Best VA Mortgage Lenders Of September 2024 (2024)

Best VA Mortgage Lenders Of September 2024 (2)

Robin RothsteinMortgages and Loans Writer

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as they navigate the home loan marketplace. Her work...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (4)

Best VA Mortgage Lenders Of September 2024 (5)

Best VA Mortgage Lenders Of September 2024 (6)

Robin RothsteinMortgages and Loans Writer

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as they navigate the home loan marketplace. Her work...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (8)

Written By

Robin Rothstein

Best VA Mortgage Lenders Of September 2024 (9)

Robin RothsteinMortgages and Loans Writer

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as they navigate the home loan marketplace. Her work...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (11)

Best VA Mortgage Lenders Of September 2024 (12)

Best VA Mortgage Lenders Of September 2024 (13)

Robin RothsteinMortgages and Loans Writer

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as they navigate the home loan marketplace. Her work...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (15)

Mortgages and Loans Writer

Best VA Mortgage Lenders Of September 2024 (17)

Chris JenningsLoans & Mortgages Editor

Chris Jennings is a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time homebuyers and homeowners alike. His work has been featured in a n...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (19)

Best VA Mortgage Lenders Of September 2024 (20)

Best VA Mortgage Lenders Of September 2024 (21)

Chris JenningsLoans & Mortgages Editor

Chris Jennings is a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time homebuyers and homeowners alike. His work has been featured in a n...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (23)

Chris Jennings

Best VA Mortgage Lenders Of September 2024 (24)

Chris JenningsLoans & Mortgages Editor

Chris Jennings is a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time homebuyers and homeowners alike. His work has been featured in a n...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (26)

Best VA Mortgage Lenders Of September 2024 (27)

Best VA Mortgage Lenders Of September 2024 (28)

Chris JenningsLoans & Mortgages Editor

Chris Jennings is a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time homebuyers and homeowners alike. His work has been featured in a n...

See Full Bio

  • Best VA Mortgage Lenders Of September 2024 (30)

Reviewed

|Loans & Mortgages Editor

& 1 other

Updated: Sep 13, 2024, 8:30am

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

U.S. Department of Veterans Affairs (VA) loans come with significant benefits, especially if you don’t have a large down payment or your debt-to-income ratio (DTI) is higher than what conventional mortgage lenders require. You’ll also typically need to be a member of the U.S. armed forces or a veteran to qualify.

Why you can trust Forbes Advisor

Read more

FEATURED PARTNER OFFER

Advertisem*nt

Veterans United Home Loans

Best VA Mortgage Lenders Of September 2024 (31)

Preapproval time:

2 to 3 days

Mortgage rates:

Competitive with the national average

Days to close:

35-day average

Best VA Mortgage Lenders Of September 2024 (32)

Learn More Best VA Mortgage Lenders Of September 2024 (33)

On Veterans United's Website

2 to 3 days

Competitive with the national average

35-day average

Best VA Loan Lenders September 2024

Forbes Advisor compiled a list of VA loan lenders that excel in various areas, including offering low fees, convenience and flexibility. Lenders’ mortgage rates were based on recent market rates and compared to the national average. The lenders we compiled for this list had a minimum four-star rating.

  • Flagstar Bank. Best For Low Credit Score Requirements
  • Guaranteed Rate. Best For Low Lender Fees
  • Navy Federal Credit Union.Best For Exclusive Military Home Loan Benefits
  • PenFed Credit Union. Best Credit Union For Open Member Eligibility
  • PNC. Best For Ease Of Access
  • LoanDepot. Best For Fast Online Preapproval
  • Rocket Mortgage. Best Online VA Lender
  • Veterans United. Best For Customer Service
  • Guild Mortgage. Best For Quick Closing Times

Best for low credit score requirements

Flagstar Bank

Best VA Mortgage Lenders Of September 2024 (34)

5.0

Best VA Mortgage Lenders Of September 2024 (35)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

3 days or less

Mortgage rates

Lower than the national average

Days to close

35-day average

Best VA Mortgage Lenders Of September 2024 (36)

Compare Rates Best VA Mortgage Lenders Of September 2024 (37)

Compare rates from participating lenders in your area via Bankrate.com

3 days or less

Lower than the national average

35-day average

Editor's Take

We picked Flagstar Bank Mortgage as a low-credit option for VA borrowers with a credit score of 580 or more. In comparison, many VA lenders require a score of 600 or higher. We also like Flagstar Bank because it offers several discount and incentive programs.

Pros & Cons

  • Both online and branch locations (in a few states) available
  • Convenient customer service hours
  • Alternative data, such as utility and rent payments, are considered
  • Low minimum credit score mortgages offered
  • Branch locations aren’t available in every state

Lender Details

Overview

Flagstar Bank offers all the major mortgage options (conventional, jumbo, construction and government-backed loans). The lender also offers several discount programs, including discounts for borrowers whose employers have a relationship with Flagstar, incentives for returning customers and discounts for first responders, active military and veterans.

How To Apply

Flagstar Bank offers several ways for customers to get a mortgage. They can apply online or visit a lender in person. They can also visit a branch location in Indiana, Michigan, Ohio and Wisconsin. Customer support hours, including for email, phone and online chat, are Monday through Friday, 7:30 a.m. to 9 p.m. ET and Saturday 8:30 a.m. to 6 p.m ET. Preapproval takes less than three days.

Speed

Flagstar’s average closing time is 35 days, which is shorter than the industry average. In some cases, closing can occur in as few as 11 days.

Eligibility

  • Minimum credit score of 620
  • Minimum down payment of 0% for VA and USDA loans, 3% for conventional loans and 3.5% for FHA loans
  • Alternative credit data, such as rent, cell phone and utility payments, is accepted

Loan Types

Flagstar Bank offers conventional and jumbo mortgages in fixed- and adjustable-rate structures, plus FHA, VA and USDA loans. It also offers construction and renovation loans as well as specialty loans, which include loans for multiple properties and loans in high-cost areas. Home equity loans are available in limited areas. You can enter your ZIP code on the Flagstar website to find out if you qualify for a home equity loan.

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home equity loan

Limited

Specialty

✓- Multiple Property Loans, High-Balance Loans and Jumbo Adjustable Rate

Best for Low Lender Fees

Guaranteed Rate

Best VA Mortgage Lenders Of September 2024 (38)

5.0

Best VA Mortgage Lenders Of September 2024 (39)

Our ratings are calculated based on fees, rates, rewards and other category-specific attributes. All ratings are determined solely by our editorial team.

Preapproval Time

1 to 2 days

Mortgage Rates

Lower than the national average

Days to Close

21 to 30 days

Best VA Mortgage Lenders Of September 2024 (40)

Compare Rates Best VA Mortgage Lenders Of September 2024 (41)

Compare rates from participating lenders in your area via Bankrate.com

1 to 2 days

Lower than the national average

21 to 30 days

Editor's Take

We picked Guaranteed Rate because it waives all loan fees for VA purchase borrowers and those refinancing a VA loan. This can save you a considerable amount of money at closing, since loan fees can cost 1% of your loan amount (or more).

Pros & Cons

  • Operates in all 50 states
  • Displays current rates online
  • No lender fees for VA loan borrowers
  • Some other lenders have faster preapproval times

Lender Details

Overview

Guaranteed Rate is available online everywhere in the U.S. and has more than 300 branches nationwide. Mortgage borrowers can count on average fees and competitive interest rates, tracking just below the national average. Borrowers can also get a preapproval letter within 24 to 48 hours and get pre-qualified online within 15 minutes. And if you’re a VA borrower, it waives all loan fees.

How To Apply

Borrowers can apply online or in person at one of Guaranteed Rate’s locations. Customer support is available by phone Monday through Friday, 8:30 a.m. to 5:30 p.m. CT. Expect a one- to two-day turnaround on preapproval letters.

Speed

Closing takes as few as 10 days with Guaranteed Rate’s Same Day Mortgage.

Eligibility

  • Minimum credit score of 620
  • Minimum down payment of 0% down for VA loans, 3% for some conventional loans, 3.5% for FHA loans

Loan Types

Guaranteed Rate offers fixed- and adjustable-rate mortgages, including conventional and jumbo mortgages, FHA and VA loans and interest-only mortgages. Guaranteed Rate also offers home equity lines of credit (HELOCs).

Loan Type Yes No

HELOC

Conventional

FHA

VA

USDA

Jumbo

ARM

Specialty

✓- Interest-only mortgages

Best for Exclusive Military Home Loan Benefits

Navy Federal Credit Union

Best VA Mortgage Lenders Of September 2024 (42)

5.0

Best VA Mortgage Lenders Of September 2024 (43)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

2 to 3 days

Days to close

30 days

Mortgage rates

Lower than the national average

Best VA Mortgage Lenders Of September 2024 (44)

Learn More Best VA Mortgage Lenders Of September 2024 (45)

Via Navy Federal Credit Union's Website

2 to 3 days

30 days

Lower than the national average

Editor's Take

We picked Navy Federal Credit Union Mortgage for the home loan benefits it offers exclusively to current and former military members. For instance, the credit union’s Military Choice loan allows you to put no money down or pay no PMI in exchange for a slightly higher interest rate.

Plus, Navy Federal’s mortgage match program promises to offer the lowest rates, but if you get a lower rate elsewhere, Navy Federal will match it or give you $1,000 toward your loan.

Pros & Cons

  • Rate-match program that promises the lowest rate or money toward your home loan
  • No-down-payment loans available
  • Customer service hours are extensive
  • This lender doesn’t offer USDA loans, which is important if you decide not to seek a VA loan

Lender Details

How To Apply

Navy Federal Credit Union mortgages are available in 33 states and Washington D.C., including Arizona, Alabama, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, West Virginia and Wisconsin.

Borrowers can apply online or in person. Customer service via phone is available 24 hours a day, seven days a week.

Speed

The closing time for a mortgage is about 30 days, which is about average or slightly above average in terms of closing speed. The preapproval process can take one to three days.

Eligibility

Navy Federal doesn’t disclose its credit score thresholds for proprietary reasons. However, the credit union works with members to find the right mortgage for their needs, explores ways to improve their eligibility and educates members on how to make changes to their finances to better qualify for a home loan.

Loan Types

Navy Federal Credit Union offers home purchase loans and mortgage refinancing options. The product line includes fixed and adjustable-rate (ARMs) conventional mortgages and VA loans.

The lender also offers a large selection of specialty loans to meet the unique needs of its customers, including the Military Choice loan designed for members who have already exhausted their VA loan benefit; the Homebuyers Choice loan, which does not require a down payment; second-home financing for vacation homes; and no-PMI loans.

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home Equity Loan

Specialty

✓ – Military Choice loan, the Homebuyers Choice, second-home financing for vacation homes and no-PMI loans.

Best for Open Member Eligibility

PenFed Credit Union

Best VA Mortgage Lenders Of September 2024 (46)

5.0

Best VA Mortgage Lenders Of September 2024 (47)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

Less than three days

Mortgage rates

Lower than the national average

Days to close

30 to 40 days for purchase closings.

Best VA Mortgage Lenders Of September 2024 (48)

Compare Rates Best VA Mortgage Lenders Of September 2024 (49)

Compare rates from participating lenders in your area via Bankrate.com

Less than three days

Lower than the national average

30 to 40 days for purchase closings.

Editor's Take

We picked PenFed Credit Union Mortgage because it requires no military affiliation to become a member. To join, you must open and maintain a share (savings) account with at least $5.

Pros & Cons

  • Low advertised rates
  • Reasonable lender fees
  • Low and no down payment options available
  • Limited mortgage product lineup
  • Alternative data is not considered

Lender Details

Overview

Established in 1935, PenFed is one of the country’s largest member-owned credit unions. PenFed doesn’t require that you be part of the military to join. For people outside of the military, membership requires a small donation ($10 to $15) to a specified charity. PenFed operates in all 50 states, Washington, D.C., Puerto Rico and Guam. The lender has a handful of branch locations in Maryland, Virginia and Washington D.C.

How To Apply

Borrowers can apply online or at its branches in Maryland, Virginia and Washington, D.C. Customer support by phone is available Monday through Friday from 8 a.m. to 8 p.m. ET, Saturday from 8 a.m. to 5 p.m. ET. Preapproval takes less than three days.

Speed

The average closing time is 35 days, which is shorter than the industry average. In some cases, closing can be as short as 11 days.

Eligibility

  • Minimum credit score of 650 or higher for conventional and VA loans, and 700 for jumbo loans
  • Minimum down payment of 0% for VA loans and 3% for some conventional loans

Loan Types

PenFed offers fixed conventional, jumbo and VA loans as well as home equity loans and refinancing.

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home equity loan

Specialty

Best for ease of access

PNC

Best VA Mortgage Lenders Of September 2024 (50)

5.0

Best VA Mortgage Lenders Of September 2024 (51)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

20-30 minutes

Mortgage rates

Lower than the national average

Days to close

Average closing time is 45 days.

Best VA Mortgage Lenders Of September 2024 (52)

Compare Rates Best VA Mortgage Lenders Of September 2024 (53)

Compare rates from participating lenders in your area via Bankrate.com

20-30 minutes

Lower than the national average

Average closing time is 45 days.

Editor's Take

We picked PNC Bank Mortgage for its accessibility, which ranks above other VA lenders. It operates in all 50 states—with branch locations in about half of the country—and provides a wide range of mortgage products.

Pros & Cons

  • Low minimum credit score requirements
  • Fast preapproval time
  • Online and in-person service available
  • Several discount programs available
  • Ample digital support for existing customers
  • Does not offer renovation loans

Lender Details

Overview

PNC Bank operates in all 50 states and provides a wide range of mortgage products, including specialty loans for low- and moderate-income borrowers.

PNC offers an innovative online experience called Home Insight, which provides a deep dive into the home-buying process, enabling customers to determine the mortgage payment they can afford and start shopping for homes with real-time rate quotes and loan products. It also allows customers who have applied for a loan to follow along with the approval process and upload supporting documents.

How To Apply

Borrowers can apply online or in person at a bank location in the following states and Washington D.C.: Alabama, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia and Wisconsin.

Customer support by phone is available Monday through Thursday from 8 a.m. to 9 p.m. ET, Friday from 8 a.m. to 5 p.m. ET and Saturday from 9 a.m. to 2 p.m. ET. Preapproval can take as little as 30 minutes or up to one day.

Speed

The average closing time is 45 days, which is about the industry average. In some cases, the closing can be as short as 30 days.

Eligibility

  • Minimum credit score of 620; 700 for jumbo borrowers
  • Minimum down payment of 0% for VA loans, 3% for conventional loans and 3.5% for FHA loans (PNC doesn’t publish its down payment requirements for other loan types)

Loan Types

PNC Bank offers a wide selection of home loans, including conventional, FHA, VA, USDA and jumbo loans, home equity loans and specialty loans for medical professionals.

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home equity loan

Specialty

✓ – Community (No PMI) Loan, Medical Professional Loan

Best for fast online preapproval

LoanDepot

Best VA Mortgage Lenders Of September 2024 (54)

4.5

Best VA Mortgage Lenders Of September 2024 (55)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

15 minutes

Mortgage rates

Within 1 to 3 basis points above or below the national average

Days to close

20 days

Best VA Mortgage Lenders Of September 2024 (56)

Compare Rates Best VA Mortgage Lenders Of September 2024 (57)

Compare rates from participating lenders in your area via Bankrate.com

15 minutes

Within 1 to 3 basis points above or below the national average

20 days

Editor's Take

We picked loanDepot because it offers mortgage preapprovals in just 20 minutes for borrowers who don’t need to provide additional documentation. Borrowers who use its Mello Smartloan technology can shorten the closing process by up to 17 days, too, which helps VA borrowers who might face a tight timeline due to deployments or cross-country moves.

Pros & Cons

  • Loan preapproval time is as fast as 15 minutes
  • Customers who use Mello Smartloan will cut their closing time by up to 17 days
  • Credit requirements are moderate
  • loanDepot’s fee for refinancing is waived for existing customers (this is a separate fee from the new adverse market refinance fee which went into effect on Dec. 1, 2020)
  • Advertised mortgage rates are higher than the national average
  • The origination fee is higher than most
  • Loan closings can take longer than 30 days

Lender Details

Overview

LoanDepot is one of the largest nonbank mortgage lenders in the U.S., with more than 150 branches across the country and a robust online presence. Its loan products includeconventional mortgages, government-backed loans, refinances and home equity loans.

How To Apply

Borrowers can apply online for a mortgage. Once they submit their application, a loan officer will call them to go through the next steps, which include submitting income documentation and personal identification.

Customer service hours are fairly flexible on weekdays from 8 a.m. to 10 p.m. ET and Saturday from 11 a.m. to 6 p.m. ET. Preapproval can take about 15 minutes for borrowers not required to supply additional information.

Speed

Borrowers who use its Mello Smartloan technology can shorten the closing process by up to 17 days.

Eligibility

  • Minimum credit score of 620 for conventional andVA home loans, 580 for FHA loans and 700 for jumbo loans
  • Minimum down payment of 0% for VA loans, 3% on some conventional loans and 3.5% for FHA loans

Loan Types

LoanDepot offers fixed-rate mortgages,adjustable-rate mortgages, FHA loans, jumbo loans, VA loans andFHA 203(k) loans. LoanDepot does not offer USDA loans.

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home equity loan

Specialty

Best for Online VA Lending

Rocket Mortgage

Best VA Mortgage Lenders Of September 2024 (58)

4.5

Best VA Mortgage Lenders Of September 2024 (59)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

24 hours

Mortgage rates

About 3+ basis points higher than the national average

Days to close

Average closing time is 47 days

Best VA Mortgage Lenders Of September 2024 (60)

Learn More Best VA Mortgage Lenders Of September 2024 (61)

On Rocket Mortgage's Website

24 hours

About 3+ basis points higher than the national average

Average closing time is 47 days

Editor's Take

We picked Rocket Mortgage because it stands out for its fully digital lending process and flexible mortgage options.

Despite being an online lender, Rocket provides extensive customer service hours and a large network of some 43,000 loan officers from about 10,000 mortgage brokerages across the country.

Pros & Cons

  • Flexible-term mortgages are available, from eight to 29 years; this is in addition to the standard 30-year and 15-year fixed-rate mortgage options
  • Offers a completely digital mortgage experience
  • Customer service hours are extensive
  • Doesn’t offer USDA loans
  • Doesn’t offer home equity loans or HELOCs
  • Doesn’t offer land loans or loans to purchase foreclosures

Lender Details

Overview

Rocket Mortgage is one of the largest mortgage lenders in the U.S., offering a completely online experience. With flexible customer service hours and a robust network of some 43,000 loan officers from about 10,000 mortgage brokerages across the country, borrowers can access customer service day and night. Rocket Mortgage is an online lender with four branch locations in Charlotte, Cleveland, Detroit and Phoenix.

How To Apply

Borrowers can apply online. Phone support is available Monday through Friday, 5 a.m. to 5 p.m. PT. Chat support is available from 5 a.m. to 5 p.m. PT, seven days a week. The lender can preapprove loans within eight minutes.

Speed

As of February 2024, the average time to close a conventional refinance with Rocket Mortgage is 21 days, and the average time to close a conventional purchase loan is 36 days.

Eligibility

  • Minimum credit score of 580 for FHA and VA loans, 620 for conventional mortgages and 680 for jumbo loans
  • Minimum down payment of 0% for VA loans, 3% for some conventional loans and 3.5% for FHA loans
  • Alternative credit data, such as rent and utility payments, is accepted

Loan Types

Rocket Mortgage’s product line includes fixed and adjustable-rate mortgages, conventional, jumbo, FHA and VA loans. It also offers its own conventional loan, YOURgage, a custom-term, fixed-rate mortgage. Finally, itsFHA streamlinerefinance loan allows existing FHA borrowers to refinance at a lower rate with less paperwork and no appraisal required. The lender doesn’t offer USDA loans, home equity loans or HELOCs.

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home equity loan

Specialty

✓- YOURgage Flexible-Term Mortgage

Best For Customer Service

Veterans United

Best VA Mortgage Lenders Of September 2024 (62)

4.5

Best VA Mortgage Lenders Of September 2024 (63)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

2 to 3 days

Mortgage rates

Competitive with the national average

Days to close

35-day average

Best VA Mortgage Lenders Of September 2024 (64)

Compare Rates Best VA Mortgage Lenders Of September 2024 (65)

On Veterans United's Website

2 to 3 days

Competitive with the national average

35-day average

Editor's Take

We picked Veterans United for its high marks in customer service and its specialization in VA loan products. It originates home loans in all 50 states and Washington, D.C. Plus, it offers an online mortgage application process, 24/7 phone support and has physical locations in 15 states.

Pros & Cons

  • 24/7 phone-based loan specialists and high customer service ratings
  • Has a fully online application process
  • Borrowers with no military affiliation can still apply for conventional, FHA or USDA loans
  • Doesn’t publish non-VA loan rates online
  • Doesn’t offer home equity loans or HELOCs
  • Physical branches are only available in 15 states

Lender Details

How To Apply

Veterans United offers VA loans in all 50 states and Washington D.C. It also has branch locations in 15 states, including California, North Carolina and Texas.

Borrowers can apply online or in person at a Veterans United location.

Speed

Preapproval varies depending on the borrower’s specific situation but can take as little as 15 minutes. Veteran United’s average closing time is 35 days, which is on par with the industry average.

Eligibility

  • Minimum credit score of 620 for VA, FHA, USDA and conventional loans
  • Minimum down payment of 0% for VA and USDA loans; 3% for conventional loans; and 3.5% for FHA loans

Loan Types

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home equity loan

Specialty

Best for Quick Closing Times

Guild Mortgage

Best VA Mortgage Lenders Of September 2024 (66)

4.0

Best VA Mortgage Lenders Of September 2024 (67)

Our ratings take into account interest rates, lender fees, loan types, discounts, accessibility, borrower requirements and other attributes. All ratings are determined solely by our editorial team.

Preapproval time

1 to 3 days

Mortgage rates

Does not publicly disclose

Days to close

17-day average

Best VA Mortgage Lenders Of September 2024 (68)

Compare Rates Best VA Mortgage Lenders Of September 2024 (69)

Compare rates from participating lenders in your area via Bankrate.com

1 to 3 days

Does not publicly disclose

17-day average

Editor's Take

We picked Guild Mortgage for its Homebuyer Express 17-Day Closing Guarantee program, which is considerably faster than the industry average of 43 days to close, according to Freddie Mac. The guarantee states that the lender pays $500 toward closing costs if the loan doesn’t close on time due solely to a Guild Mortgage delay.

Pros & Cons

  • Minimum credit scores start at 540
  • The lender guarantees closing within 17 days
  • E-closing capabilities available
  • Guild Mortgage does not disclose current mortgage rates on its website
  • The lender doesn’t offer home equity loans or HELOCs
  • They don’t offer land loans or loans for foreclosure purchases

Lender Details

Overview

Guild Mortgage is available online everywhere in the U.S. except New York and New Jersey. There are branch locations in 31 states, including Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Louisiana, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.

How To Apply

Guild offers both in-person and online mortgage applications (except for borrowers in New York and New Jersey). Their paperless application process allows borrowers to send paperwork electronically as well as apply for and keep track of the application process online. Preapproval can take one to three days.

Customer phone support is somewhat limited, available Monday through Friday from 6 a.m. to 5 p.m. PT.

Speed

Guild Mortgage offers a 17-day closing guarantee.

Eligibility

  • Minimum credit score of 540 for FHA and USDA loans; 620 for conventional loans and down payment assistance (depending on the program in each state); and 680 for jumbo loans. Guild Mortgage does not publicly disclose minimum credit score information for its VA loans.
  • Minimum down payment of 0% for VA and USDA loans, 3% for some conventional loan programs, 3.5% for FHA loans and 10% for jumbo loans

Loan Types

Guild Mortgage offers both mortgages for buyers and refinancers. Its product line includes fixed- and adjustable-rate mortgages, conventional and jumbo mortgages, and FHA, USDA andVA loans.

Loan Type Yes No

Conventional

FHA

VA

USDA

Jumbo

ARM

Home equity loan

Specialty

✓- StrongStart Program; MH Advantage Program

Summary: Best VA Loan Lenders

CompanyCompany - LogoForbes Advisor RatingForbes Advisor RatingPreapproval timeMortgage ratesDays to close Learn More CTA textLearn more CTA below textLearn More
Flagstar BankBest VA Mortgage Lenders Of September 2024 (70)5.0Best VA Mortgage Lenders Of September 2024 (71)3 days or lessLower than the national average35-day averageCompare RatesCompare rates from participating lenders in your area via Bankrate.com
Guaranteed RateBest VA Mortgage Lenders Of September 2024 (72)5.0Best VA Mortgage Lenders Of September 2024 (73)1 to 2 daysLower than the national average21 to 30 daysCompare RatesCompare rates from participating lenders in your area via Bankrate.com
Navy Federal Credit UnionBest VA Mortgage Lenders Of September 2024 (74)5.0Best VA Mortgage Lenders Of September 2024 (75)2 to 3 daysLower than the national average30 daysLearn MoreVia Navy Federal Credit Union's Website
PenFed Credit UnionBest VA Mortgage Lenders Of September 2024 (76)5.0Best VA Mortgage Lenders Of September 2024 (77)Less than three daysLower than the national average30 to 40 days for purchase closingsCompare RatesCompare rates from participating lenders in your area via Bankrate.com
PNC BankBest VA Mortgage Lenders Of September 2024 (78)5.0Best VA Mortgage Lenders Of September 2024 (79)20-30 minutesLower than the national averageAverage closing time is 45 days.Compare RatesCompare rates from participating lenders in your area via Bankrate.com
LoanDepotBest VA Mortgage Lenders Of September 2024 (80)4.5Best VA Mortgage Lenders Of September 2024 (81)15 minutes Within 1 to 3 basis points above or below the national average20 daysCompare RatesCompare rates from participating lenders in your area via Bankrate.com
Rocket MortgageBest VA Mortgage Lenders Of September 2024 (82)4.5Best VA Mortgage Lenders Of September 2024 (83)24 hoursAbout 3+ basis points higher than the national average Average closing time is 47 daysLearn MoreOn Rocket Mortgage's Website
Veterans UnitedBest VA Mortgage Lenders Of September 2024 (84)4.5Best VA Mortgage Lenders Of September 2024 (85)2 to 3 daysCompetitive with the national average35-day averageCompare RatesOn Veterans United's Website
Guild MortgageBest VA Mortgage Lenders Of September 2024 (86)4.0Best VA Mortgage Lenders Of September 2024 (87)1 to 3 daysDoes not publicly disclose17-day averageCompare RatesCompare rates from participating lenders in your area via Bankrate.com

Tips for Comparing VA Loans

VA loans have a number of benefits, including no-down-payment options, lower interest rates than conventional mortgages, lower minimum borrower qualifications and the ability to borrow up to 100% of the home’s value.

However, many lenders will institute their own standards. For example, they might apply a minimum credit score—usually in the 580 to 620 range—as well as a minimum debt-to-income ratio and down payment. For borrowers, this means shopping around for lenders that offer VA loans that match your financial needs.

Not all lenders offer VA loans, so that’s the first question you need answered when you start comparison shopping. Next, ask what their requirements are (credit score, DTI, down payment) and what interest rates they offer for VA loans. Comparison shopping often leads to lower interest rates, so be sure to collect as much information as you can. You can use a loan estimate from one lender to potentially negotiate a lower rate with another lender.

Keep in mind that all VA loans also charge a funding fee. This is a one-time payment which is 2.3% of the total loan amount for first-time VA borrowers and 3.6% for people who have previously used the VA home loan program. VA borrowers who put 5% down can get a discount on this fee and some borrowers are exempt.

Current VA Mortgage Rates

Best VA Mortgage Lenders Of September 2024 (88)

VA mortgage rates tend to be lower, on average, than mortgage rates for conventional loans and can also be lower than Federal Housing Administration (FHA) loan rates in some cases. This is because VA loans are government-backed loans, and so lenders view them as lower-risk.

However, VA home loans come with their share of fees and closing costs. It’s best to meet with several lenders to make sure you’re getting the best deal.

What Is a VA Loan?

The mission of the VA home loan program is to assist servicemen, veterans and eligible family members in obtaining, retaining or adapting a home. The VA guarantees millions of loans for existing and newly-constructed homes since the program’s inception. Among other benefits, VA loans allow for veterans to obtain home loans with no down payment.

If you are eligible for a VA home loan, you can either work directly with the VA to assist with applying for and managing your loan (VA direct loan) or with a private lender (VA-backed loan).

How Does the VA Home Loan Work?

With a VA direct loan, the VA acts as your mortgage lender. You’ll apply for your loan through the VA and manage it with them as well. That said, most VA loans are funded through private lenders.

In the case of a VA-backed loan, a private lender—not the VA—originates and funds your loan. Lenders follow VA standards—and possibly other standards, depending on the lender—and are guaranteed to recover all or some of their losses from the VA should you go into foreclosure. This gives lenders the incentive to provide competitive interest rates and loan terms.

One of the biggest benefits of a VA loan is that you have the option of putting zero money down. Because the VA guarantees the loan, lenders can feel confident about financing VA loans for borrowers who choose to forgo making a down payment.

Types of VA Loans

There are four main VA-backed home loan types:

  • Purchase loan.If you meet the eligibility requirements, this loan requires no down payment to buy a home and competitive interest rates. You can also borrow up to the Fannie Mae and Freddie Mac conforming loan limits.
  • Native American Direct Loan (NADL). This loan provides eligible Native American veterans and their spouses financing to purchase, build or improve a primary residential property on federal trust land. You can also refinance an existing NADL to another NADL to lower your rate.
  • Interest Rate Reduction Refinance Loan (IRRRL). Veterans can refinance their existing VA loan to a new VA-backed mortgage with a lower interest rate. Also called a “streamline” refinance, this loan typically helps to lower monthly mortgage payments.
  • Cash-out refinance loan. For veterans who need cash, a cash-out refinance lets borrowers refinance their current mortgage and convert some of their home equity to cash for expenses such as home repairs, college payments and to pay off debts with higher interest rates.

Additionally, the VA also offers some specialized VA-backed loans:

  • Energy-Efficient Mortgage (EEM). This loan allows veterans to make energy improvements and updates to their residence, such as installing insulation, upgrading a furnace or adding storm doors. This loan is an “add-on,” meaning it is combined with another VA-backed purchase loan or refinance.
  • Adapted housing loan. This program provides grants to veterans with service-related impairments who need to build, remodel or adapt a home to accommodate their disabilities.
  • Manufactured home loan. Provides financing for the purchasing of a manufactured home and the land on which the home will be affixed. Eligible veterans can also refinance an existing VA-backed loan on a manufactured home.

VA Loan Requirements

If you’re looking to buy your first home, or you don’t have the funds for a large down payment, a VA loan could be a great option. However, the VA has set some minimum eligibility requirements.

How Do You Qualify for a VA Loan?

Servicemembers, veterans and surviving spouses that meet VA criteria are eligible for VA-backed loans. However, lenders require a certificate of eligibility (COE) to prove that borrowers meet VA requirements. You can get a COE through your lender, online or by mail by completing and sending in this form.

Here are some of the VA’s requirements:

  • Must be a current or former member of the U.S. military or National Guard or surviving spouse
  • Must meet the minimum length of service requirements, which vary depending on your branch of service and other factors
  • Must be a U.S. citizen or permanent resident alien
  • Must meet the lender’s credit and income requirements
  • Must use the property as your primary residence

Additionally, you’ll have to meet your lender’s credit and income requirements in order to qualify for a VA loan.

What Is the Minimum Credit Score for VA Loans?

The VA does not set minimum credit score requirements in order to qualify for VA loans. However, lenders usually apply their own credit standard for VA loans, which might differ from other loan products they offer.

What Are the Down Payment Requirements for a VA Loan?

VA-backed loans do not have minimum down payment requirements. However, the less money you put down on a VA-backed loan, the higher the rate you will have to pay on the VA Loan funding fee. The amount of the fee will also depend on whether you have used a VA loan before.

See the chart below for VA purchase loans’ funding fee amounts based on down payment.

Down Payment Funding Fee

First Time Using VA Loan

Under 5%

2.3%

5% or more

1.65%

10% or more

1.40%

Repeat VA Loan Borrower

Under 5%

3.60%

5% or more

1.65%

10% or more

1.40%

VA Loan Funding Fee

Though VA-backed loans come with a host of benefits for eligible veterans, they do typically require borrowers to pay what is known as a VA loan funding fee.

Required by law, the funding fee helps the VA fund its loan program. The amount of the funding fee varies depending on the loan type, your military category and whether you’re a first-time or repeat home buyer. The most you’ll pay is up to 3.6% of the total loan amount.

In many cases, the funding fee applies if you choose to forgo making a down payment. You can choose to roll the funding fee into the total amount of the loan or pay it up front.

VA Funding Fee Exemptions

It’s worth noting that if you pay the funding fee but end up receiving VA compensation for a service-related disability, you may be eligible for a refund as long as the effective date of your compensation is on or before your loan closing date.

VA Loan Closing Costs

Most of the closing costs associated with VA loans apply to any type of mortgage, but a couple of the fees are unique and some are capped. Here are some of the closing costs you might encounter when taking out a VA loan:

  • VA funding fee. This fee helps cover the cost of the VA loan program and its government guarantee to lenders. Unless you are exempt, it costs between 1.4% and 3.6% of the loan amount.
  • VA appraisal fee. Like all home appraisals, a VA appraisal makes sure the home is worth at least as much as you’ve agreed to pay for it. What’s unique about this appraisal is that it also makes sure the home meets the VA’s minimum property standards for being safe and sound.
  • Lender fees. On a VA loan, lenders can’t charge more than 1% of the loan amount in fees, including those for loan origination, loan processing, lender appraisals, rate lock, escrow and closing.
  • Title search and insurance. Lenders require borrowers to pay for a professional title report confirming that a thorough search of public records has been performed and the homeowner will have undisputed ownership. They also require title insurance to protect themselves in case something was missed in the title search.
  • Buyer’s inspection. This cost is also optional, but if you’re purchasing a home, it’s a good idea to pay a few hundred dollars for a professional home inspection. The inspector will look for problems with the home’s roof, HVAC, plumbing, electrical, site drainage, and so on—things that could cost you a lot of money to fix.
  • Pest inspection. Lenders usually require a professional pest inspection to make sure the home doesn’t have an infestation or significant damage from wood-destroying insects such as termites or carpenter ants.
  • Recording fees. These are charges imposed by your local government for creating official documents to memorialize who owns the home and who has a lien against it. These documents help to protect your property rights (and the lender’s).
  • Transfer taxes. If you’re buying a home, your local government might charge a transfer tax due to the change of ownership. The fee is usually a percentage of the home’s value and varies significantly by location.
  • Hazard insurance. You must have homeowners insurance and, if required, flood insurance in place before you can close on the home.

VA Loan Discount Points

Discount points are an optional expense you can pay in exchange for a lower interest rate. Points are considered prepaid interest, and one point is equal to one percent of your loan amount, or $1,000 on a $100,000 loan. You can expect an interest rate reduction of perhaps 0.25 percentage points, depending on the lender and market conditions.

Pro Tip

Many types of mortgages allow you to roll points into your mortgage—in other words, to finance them—but VA purchase loans do not. If you want to buy points, you’ll need cash to pay for them at closing. On a VA IRRRL, you may be able to roll up to two points into your loan.

VA Loans Pros and Cons

Pros Cons

No down payment required

Must be an eligible service member, veteran or surviving spouse

No private mortgage insurance (PMI)

VA funding fee costs 1.4% to 3.6% of the loan amount unless you’re exempt

Easy to refinance if rates drop

The home must be your primary residence

Alternatives to VA Loans

If you aren’t sure whether a VA loan is a good choice, comparing it to the alternatives may help:

  • Conventional mortgage. Doesn’t have a funding fee but requires at least 3% down and will usually require PMI until your equity reaches 20%. May be used for a second home or investment property.
  • FHA loan. Doesn’t have a funding fee but does have an upfront mortgage insurance premium as well as monthly mortgage insurance premiums. Requires at least 3.5% down. May be a good choice if your credit score is between 580 and 620.
  • USDA loan. Doesn’t require a down payment but won’t be an option unless you can’t qualify for other loans. There are also income and location restrictions.

How To Apply For a VA Home Loan

Buying a home can be an intricate process and making the commitment to purchase a home through a VA-backed loan is no different. But not to worry. Stay organized and follow this series of steps to help guide you through the VA loan home-buying journey.

  1. Apply for your COE. It’s vital that you obtain a Certificate of Eligibility. Lenders require it as evidence that you qualify for a VA loan.
  2. Review your finances. Once you are approved for your COE, take a comprehensive look at your financial situation to make sure you are in a good position to buy a home. For instance, understand your credit profile, review all your monthly expenses and determine how much of a mortgage you can afford.
  3. Shop for lenders. To get your loan, you will likely need to go through a private lender that provides VA loans—as opposed to the VA—such as a bank, mortgage or credit union. Housing experts state that it’s best to meet with at least three lenders to ensure you’re getting the best deal.
  4. Start the prequalification and preapproval process. Prequalifying gives you an estimate of what loan you can qualify for and helps the lender assess your creditworthiness. With a <

Methodology

Forbes Advisor reviewed 12 mortgage lenders that do business both online and in person throughout the United States. The lenders we reviewed represent some of the largest mortgage lenders by volume, which include banks, credit unions and online lenders.

Our scoring methodology included capturing more than 10 data points, which covered interest rates, lender fees, discounts, accessibility and borrower requirements.

The best lenders for VA borrowers excelled in areas that are historically important for this group including low- to average-credit score requirements, low lender fees and low interest rates.

The following is the weighting assigned to each category:

  • Loan costs: 30%
  • Speed: 20%
  • Credit requirements: 20%
  • Loan types offered: 20%
  • Access and availability: 10%

Specific characteristics taken into consideration within each category include APR, average interest rate, origination fees, minimum credit score requirements, discounts and customer service availability.

We also offered bonus points up to 5% of the score when a lender considers alternative credit data.

To learn more about our rating and review methodology and editorial process, check out our guide on How Forbes Advisor Reviews Mortgage Lenders.

Personal finance expert Amy Fontinelle contributed to this article.

Frequently Asked Questions (FAQs)

How many times can you use a VA loan?

Your VA loan entitlement is what allows you to get a VA loan with no down payment, and you can use it more than once.

If you’ve never had a VA loan before or if you’ve completely paid off a previous VA loan and sold the home, you’re eligible to use your full entitlement. If you have an outstanding VA loan, you may have remaining entitlement that you can use to get a second VA loan.

Do VA loans require PMI?

VA loans don’t require PMI. Even if you put down 0%, you won’t have to pay any kind of monthly mortgage insurance premiums on a VA loan.

If you’re eligible, is a VA loan a better choice than a conventional loan?

A VA loan can be a better choice than a conventional loan if you don’t want to put any money down and don’t qualify for a down payment assistance program. If you can put down 20% or more, a conventional loan may be a better option because you’ll avoid the VA funding fee.

Next Up In Mortgages

  • Best Mortgage Lenders Of September 2024
  • Best Mortgage Lenders For First-Time Homebuyers Of September 2024
  • How Much House Can I Afford? Home Affordability Calculator
  • Mortgage Calculator: Calculate Your Mortgage Payment
  • Rocket Mortgage Review
  • USAA Mortgage Review
Best VA Mortgage Lenders Of September 2024 (2024)

FAQs

Who is the best lender for a VA loan? ›

Our Top Picks for Best VA Loan Lenders of September 2024
  • Fairway Independent Mortgage: Best for In-Person Service.
  • LendingTree: Best for Comparing VA Loan Rates.
  • NASB: Runner-Up for Best for Competitive Rates.
  • Navy Federal: Best Overall.
  • New American Funding: Best for Low Credit Scores.
  • PenFed: Best for Competitive Rates.
Sep 4, 2024

Will VA loan limits increase in 2024? ›

VA loan limits received a massive increase in 2024. The standard VA loan limit in 2024 is $766,550 for most U.S. counties, increasing from $726,200 in 2023. VA loan limits also increased for high-cost counties, topping out at $1,149,825 for a single-family home. VA loan limits do not represent a cap or max loan amount.

Who has the best VA rate right now? ›

Compare the Best VA Loan Rates
CompanyStarting Interest RateLoan Terms
Veterans UnitedBest OverallContact for rates15 & 30 years
PenFed Credit UnionBest 30-Year FixedContact for rates15 & 30 years
Navy Federal Credit UnionBest 15-Year Fixed6.500%15 & 30 years
USAABest Jumbo Loan5.948%10, 15, 20, or 30 years
1 more row

What is the interest rate on a VA loan in 2024? ›

As of today, September 15th, 2024, the 30-year fixed VA loan purchase rate is 5.125% — the same as last week's average. Today's 30-year fixed VA refinance loan rate stands at 5.750%. See more rates, including assumptions, in the table below.

Who is the biggest VA lender? ›

2024 Top VA Lenders
RankCompany NameTotal Loan Volume
1Pennymac99,423,985,298
2Newrez36,897,433,404
3Planet Home Lending LLC24,995,279,922
4AmeriHome Mortgage Company41,744,575,196
27 more rows

What is the best state to use a VA loan in? ›

Main Findings

Washington, D.C., was the No. 1 market for VA loans in FY 19, followed by Phoenix, Virginia Beach, Atlanta and Riverside, California. California, Florida and Texas each had four cities make the Top 30 list.

What are interest rates expected to do in 2024? ›

Mortgage rates spent the first half of this year relatively high, but they've been dropping for several months now and may go down further throughout the rest of 2024. They'll likely remain in the high 5% range in the near term, easing slowly over the next few months.

Which banks have the lowest mortgage rates? ›

Lenders with the best mortgage rates:
  • JP Morgan Chase: 4.81%
  • DHI Mortgage Company: 5.58%
  • State Employees' Credit Union (SECU): 5.79%
  • Navy Federal Credit Union: 6.08%
  • Wells Fargo Bank: 6.12%
  • Citibank: 6.20%
  • Pennymac: 6.29%
  • Cornerstone Home Lending: 6.29%
Jun 12, 2024

What is the best credit union for a VA loan? ›

Veterans United, which underwrites more VA loans than any lender nationwide, stands out as our top pick because of its high customer satisfaction ratings. If you qualify for membership, Navy Federal offers an equally exceptional customer service experience and bonus benefits for banking.

Will VA rates increase in 2024? ›

After two years of record cost-of-living-adjustment (COLA) surges, disabled veterans and military retirees will see an additional 3.2% increase in 2024 in their monthly compensation benefits from the Department of Veterans Affairs.

Will VA mortgage rates go down? ›

Current VA loan interest rates

Housing economists say rates will drop once the Federal Reserve begins cutting interest rates. According to Veterans United's 2024 Veteran Homebuyer Report, half of veterans polled expect mortgage rates to stay the same or decrease within the next year.

Do VA loans pay closing costs? ›

VA loans come with closing costs, which include the origination fee, funding fee, discount points and other fees for your home loan. VA closing costs can range from 1 to 6 percent of your loan, but the seller may pay up to 4 percent for you.

What credit score is need for a VA loan? ›

Typically, lenders may want borrowers to have a minimum credit score of 620, unless there is a large down payment.

How likely is it to get approved for a VA loan? ›

The VA prefers a debt-to-income ratio, or DTI, of no more than 41%. But borrowers with higher DTI ratios can get approved if they have enough "residual income," another factor lenders consider when reviewing mortgage applications.

What are the downfalls of a VA loan? ›

However, they also have drawbacks such as a required funding fee, property restrictions and potentially less equity to start. Alternatives to VA loans include conventional loans, FHA loans and USDA loans.

Are VA loan rates the same at all banks? ›

While all VA loans are backed by the VA, individual lenders offer mortgages. Rates can vary by half a point or more from one lender to the next.

Top Articles
How Does The 30 Day No Spend Challenge Work | SoFi
How to Use Your iPad to Track Your Finances
Uihc Family Medicine
Black Gelato Strain Allbud
Top Golf 3000 Clubs
Tabler Oklahoma
2021 Tesla Model 3 Standard Range Pl electric for sale - Portland, OR - craigslist
Zoebaby222
Inside California's brutal underground market for puppies: Neglected dogs, deceived owners, big profits
My.doculivery.com/Crowncork
OpenXR support for IL-2 and DCS for Windows Mixed Reality VR headsets
How do you like playing as an antagonist? - Goonstation Forums
Busty Bruce Lee
Uky Linkblue Login
Aris Rachevsky Harvard
Satisfactory: How to Make Efficient Factories (Tips, Tricks, & Strategies)
Nurse Logic 2.0 Testing And Remediation Advanced Test
Gina Wilson All Things Algebra Unit 2 Homework 8
LCS Saturday: Both Phillies and Astros one game from World Series
Loslaten met de Sedona methode
South Bend Weather Underground
Cain Toyota Vehicles
1 Filmy4Wap In
104 Presidential Ct Lafayette La 70503
Walmart Pharmacy Near Me Open
Avatar: The Way Of Water Showtimes Near Maya Pittsburg Cinemas
Gilchrist Verband - Lumedis - Ihre Schulterspezialisten
Klsports Complex Belmont Photos
Pensacola Tattoo Studio 2 Reviews
Gunsmoke Tv Series Wiki
Mini-Mental State Examination (MMSE) – Strokengine
Deepwoken: Best Attunement Tier List - Item Level Gaming
Tire Pro Candler
Td Ameritrade Learning Center
Flags Half Staff Today Wisconsin
Entry of the Globbots - 20th Century Electro​-​Synthesis, Avant Garde & Experimental Music 02;31,​07 - Volume II, by Various
Wilson Tattoo Shops
Lbl A-Z
Obituaries in Hagerstown, MD | The Herald-Mail
Seminary.churchofjesuschrist.org
21 Alive Weather Team
Divinity: Original Sin II - How to Use the Conjurer Class
Gamestop Store Manager Pay
Ehome America Coupon Code
Hk Jockey Club Result
St Vrain Schoology
Centimeters to Feet conversion: cm to ft calculator
The Blackening Showtimes Near Ncg Cinema - Grand Blanc Trillium
Overstock Comenity Login
Electronics coupons, offers & promotions | The Los Angeles Times
Kindlerso
Latest Posts
Article information

Author: Stevie Stamm

Last Updated:

Views: 6469

Rating: 5 / 5 (80 voted)

Reviews: 95% of readers found this page helpful

Author information

Name: Stevie Stamm

Birthday: 1996-06-22

Address: Apt. 419 4200 Sipes Estate, East Delmerview, WY 05617

Phone: +342332224300

Job: Future Advertising Analyst

Hobby: Leather crafting, Puzzles, Leather crafting, scrapbook, Urban exploration, Cabaret, Skateboarding

Introduction: My name is Stevie Stamm, I am a colorful, sparkling, splendid, vast, open, hilarious, tender person who loves writing and wants to share my knowledge and understanding with you.