Buy Cryptocurrency with Credit or Debit Card Instantly | Currency.com (2024)

Fast. Easy. Safe. For beginners and pros alike.

Cryptocurrencies you can buy:

Bitcoin BTC

USD (24h) Buy Bitcoin Buy Bitcoin

Ethereum ETH

USD (24h) Buy Ethereum Buy Ethereum

Litecoin LTC

USD (24h) Buy Litecoin Buy Litecoin

Bitcoin Cash BCH

USD (24h) Buy Bitcoin Cash Buy Bitcoin Cash

Bitcoin BTC

EUR (24h) Buy Bitcoin Buy Bitcoin

Ethereum ETH

EUR (24h) Buy Ethereum Buy Ethereum

Litecoin LTC

EUR (24h) Buy Litecoin Buy Litecoin

Bitcoin Cash BCH

EUR (24h) Buy Bitcoin Cash Buy Bitcoin Cash

Bitcoin BTC

GBP (24h) Buy Bitcoin Buy Bitcoin

Ethereum ETH

GBP (24h) Buy Ethereum Buy Ethereum

First time investing in crypto?

Not sure where to begin? Currency.com is a cutting-edge platform that helps you purchase cryptos online safely, instantly, and hassle-free.

We know that buying crypto the first time can be intimidating.

We’ll help you navigate the crypto market smoothly and get access to all the popular coins like Bitcoin, Ethereum, Litecoin and many more.

Currency.com is the best platform to buy crypto

Safe and Secure

Safety always comes first — this is our motto. We are committed to delivering safe and secure services to our clients.

Fast and Flawless

We use the latest financial technology for instant delivery, and instant verification. You can onboard, purchase crypto, and have it in your wallet in less than 5 minutes.

Compliant with the U.S. law

We follow the rules and regulations. We’ve built our global reputation as a reliable and trustworthy service provider and are bringing this to the United States.

Transparent Fees

Our fee policy is 100% transparent. We have nothing to hide. Our fees are the most competitive on the market.

Flexible

We understand that having options is very important for our clients.

24/7 Live Support

Our Support Team is available 24/7. We always provide the best service to you.

See your best options

FAQ

Find out more about registration, deposits, fees, etc.

Registration and Verification

How do I get started?

Register and verify your account to use the platform.

Registration: 5 steps

  1. Select your country to see if you can use our services.
    Enter your ZIP code to see if your state is supported.
    The system will ask you to provide your full address.
  2. Enter your email and choose a secure password.
  3. Read and consent to the Terms of Use and Privacy Policy.
  4. Confirm your email: check your inbox for a confirmation message (including junk folder). If you didn’t receive the message, check your email and edit it. We will send you a confirmation message again.
  5. Confirm your phone: enter your phone and receive a confirmation SMS. If you didn’t receive the SMS, check your phone and edit it. We will send you a confirmation SMS again. If you still don’t have the message, contact our Support.

Registration: Complete. Now it’s time to verify your identity.

Verification: 2 steps

We need proof of identity (valid ID, passport, driver license with the issue date) to verify you. Sometimes, we may need proof of address. Please, make sure to have your valid documents at hand.

  • Proof of identity must include your full legal name (middle name is optional), date of birth, document number, issuing country, expiration date, and the date of issue.
  • Proof of address must include your full legal name (middle name is optional), address, and the date of issue. We accept:
    • Bank statements, or credit/debit card statement.
    • Utility bills (not including mobile phone bills).
    • Residency certificates.

Once you upload the documents, you’ll be asked to take the Liveness Test. You will need a camera of your laptop computer, mobile phone, or tablet.

What states do you support?

Currency.com provides services for Arizona, California, Colorado, Kentucky, Massachusetts, Mississippi, Missouri, Montana, North Dakota, Pennsylvania, Utah, Wisconsin, Wyoming.

Why was my photo ID (passport, driver license, etc.) rejected?

Sometimes, the documents you submitted can be rejected because of these reasons:

  • Not all the 4 corners of the document are visible.
  • The photo is blurry/overexposed.
  • There is no issue date.
  • The provided document does not have the required information.

Will you delete my personal data after closing my account?

Currency Com US LLC is registered with the United States Treasury Financial Crimes Enforcement Network as a Money Services Business (MSB #: 31000200984051) with its principle place of business at 101 Hudson St., 21st Fl., Jersey City, NJ 07302. Currency Com US LLC is a subsidiary of Currency Com Limited (Gibraltar) which is licensed by the Gibraltar Financial Services Commission as a DLT Provider. License number 25032. According to our Privacy Policy, and applicable laws, we cannot completely delete your data. We are required to store some of your data for 5 years following the termination of your account. At the end of this period, your data will be automatically removed from our system. Your personal data is kept safe and will not shared with any third parties or used for marketing purposes.

We will close your account and exclude it from our mailing list once you confirm the termination of your account.

Deposits and Fees

Can I use a credit card to fund my account?

We accept Visa and Mastercard.

Is it secure to make a card payment?

Currency.com is PCI-DSS compliant and uses advanced encryption. We do not store any card details. We ensure all transactions are processed securely.

What are my options for depositing?

ACH Bank Transfer: you can link your Currency.com account to your bank account on the platform.

Debit Card: provide your debit card details to facilitate USD deposits. For ease of future use, you may link your card details and we’ll securely store it to make transactions quicker.

Credit Card: provide your credit card details to facilitate USD deposits. For ease of future use, you may link your card details and we’ll securely store it to make transactions quicker.

Should I enable 3D Secure for my bank card?

Enable 3D Secure on every card you plan to use with Currency.com. 3D Secure sends a 2FA code to the phone number of the card holder. This is an extra layer of security that we use at Currency.com. Without 3D Secure you cannot use the card to deposit or withdraw. Therefore, we strongly recommend to activate 3D Secure. Please, contact your bank to activate it.

What currencies can I use?

U.S. Dollars, Bitcoin, Ethereum, Litecoin, and Bitcoin Cash are available now.

What is the minimum deposit?

Find out more here.

Why did you charge more than mentioned in Fees and Charges?

Our Fees and Charges page can be found here. Please be aware that your bank may also charge additional fees that we have no control over.

Cryptocurrency

Can I buy and sell cryptocurrencies with fiat money?

Yes, you can buy and sell cryptocurrencies with fiat money.

Can I deposit and withdraw Bitcoin, Ethereum, Litecoin, Bitcoin Cash?

Yes, you can deposit and withdraw Bitcoin, Ethereum, Litecoin, Bitcoin Cash. More information may be found here.

Are crypto transactions approved instantly?

All crypto transactions on the platform require verification on the blockchain. Network blockchain confirmations for deposits are 2 for BTC, 12 for ETH, 4 for LTC, and 6 for BCH.

Can I make a cryptocurrency deposit?

Yes, you can make a cryptocurrency deposit. Login to your account, go to Receive, then select a cryptocurrency to deposit, and click Deposit.

I sent my crypto to a wrong address. What should I do?

Make sure to send funds to a correct address. It’s impossible to cancel a transaction once it’s complete.

Other questions

Is this site safe?

As a regulated financial institution we follow strict security protocols consistent with industry standards and maintain strict adherence to our obligations under the Bank Secrecy Act and the USA PATRIOT Act.

How long does it take you to send my crypto after payment is complete?

We process cryptocurrency transactions immediately. Expect to receive the purchased crypto as soon as it’s confirmed on the blockchain.

How long does it take to verify my account?

We start processing your data when we receive your documents. Normally, the verification is instant. However, there can be cases which take up to 2 business days.

Why do I have to provide my personal information?

We follow the rigorous security standards to prevent unauthorized access to your account. We require your valid identity documents to verify your account and keep your funds safe.

Referral Program

What is the reward for me and my referred friends?

With every referred friend who buys at least $100 worth of crypto, you both earn a reward ticket that can be redeemed for free crypto.

Are there any other requirements?

You and your friend need to sign up, verify your identity, and buy at least $100 worth of crypto.

What crypto is my reward?

The reward is random. It can be Bitcoin, Ethereum, Litecoin, or Bitcoin Cash.

How do I get my referral code?

Your friend or any other Currency.com user can share a link with you.

What should I do if I don't get my reward?

Make sure that you've met all the requirements. If your referred friend didn't use the right link or code to sign up, you're not eligible to receive the reward.

How much can I earn from each of my referrals?

You can earn up to $100 in crypto as a reward for every eligible referral.

Buy Cryptocurrency with Credit or Debit Card Instantly | Currency.com (2024)

FAQs

How do I buy crypto instantly with my bank account? ›

To use your bank account for buying crypto with ACH, go to the Deposit page on the CEX.IO website, choose USD, and select ACH. Once you click Proceed, you'll get the payment details needed for a successful wire transfer. Remember that the reference and order numbers are different for each new deposit request.

Why won't my credit card let me buy crypto? ›

If your credit card has a Mastercard logo, for example, there's a chance your purchase could be blocked. “Many card issuers won't let you use credit cards to buy crypto, but you can always circumvent the process by taking a cash advance from your card and using the cash to buy whatever you like,” Ulzheimer says.

How do I buy crypto with just a card? ›

How do I buy cryptocurrency with a credit card? BitPay makes it easy to buy crypto with a credit card. Simply enter your credit card details as a payment method and complete the transaction as you would any other payment method.

What credit card can I use to buy crypto? ›

Consider exchange fees and cash advance penalties

Binance, one of the most popular cryptocurrency exchanges, accepts Visa and Mastercard credit cards when permitted by the issuer.

Can I buy Bitcoin with an account and routing number? ›

Bitcoin can be purchased with a bank account – leading to a fee of only 1.49% per transaction. Furthermore, this cryptocurrency platform also accepts ACH transfers and credit/debit card payments. However, the credit/debit card fee is a hefty 3.99% per transaction.

How to buy stuff with account and routing number? ›

Guide to online purchases with a checking account
  1. Choose a retailer that lets you pay with your bank account. ...
  2. Make sure the retailer's website is secure. ...
  3. Get your bank account information. ...
  4. Select the right payment option at the checkout. ...
  5. Enter your bank account information. ...
  6. Confirm everything is correct.

What credit cards does Crypto.com accept? ›

Payment Methods

We accept Visa, Mastercard, American Express, JCB, Discover, and Diners Club credit cards or debit cards.

Why is my bank blocking me from buying crypto? ›

Contact Your Bank: Sometimes, banks may block certain types of transactions, including those related to cryptocurrency, as a precautionary measure. If you're experiencing issues with your card payments, a simple call to your bank can often resolve these blocks and provide clarification on any transaction limits.

How to buy BTC with credit card without verification? ›

If you are looking to buy Bitcoin with your credit card instantly and with no verification, then you are in the right place. At Xcoins, you can buy Bitcoin, Litecoin, Ethereum, Ripple's XRP, Litecoin, and Dogecoin, with a credit or debit card instantly in just three simple steps.

What app can I buy and send Bitcoin instantly? ›

You can buy Bitcoin instantly in the BitPay app or through the BitPay website online. Select the amount you want to convert to Bitcoin. Enter your wallet information to confirm where you'd like to receive your Bitcoin.

Can I buy crypto with someone else's card? ›

We do not accept payment cards issued in someone else's name. Input the 16 digits found on your Visa or Mastercard card, add the expiry date and 3 digit security code found on the back of your card.

How do I buy crypto anonymously with a debit card? ›

Buying Bitcoin via an ATM is probably the best way to buy cryptocurrency anonymously; however, not everyone has an ATM nearby. When asked to enter your Bitcoin address at the ATM, just specify that you don't have one. This will generate a new paper wallet for you in most cases, and you're good to go.

What happens if you buy crypto with credit card? ›

Most cards treat a cryptocurrency purchase as a cash advance. This means each crypto purchase is subject to a cash advance fee. A typical fee of either $10 or 5% (whichever is greater) would be charged. These fees are in addition to fees charged by the vendor or exchange and above and beyond the cash advance APR.

How to get a crypto debit card? ›

How Do I Get a Bitcoin Debit Card? Bitcoin debit cards are typically issued by cryptocurrency exchanges and usually require individuals to create an account and/or digital wallet in order to apply for a card. Some also require users to validate their identity using the Know Your Customer (KYC) verification process.

What is the best card to use for crypto? ›

Best crypto debit and credit cards: Comparison table
Card NameTypeCashback
ByBitDebitUp to 10%
Wirex Debit CardDebitUp to 8% Cryptoback
Gemini Credit CardCredit1-3% crypto
Nexo Dual-Mode Crypto CardCredit / DebitUp to 2% crypto
6 more rows

How long does it take to buy crypto with bank account? ›

US Customers

Purchases made using a debit card or the USD balance are instant. Bank purchases use the ACH transfer system, which typically takes 3-5 business days to complete (timing is displayed prior to confirming your order and in the confirmation email).

How do I buy bitcoins and send them immediately? ›

Buy online or in the BitPay app.
  1. Enter an amount. Enter the amount of Bitcoin you'd like to buy.
  2. Send to any wallet. Enter the address where you'd like to receive your Bitcoin. Need a wallet? ...
  3. Pay and receive your Bitcoin. Choose the best rate and pay with credit card, debit card, Apple Pay or Google Pay.

Does Crypto com have instant withdrawal to bank account? ›

Withdrawal Times: May take up to two hours to process, which is not instantaneous. Complexity: The process can be more complex than fiat withdrawal, especially for those not familiar with crypto wallets and addresses.

Can you transfer money from bank account to crypto wallet? ›

Once your USD fiat wallet application has been approved, you can deposit US dollars into your fiat wallet using your bank's portal. Before you make a deposit, please take note of the following instructions: Only wire transfers initiated from your bank account are accepted.

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