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The best way to take holiday money to India is through a Wise Multi Currency card, which offers the best exchange rate for Indian rupee, a Citibank Plus Everyday or HSBC Global card for ATM withdrawals and the BankWest Platinum Breeze or ING One Low Rate cards for credit purchases.
No you shouldn’t get Indian rupee before travelling to India, as non-residents are not allowed to bring or take Indian rupee in or out of India. It is considered a ‘closed currency’. Indian residents are allowed to bring in 25,000 Indian rupee into India, which is approximately $450.
Yes, the Wise Multi Currency card can be used in India and it offers the best exchange rate on the market and no international transaction fees. All other prepaid currency cards in Australia do not offer Indian rupee including Australia Post, Travelex, Travel Money Oz, Commonwealth bank, Westpac and Qantas.
You can use your Australian debit card in India and to avoid large fees we advise you to use the Citibank Plus Everyday or HSBC Global debit cards.
You can use both debit cards in Australia and India at ATMs without paying 3 types of different ATM fees.
ATMs from Citibank, HSBC, SBI, Axis, HDFC, IDBI, ICICI, Kotak Mahindra and Yes Bank are all banks in India that accept international credit cards. Not all banks accept international cards so you need to look for the Mastercard or Visa logo at the ATM.
The maximum amount per withdrawal is 10,000 Indian rupee or roughly $180. The maximum daily withdrawal amount is 40,000 Indian rupee or roughly $720. It’s important to withdraw as much as possible per ATM withdrawal in India to reduce the fees.
Yes you can use a Visa debit card in India wherever the Visa logo is shown. Be aware not all ATMs accept international cards, so you need to look for the Visa logo. In tourist areas Visa is readily accepted however in rural areas, Visa is less accepted and you are advised to take Indian rupee with you.
No you can not use Australian dollars or US dollars in India. The currency used in India is Indian rupee. It is recognised in shops with the letters ₹ before the numerals, for example ₹50. There are 6 banknotes each with a different colour.
