Best Prepaid Credit Cards With No Foreign Transaction Fee (2024) (2024)

FAQs

Best Prepaid Credit Cards With No Foreign Transaction Fee (2024)? ›

The best prepaid card with no foreign transaction fee is the Bluebird® American Express® Prepaid Card. The card's foreign ATM fee is lower than the foreign ATM fee on similar prepaid cards, and it does not charge a fee on purchases processed outside of the U.S., which saves you money.

Prepaid cards like Wise offer several benefits over physical credit cards, including no foreign transaction fees and lower rates than traditional credit cards.

The Bluebird American Express Prepaid Debit Account stands out for charging no monthly fee, as well as no cash reload fee at Family Dollar locations. Card members also get access to purchase and fraud protection, Amex Offers, 24/7 customer service, roadside and emergency assistance, as well as Amex experiences.

The international prepaid Visa gift card is suitable for use in more than 150 countries worldwide. Recipients can use it online anywhere that accepts regular Visa cards. Although international prepaid Visa gift cards can be used many places, some countries don't accept them.

It can be handy to have some physical currency for smaller payments like public transport and tolls, or for situations when cards aren't accepted. But a prepaid currency card can provide convenience and security, as well as competitive exchange rates.

These tips will help you get sorted with your foreign ... Prepaid currency cards are a secure way to make purchases on trips abroad.

The Travelex Money Card is a multi currency card that can be used in most countries around the world. Widely considered the best travel money card for overseas travel, the Travelex Money Card can be used in the US, Europe, Japan, Canada, Hong Kong, Singapore, Japan, New Zealand, and many more countries.

How to avoid foreign transaction fees? ›

The Barclaycard Rewards credit card is free of overseas charges for purchases and ATM withdrawals.

Your credit card will likely have a foreign transaction fee of around 3% if it is from Chase, PNC, Bank of America, Barclays or U.S. Bank, which charge foreign fees on most (but not all) of their cards. Your credit card will not have a foreign transaction fee if it is from Capital One, Discover, USAA, PenFed or HSBC.

The best prepaid card with no foreign transaction fee is the Bluebird® American Express® Prepaid Card. The card's foreign ATM fee is lower than the foreign ATM fee on similar prepaid cards, and it does not charge a fee on purchases processed outside of the U.S., which saves you money.

Disadvantages of prepaid debit cards

If used effectively, credit cards are a better option, but may be difficult if you have a low credit score. Fees: There are additional fees involved with using and purchasing a prepaid debit card, which may make them more expensive than a traditional debit card.

You might be able to use your prepaid card for purchases or ATM withdrawals outside of the U.S., but some may charge foreign transaction fees. Not all cards can be used outside the United States, so check your cardholder agreement before you travel or use your card as payment in a foreign currency.

With the Starling Bank account you do not pay any fees to withdraw foreign currency from a cash machine while anywhere in the world outside Europe. We will convert the cost of any money you withdraw using Mastercard's globally accepted exchange rate.