Important: Past performance is notnecessarily a guide to future performance. The returns that super funds achieve will change over time and readers should continue to monitor their fund’sperformance.
All information onSuperGuideis general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether any information onSuperGuideis appropriate for you before acting on it. IfSuperGuiderefers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.
In this article you can discover the top 10 performing Balanced super funds over 1 year and, more importantly, 10 years.We recommend that you also read our explanatory articleon thefive main risk categoriestohelp you compare the different risk categories that super investment options fall into.
What is aBalanced investment option?
Investment options with a 41–60% allocation to growth assets are termed Balanced by Chant West, a research company that has been analysing super fund performance for more than 20 years.
Balanced investment options may appeal to people who want a more balanced mix of growth and defensive assets.
Many super funds label their investment options as Balanced and in SuperGuide's research these investment options can have between 49% and 80% of growth assets. Investment options that have between 61% and 80% of growth assets are classified as Growth category.
Good to know
Investments such as shares, property, infrastructure and private equity are referred to as growth assets for their ability to produce strong returns over the long term, but they are more likely to experience volatility (and even negative returns) in shorter timeframes.
Conversely, assets like cash and fixed interest are referred to as defensive assets for their ability to defend against volatility, but generally cannot produce high returns over long periods of time.
How does a Balanced investment option behave?
In the short term, investment options in the Balanced risk category may experience more volatility than a Conservative-style investment but less volatility than a Growth-style investment.
Learn more about investment options in the following guides:
Learn more about the best performing super funds in the following guides:
IMPORTANT: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.Comments provided by readers that may include information relating to tax, superannuation or other rules cannot be relied upon as advice. SuperGuide does not verify the information provided within comments from readers. Learn more
© Copyright SuperGuide 2008-24. Copyright for this guide belongs to SuperGuide Pty Ltd, and cannot be reproduced without express and specific consent. Learn more
