qualify for cards with more competitive rewards, interest rates, fees and benefits.
Ultimately, if you’re not loyal to Bank of America, you could also check out our editors’ latest picks for the best credit cards for fair credit to weigh your options.
This answer was first published on 04/02/21 and it was last updated on 03/12/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
- High Rewards Rate:Bank of America® Customized Cash Rewards Secured Credit CardBank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn More
- Flat-Rate Cash Back:Bank of America® Unlimited Cash Rewards Secured Credit CardBank of America® Unlimited Cash Rewards Secured Credit CardLearn MoreLearn More
Using one of these Bank of America cards for fair credit responsibly can help you build a good or excellent credit score. That will allow you to qualify for cards with more competitive rewards, interest rates, fees and benefits.
Ultimately, if you’re not loyal to Bank of America, you could also check out our editors’ latest picks for the best credit cards for fair credit to weigh your options.
2024's Best Bank of America Credit Cards
2024's Best Bank of America Credit Cards
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Popular Bank of America Credit Cards
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Rewards
Bank of America® Premium Rewards® credit card
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Cash Back
Bank of America® Unlimited Cash Rewards credit card
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Students
Bank of America® Travel Rewards credit card for Students
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Small Business
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
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People also ask
What credit score do you need for a Bank of America credit card?
You need a credit score of 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. For example, it is possible to get approved for certain Bank of America credit cards even if you have bad credit.
Bank of America Credit Score Requirements by Card
Card: | Minimum Credit Score: | Minimum Credit: |
... | 300+ | Bad credit |
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What are the best credit cards for a 600 credit score?
One of the best credit cards you can get for a 600 credit score is the Capital One Quicksilver Secured Cash Rewards Credit Card (see ). This card comes with generous rewards, offering 1.5 - 5% cash back on purchases, and it also has a $0 annual fee.
Generally, the best credit cards for a 600 credit score are secured cards because they offer easy approval and are usually much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount...
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What is the best Bank of America credit card for bad credit?
One of the best Bank of America credit cards for bad credit is the Bank of America® Customized Cash Rewards Secured Credit Card because it offers 1 - 3% cash back on purchases. The Bank of America Custom Cash Secured Card also has a $0 annual fee.This card requires a $200+ security deposit. The credit limit is equal to the amount of your deposit, and the maximum deposit is $5,000. The security deposit is fully refundable after closing the account with no balance. Bank of America may even refund the deposit if you...
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Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: BankAmericard® Secured Credit Card, Bank of America® Unlimited Cash Rewards Secured Credit Card, Bank of America® Customized Cash Rewards Secured Credit Card, Business Advantage Unlimited Cash Rewards Secured credit card, Bank of America® Travel Rewards Secured Credit Card, Bank of America® Customized Cash Rewards credit card, BankAmericard® credit card, Bank of America® Unlimited Cash Rewards credit card, Bank of America® Unlimited Cash Rewards credit card for Students, Bank of America® Premium Rewards® credit card, Bank of America® Premium Rewards® Elite Credit Card, Bank of America® Travel Rewards credit card for Students, Bank of America® Travel Rewards credit card, and Bank of America® Customized Cash Rewards credit card for Students.
Popular Bank of America Credit Cards
-
Rewards
Bank of America® Premium Rewards® credit card
LEARN MORE
-
Cash Back
Bank of America® Unlimited Cash Rewards credit card
LEARN MORE
-
Students
Bank of America® Travel Rewards credit card for Students
LEARN MORE
-
Small Business
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
LEARN MORE
Related Content
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- What are the best credit cards for a 600 credit score?
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Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: BankAmericard® Secured Credit Card, Bank of America® Unlimited Cash Rewards Secured Credit Card, Bank of America® Customized Cash Rewards Secured Credit Card, Business Advantage Unlimited Cash Rewards Secured credit card, Bank of America® Travel Rewards Secured Credit Card, Bank of America® Customized Cash Rewards credit card, BankAmericard® credit card, Bank of America® Unlimited Cash Rewards credit card, Bank of America® Unlimited Cash Rewards credit card for Students, Bank of America® Premium Rewards® credit card, Bank of America® Premium Rewards® Elite Credit Card, Bank of America® Travel Rewards credit card for Students, Bank of America® Travel Rewards credit card, and Bank of America® Customized Cash Rewards credit card for Students.
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