Building insurance - instant quote, purchase online (2024)

The items and events your home insurance policy covers does depend on the level of home insurance you purchase.

Home insurance may protect your building, or other buildings on your property, in the event of accidental damage, loss caused by fire or theft, and storm damage.

You can choose to include contents insurance in your policy to help protect your belongings - such as electronics, furniture, money, carpets, and jewellery.

Some home insurance policies also include liability cover. This means that if there is an insured incident that causes loss or damage to someone else’s property, or death or bodily injury to other people, your legal liability will be covered.

You can find out full cover details in Home Insurance PDS.

You can use our building insurance value calculator to estimate the value of your home for insurance purposes.

The calculator takes into account location, property details, features and more.

If you’re applying for a home loan with BCU Bank, we may state a minimum amount that the property should be insured for, based off its valuation.

Use our building insurance calculator.

The Cordell Sum Sure calculator takes the answers you input (or confirm, as applicable) and analyses them against construction industry data collated by CoreLogic to generate an estimated rebuild cost of the improvements on your property. Use of the Cordell Sum Sure calculator and any estimated rebuild cost provided by it may not be appropriate for you and you will need to assess the suitability of this estimate given your knowledge of your property. A number of qualifications apply to the estimated rebuild cost, which are set out in the full set of terms and conditions accepted by you prior to your use of the Cordell Sum Sure Calculator.

If you have a Building insurance policy your home is insured in the event of flooding.

Policy terms, conditions, limits and exclusions apply. You can find out full details in the relevant Building Insurance PDS.

You'll receive your insurance policy renewal via your preferred method (email or post) a few weeks before your policy is due to expire. Please make sure your contact details are up-to-date and advise us of any changes to your personal circ*mstances or the insured asset, as this may require changes to your policy.

If you're making monthly or quarterly direct debit payments on your policy, and are happy with your policy renewal information, you don't need to do anything. Your policy will automatically renew at the new premium amount advised. If you pay annually, you'll need to arrange payment of the premium amount quoted.

If you would like to speak to someone about your policy renewal, or make changes to your policy, please call us on 1300 228 228 and one of the team will be happy to help.