Benefit Payment Options FAQs (2024)

If you are an existing customer or applying for unemployment, disability, or Paid Family Leave benefits, just follow the instructions on our direct deposit webpage to start the direct deposit process. All you need is your bank information, including your bank routing number. If you do not have a checking or savings account, visit the Federal Deposit Insurance Corporation (FDIC) to learn more about the many benefits of banking services.

If you are eligible for benefits, your payments are usually deposited into your bank account within three days.

The timing of when you receive your direct deposit varies based on when your bank processes the payment.

Payments deposited to your bank account show as “UI Deposit” or “DI Deposit”.

Note:Holidays and weekends will delay your payment until the next business day.

After Money Network has successfully sent the deposit, it’s possible your bank may have rejected it. You must wait three days for the final status of the transaction.

If the status has not changed within three days or you still haven’t received a payment, follow the steps below:

1. Check your inbox and junk mail for an email from Money Network that has information about why the payment was not deposited along with a trace number.
2. Contact your bank and give them the trace number.
3. If your bank has no record of receiving your deposit, call Money Network at 1-800-684-7051.

Call Money Network at 1-800-684-7051 to confirm the bank information you provide matches what Money Network has on file.

If the bank account information does not match, update your bank account information through your myEDD account.

Change your bank account information through your myEDD account. The new bank account information updates immediately and is used for your next payment.

Note:Your benefit payment option can be updated any day between 6 a.m. – 8 p.m.

Unemployment

1. Log in to your myEDD account and selectUI Online.
2. Select Register or Manage.
3. SelectProfile.
4. Locate Benefit Payment Option, then selectUpdate bank routing and account numbers.
5. Enter your personal banking information.
6. Agree to the Terms of Use and Prepaid Debit Card Disclosures, then selectSubmit.

Disability and Paid Family Leave

1. Log in to your myEDD account and select SDI Online.
2. Select Profile.
3. Locate Benefit Payment Option, then select Edit Payment Option.
4. Select Direct Deposit, then Save.
5. Enter your personal banking information.
6. Agree to the Terms of Use and Prepaid Debit Card Disclosures, then select Submit.

Money Network will email you information about why your bank returned the funds to us along with a trace number. Contact your bank and give them the trace number for more information.

We may pay you by debit card or mailed check to send your money until you update your bank account information.

You can get money from ATMs, banks, and as cash back during purchases.

• ATMs: Use Find ATMs or the Money Network App to find ATMs with no fees. Other ATMs may charge fees.
• Banks or Credit Unions: Visit any bank or credit union branch that accepts Mastercard or withdraw cash for a fee. Make sure you have ID and know your balance.
• Cash Back: Ask for cash back when you use your PIN to make a debit card purchase at participating locations, like grocery stores.

If you lose your Money Network Card, you can lock it to prevent theft while you look for it. To lock it, log in or use the Money Network App.

If it’s lost or stolen, call Money Network immediately at 1-800-684-7051 (TTY: 1-800-1684-7053) to deactivate the card and send a replacement. Allow 7-10 business days to receive it. If you want to receive a replacement card faster, fees may apply (PDF) when using priority shipping.

• Don’t share your PIN or Money Network password.
• Only share your Money Network Card number, expiration date, and CVV for purchases.
• Report your lost or stolen card immediately.
• Use the Money Network App to immediately lock your card if you have lost it, set up spending alerts, and review your balance and transactions regularly.

Once the funds are available on your debit card, the transfer is available within three days in your personal bank account.

You can do transfers on the Money Network App or set up a recurring transfers schedule on the Money Network website.

Money Network will mail you a debit card within 7-10 days after you approved for benefits. Future payments are available on your debit card within 2 days from when you certify with continued eligibility.

Note:Holidays and weekends will delay payment until the next business day.

Visit the Money Network FAQs to learn more.