Best Student Credit Cards of 2024
Best Student Credit Card Welcome Bonus
Discover it® Student Cash Back
On Discover's Website
5.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Discover's Website
Up to 5% Reward Rate
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,Read More
Welcome Bonus
Cashback Match™
Annual Fee
$0
Regular APR
18.24% - 27.24% Variable APR
Credit Score
Fair/New to Credit
Our Expert Take
With cash back, a welcome bonus and an introductory APR offer, students using the Discover it® Student Cash Back can access card benefits usually reserved for those with established credit.
Why We Like It
You can earn cash-back rewards on every purchase with no annual fee. The 5% quarterly categories are historically in everyday spending categories (up to $1,500 in purchases per quarter, activation required). Discover also provides an incredibly generous Cashback Match™ to kick your first-year card earnings up to the next level.
Those new to credit also receive a number of security features including a credit scorecard, online privacy protection and alerts to monitor your credit activity.
What We Don’t Like
It’s not ideal for international travelers since Discover isn’t accepted as widely outside of the U.S. as other cards. Discover doesn’t disclose its quarterly categories in advance making it hard to plan upcoming purchases to maximize rewards. Depending on your spending, the bonus categories may not align with your expenses.
There’s also a relatively low spending cap on rewards each quarter. So you may not earn the highest rewards on all of your expenses, especially when the categories are typically high-spend areas.
Who It’s Best For
The Discover it® Student Cash Back card is best for students who want to earn cash-back rewards and don’t mind manually activating their rewards each quarter.
Expert Commentary
Albert Hsieh
Credit Cards and Reward Points Expert
Albert Hsieh is founder and CEO of Foxtrot Dash Inc., a San Francisco-based travel rewards marketplace offering a smart wallet that recommends 30,000 ways to maximize the redemption of hard-earned credit card and travel rewards points. He has proudly redeemed over 30 million reward points, and he and the Foxtrot Dash team boast over three decades of points and miles experience.
Albert has had a lifelong passion for aviation largely sparked by his dad, who retired after 30 years with United Airlines at San Francisco and Oakland. Since childhood, Albert grew fascinated by premium air travel and flew “The Tulip” (the nickname for United's fondly remembered "U" logo) to destinations far and near, with Taiwan, Japan and Egypt ranked as his top favorites.
With an unwavering commitment to the global travel industry, Albert served for 20 years as a commercial and marketing leader at Fortune 500 travel companies including JetBlue, China Airlines, XOJET and Westfield Airports LAX. He later worked as a consultant for Jet Edge, leading a companywide rebrand before their VistaJet acquisition. In recent years, Albert launched his Instagram feed where he captures his global credit card points and airline miles adventures with impeccable photography of luxury airline cabins and beautiful hotels.
His work is regularly featured in social campaigns, and he has drawn mentions in The New York Times and Nob Hill Gazette. On the Money Seed podcast, he has been heard discussing the future of credit card reward points, global travel trends and loyalty programs. When he's not traveling, Albert enjoys life on the West Coast by seeking out new restaurants and world-class wineries, and by spending quality time with loved ones.
Albert Hsieh
Albert Hsieh
Credit Cards and Reward Points Expert
Albert Hsieh is founder and CEO of Foxtrot Dash Inc., a San Francisco-based travel rewards marketplace offering a smart wallet that recommends 30,000 ways to maximize the redemption of hard-earned credit card and travel rewards points. He has proudly redeemed over 30 million reward points, and he and the Foxtrot Dash team boast over three decades of points and miles experience.
Albert has had a lifelong passion for aviation largely sparked by his dad, who retired after 30 years with United Airlines at San Francisco and Oakland. Since childhood, Albert grew fascinated by premium air travel and flew “The Tulip” (the nickname for United's fondly remembered "U" logo) to destinations far and near, with Taiwan, Japan and Egypt ranked as his top favorites.
With an unwavering commitment to the global travel industry, Albert served for 20 years as a commercial and marketing leader at Fortune 500 travel companies including JetBlue, China Airlines, XOJET and Westfield Airports LAX. He later worked as a consultant for Jet Edge, leading a companywide rebrand before their VistaJet acquisition. In recent years, Albert launched his Instagram feed where he captures his global credit card points and airline miles adventures with impeccable photography of luxury airline cabins and beautiful hotels.
His work is regularly featured in social campaigns, and he has drawn mentions in The New York Times and Nob Hill Gazette. On the Money Seed podcast, he has been heard discussing the future of credit card reward points, global travel trends and loyalty programs. When he's not traveling, Albert enjoys life on the West Coast by seeking out new restaurants and world-class wineries, and by spending quality time with loved ones.
Credit Cards and Reward Points Expert
An engaging and fun student credit card, the Discover it® Student Cash Back combines useful benefits for cardholders to learn about building credit history while earning extra cash back each quarter on select categories.
Pros & Cons
- 5% cash back on rotating bonus categories after enrollment
- First-year Cashback Match
- Intro APR on purchases for 6 months
- 5% bonus cash-back rate is limited to $1,500 per quarter in spending on select categories
- Bonus categories must be activated quarterly
- Low 1% base reward rate
Card Details
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
- Redeem your rewards for cash at any time.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% – 27.24% applies.
- Terms and conditions apply.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Credit Card for a Student With No Credit
Capital One Quicksilver Student Cash Rewards Credit Card
On Capital One's Website
4.6
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Capital One's Website
Up to 5% Reward Rate
Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel and 1.5% unlimited cash back onRead More
Welcome Bonus
$50
Annual Fee
$0
Regular APR
19.99% - 29.99% (Variable)
Credit Score
Average, Fair, Limited
Our Expert Take
Earn flat-rate rewards and pay no annual fee to keep things easy with the Capital One Quicksilver Student Cash Rewards Credit Card (rates & fees).
Why We Like It
When you’re starting out with credit, simplicity can be a major selling point. The Capital One Quicksilver Student Cash Rewards Credit Card provides solid rewards on all purchases with no categories to activate. You’ll also get bonus rewards on hotel and car rentals booked through Capital One Travel.
The card provides extended warranty, complimentary concierge services, virtual card numbers and $0 fraud liability for peace of mind when you use it. Capital One’s policy of no foreign transaction fees makes this ideal for international travel.
What We Don’t Like
The APR on this card is pretty high. If you need to carry a balance, interest will add up quickly.
Who It’s Best For
The Capital One Quicksilver Student Cash Rewards Credit Card is best for students who want to set it and forget it to earn rewards and may need a card for international trips.
Pros & Cons
- No foreign transaction fees
- No annual fee
- Excellent extra benefits
- Solid cash-back rewards for a student credit card
- Other student cards may offer better earning potential
Card Details
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
- Build your credit with responsible card use
- Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you
Earn $50 when you spend $100 in the first three months.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Student Card for Living Off-Campus
Capital One SavorOne Student Cash Rewards Credit Card
On Capital One's Website
4.6
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Capital One's Website
Up to 8% Reward Rate
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® andRead More
Welcome Bonus
Earn $50 bonus
Annual Fee
$0
Regular APR
19.99% - 29.99% (Variable)
Credit Score
Average, Fair, Limited
Our Expert Take
Students who spend a lot on food, like those living off-campus without a meal plan, can earn strong rewards on grocery stores and dining (plus entertainment) with the Capital One SavorOne Student Cash Rewards Credit Card.
Why We Like It
The Capital One SavorOne Student Cash Rewards Credit Card is very similar to the Capital One Quicksilver Student Cash Rewards Credit Card, with the exception of the rewards structure. Earning unlimited 3% cash back on high-spend categories like grocery stores and dining is rare, especially on a student card. As an added bonus, you’ll also earn rewards whether you shop at home or while studying abroad.
What We Don’t Like
All other purchases earn at a lower rate, so it isn’t a good fit for students whose high spending is outside the bonus categories.
As with many cards, the high end of the APR (rates & fees) range can swamp you in interest. If you need to carry a balance, opt for another card.
Who It’s Best For
The Capital One SavorOne Student Cash Rewards Credit Card is best for students who want to earn higher rates of cash back on dining, entertainment and at grocery stores.
Pros & Cons
- No annual fee
- No foreign transaction fees
- Excellent cash back rewards
- No low introductory APR
- Limited bonus cash back reward categories
Card Details
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
- Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
- Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
- Build your credit with responsible card use
- Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you
Earn $50 when you spend $100 in the first three months
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Student Credit Card for Travel
Bank of America® Travel Rewards credit card for Students
On Bank of America's Website
4.5
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Bank of America's Website
1.5X Reward Rate
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees andRead More
Welcome Bonus
25,000 points
Annual Fee
$0
Regular APR
19.24% - 29.24% Variable APR on purchases and balance transfers
Credit Score
Good/Excellent(700 - 749)
Our Expert Take
You can earn points on every purchase to redeem toward travel with the Bank of America® Travel Rewards credit card for Students, which charges no foreign transaction fees.
Why We Like It
This card has a generous welcome offer for new cardholders, which could give your rewards balance a nice boost.
What We Don’t Like
The travel rewards from this card must be redeemed through Bank of America—you can’t transfer them to combine with your existing airline or hotel points. Rewards also have their highest value when redeemed to cover travel, but you can also choose to redeem points as a statement credit (at full value) to offset eligible travel purchases.
As a Visa, you’ll have basic purchase protections, but the card doesn’t offer extended warranties or travel protection.
Who It’s Best For
The Bank of America® Travel Rewards credit card for Students is best for students who want a card that earns points that can be redeemed for travel.
Pros & Cons
- Multiple rewards redemption options
- Simple and unlimited 1.5 points per dollar on spending
- Earn 3 points per dollar with travel booked through the Bank of America Travel Center
- No foreign transaction fee
- Easy-to-earn welcome bonus
- Good to excellent credit is required, which some students may not have
- Rewards are worth less than 1 cent each if not redeemed for a statement credit for travel or dining purchases
Card Details
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% – 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Balance Transfer Card for Students
Bank of America® Unlimited Cash Rewards credit card for Students
On Bank of America's Website
4.1
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Bank of America's Website
Unlimited 1.5% Reward Rate
Earn unlimited 1.5% cash back on all purchases.
Welcome Bonus
$200
Annual Fee
$0
Regular APR
19.24% - 29.24% Variable APR on purchases and balance transfers
Credit Score
Excellent/Good(700 - 749)
Our Expert Take
If you charged more than you could afford with your first card, the Bank of America® Unlimited Cash Rewards credit card for Students provides an excellent balance transfer offer to buy yourself time to pay those expenses off.
Why We Like It
In addition to the introductory APR offer, this card rocks for its ongoing flat-rate cash-back rewards. New cardholders can qualify for a sizable welcome bonus, as well.
What We Don’t Like
Balance transfer fees will eat away at some of your potential savings, so do the calculations and weigh your options carefully. This card isn’t ideal if you plan to travel outside the U.S. since it charges foreign transaction fees.
Who It’s Best For
The Bank of America® Unlimited Cash Rewards credit card for Students is best for those needing a balance transfer to pay down credit card debt.
Pros & Cons
- No annual fee
- Introductory APR on purchases and balance transfers
- Solid rewards earning
- Welcome bonus
- No major benefits
- High balance transfer fee
- High foreign transaction fee
Card Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No annual fee.
- No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% – 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Student Card With Introductory APR
Bank of America® Customized Cash Rewards credit card for Students
On Bank of America's Website
4.1
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Bank of America's Website
Choose your 3% category
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up toRead More
Welcome Bonus
$200
Annual Fee
$0
Regular APR
19.24% - 29.24% Variable APR on purchases and balance transfers
Credit Score
Excellent/Good(700 - 749)
Our Expert Take
The Bank of America® Customized Cash Rewards credit card for Students lets you pick your preferred earning category for elevated rewards, giving you a tailor-made approach.
Why We Like It
This card offers a rare chance to earn elevated rewards at wholesale clubs if you’re stocking up before heading back to campus. On top of the strong rewards there’s a generous welcome bonus and introductory APR offer available.
What We Don’t Like
Bank of America lets you change your selection once each calendar month, but you must do it manually. There’s also a quarterly rewards cap on your highest earning categories, so big spenders may miss out on elevated rewards.
Choosing only one category to earn the coveted 3% in cash back means the remainder of your spending outside of your eligible chosen category, grocery stores and wholesale clubs will earn a meager 1%.
Who It’s Best For
The Bank of America® Customized Cash Rewards credit card for Students is best for those who want maximum flexibility in bonus categories or regularly spend heavily in one of the available categories.
Expert Commentary
Emily Moore
Credit Cards Writer
Experiencing the world through travel is a privilege, but affordability is a common barrier to entry. By sharing accessible tips on responsible credit card use, rewards programs and rewards hacking, Emily Jane Moore helps people with limited financial resources access meaningful travel experiences.
Emily Moore
Emily Moore
Credit Cards Writer
Experiencing the world through travel is a privilege, but affordability is a common barrier to entry. By sharing accessible tips on responsible credit card use, rewards programs and rewards hacking, Emily Jane Moore helps people with limited financial resources access meaningful travel experiences.
Credit Cards Writer
This card offers valuable cash-back rewards to responsible students with good to excellent credit. The savviest cardholders will pay close attention to their top spending category to maximize their quarterly 3% cash back option.
Pros & Cons
- Free FICO® Score access
- Intro APR offer with a generous term
- Competitive cash-back reward rates
- Solid welcome bonus
- 3% foreign transaction fee
- Higher penalty APR applies to late payments
Card Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% – 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
3.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Discover's Website
Up to 2% Reward Rate
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. PlusRead More
Welcome Bonus
Cashback Match™
Annual Fee
$0
Regular APR
18.24% - 27.24% Variable APR
Credit Score
Fair/New to Credit
Our Expert Take
You’ll earn extra cash back on gas and restaurants with the Discover it® Student Chrome for a targeted approach that could make sense with your lifestyle.
Why We Like It
The Cashback Match™, along with no annual fee, makes this an appealing option. There’s also a short-term intro APR offer on purchases that can help spread out the initial costs of the semester.
What We Don’t Like
Other cards may out-earn this card after the first year, especially if your spending tends to be varied. If you’re limiting eating out or don’t have a car on campus, this card isn’t for you.
Discover isn’t as widely accepted as Visa or Mastercard. If you’re headed to the Caribbean for spring break, you may need a backup card.
Who It’s Best For
The Discover it® Student Chrome card is best for students who spend the most on gas and dining.
Pros & Cons
- No annual fee
- Earn rewards while building credit
- Cash back earned is automatically matched at the end of your first year as a cardholder
- Introductory APR offer
- Reward earning is capped in highest category to $1,000 in purchases per quarter
- Rewards are less-than-stellar in comparison with other student cards
Card Details
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
- Redeem your rewards for cash at any time.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% – 27.24% applies.
- Terms and conditions apply.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Here’s a Summary of the Best Student Credit Cards
Credit Card
Discover it® Student Cash Back
Capital One Quicksilver Student Cash Rewards Credit Card
Capital One SavorOne Student Cash Rewards Credit Card
Bank of America® Travel Rewards credit card for Students
Bank of America® Unlimited Cash Rewards credit card for Students
Bank of America® Customized Cash Rewards credit card for Students
Discover it® Student Chrome
Credit Card
Best For
Credit Score
Annual Fee
Welcome Bonus
Discover it® Student Cash Back
Best Student Credit Card Welcome Bonus
Fair/New to Credit
$0
Cashback Match™
Capital One Quicksilver Student Cash Rewards Credit Card
Best Credit Card for a Student With No Credit
Average, Fair, Limited
$0
$50
Capital One SavorOne Student Cash Rewards Credit Card
Best Student Card for Living Off-Campus
Average, Fair, Limited
$0
Earn $50 bonus
Bank of America® Travel Rewards credit card for Students
Best Student Credit Card for Travel
Good/Excellent
$0
25,000 points
Bank of America® Unlimited Cash Rewards credit card for Students
Best Balance Transfer Card for Students
Excellent/Good
$0
$200
Bank of America® Customized Cash Rewards credit card for Students
Best Student Card With Introductory APR
Excellent/Good
$0
$200
Discover it® Student Chrome
Best Student Credit Card for Road Trips
Fair/New to Credit
$0
Cashback Match™
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn $50 when you spend $100 in the first three months.
Earn $50 when you spend $100 in the first three months
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
INTRO OFFER: Unlimited Cashback Match for all new cardmembers - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
