Bank of India Visa Platinum Privilege Credit Card - Apply Online (2024)

FAQs

What is the limit of bank of India Platinum Card? ›

Enjoy a daily withdrawal limit of Rs. 15,000 and a daily purchase limit of Rs. 50,000. Mastercard Platinum: The Mastercard Platinum debit card can be used for both domestic and international transactions.

Benefits of Bank of India Visa Platinum Privilege Card:

5 lakh merchant PoS and can be used to withdraw cash from more than 90, 000 ATMs. Affordable Interest:Cardholders can convert costly purchases to EMIs and repay the same over a period of tenure. Customers are offered nominal interest rates for EMI facility.

To qualify for the Amex Platinum Card^®, you'll typically need a good to excellent credit score (670+).

Visa Platinum Requirements

Applicants with a credit score of at least 760 or higher are more likely to get the lowest rate (subject to change). The minimum credit line is $1,000, and you can ask an SCCU Team Member for an increase. You're also welcome to request more product information by filling out this form here.

MasterCard World Platinum (Contactless)

International Debit Card with Wide acceptance globally. Usage limit of Rs.50,000/- in ATMs and Rs.1,00,000/-in POS & online purchases. Facility of contactless POS purchases up to Rs.5000/- . Complimentary Airport Lounge Access (Limited numbers, subject to availability).

Moderate Credit Limits

Visa Platinum cards generally have lower credit limits compared to Visa Signature cards. They are ideal for individuals who do not require a high spending limit but still want valuable credit card benefits.

Global acceptance

Your Visa Platinum card is accepted at tens of millions of merchants worldwide.

You have to be at least 21 years of age if you are salaried OR 25 years of age if you are self employed. Minimum Monthly Salary / Income: 300,000. Must have valid and active email ID.

Is Visa platinum hard to get? ›

You'll need at least good credit to qualify for the U.S. Bank Visa® Platinum Card. Generally speaking, “good credit” is defined as a score of at least 690. But a credit score alone isn't enough to qualify for any credit card.

You will need a CIBIL score above 750 to be eligible for a platinum credit card.

What does your credit score need to be for the Amex Platinum card? While there is no set score needed, we recommend you have a credit score of at least 670, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.

With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want.

The highest level of credit card in the Visa network, Visa Infinite cards offer more benefits than Visa Signature and Visa Traditional cards.

Are there transaction limits for Platinum Debit Card? Depending on the balance in your account, it is possible to withdraw up to Rs. 1 lakh at the ATM daily, and spend Rs. 2.75 lacs daily. These limits have been set for your card security.

If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise. No preset spending limit means the spending limit is flexible.

Daily limits on NAB Visa Debit cards

There's a daily cash withdrawal limit on your NAB Visa Debit card of $2,000 per day. This applies to all NAB Visa Debit cards and NAB Platinum Visa Debit cards. This limit applies to ATM cash withdrawals and to any extra cash you request as part of an EFTPOS transaction.