Buy Travel Insurance Plan for Canadian Travelers Visiting the USA at Visitors Insurance (2024)

FAQs

Can Canadians buy travel insurance in the USA? ›

YES! Canadians CAN purchase US travel insurance policies from American Visitor Insurance to cover the remainder of their stay (as long as they like).

Quick Facts: US Health Insurance for Canadian Citizens

Plans Available: Options include Safe Travels USA Comprehensive, Patriot America Plus, WorldMed, and Diplomat Long Term. Coverage: Includes emergency medical evacuation, repatriation, and acute onset of pre-existing conditions.

The contract can be purchased before arriving in Canada or within 30 days after arriving. You can also purchase Visitors to Canada while covered by a similar insurance in Canada or within 30 days of that coverage ending.

You can buy visitors insurance online. Many travel insurance companies sell visitors insurance on their websites and you can also purchase visitors insurance online from a visitors insurance comparison provider such as VisitorsCoverage.

While travel insurance is a compulsory requirement for visiting some countries and territories, the USA is not one of them. But that doesn't mean it's not worth taking out. Just consider what an unexpected incident while you were there could end up costing you if you weren't' covered.

Most auto insurance companies will insure your Canadian car in the U.S. for up to 6 months, but some providers may provide coverage for longer or shorter periods, so be sure to check your insurer's time limits and restrictions for how long you can have your car outside Canada.

Insurance Claims for Cross-Border Injuries

When you are a Canadian who has been injured in the US, you have a few insurance options that could cover medical treatment costs. If you have purchased travel insurance, it will likely cover your US hospital stay and other medical costs, depending on the coverage level.

According to our research, the average cost of travel insurance is $204, but you could pay anywhere between $14 and $765 for travel insurance. Solo travelers can expect to pay around $60-$100 for coverage. Travel insurance provides a range of protection before and during your trip.

Specifically, you will qualify for Medicare even if you are not a U.S. citizen if you qualify to receive or currently receive Social Security retirement benefits, Railroad Retirement Benefits (RRB), or Social Security Disability Insurance (SSDI). In any of these cases, you will qualify for premium-free Part A.

Absolutely. Trip cancellation protection begins on your plan's effective date, as long as we receive your premium before you cancel your trip or make a claim. (The effective date depends on when and how you purchase a plan; if you buy travel insurance online, for example, it's the day after we receive your order.)

Is Allianz travel insurance any good? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

However, you can purchase US visitors insurance at any time, even after you have arrived in the US. Your coverage, however, will only begin once your policy comes into effect, which can take some time after purchasing online - so keep this in mind.

Seek Emergency Care When Necessary

In life-threatening medical situations, don't hesitate to call 9-1-1 or visit the nearest emergency room. Medical providers are required by law to stabilize patients in emergency situations regardless of their insurance status.

Yes, foreigners can get insurance while in the U.S. Various insurance options are available to travelers depending on their length of stay and visa type.

Yes, foreigners can get insurance while in the U.S. Various insurance options are available to travelers depending on their length of stay and visa type.

While there are many benefits to investing in trip protection, it is ultimately up to you to decide if a policy is worth it for your travels. Travel insurance for a domestic vacation can not only provide peace of mind but also help mitigate financial loss if you experience a trip interruption.

According to our research, the average cost of travel insurance is $204, but you could pay anywhere between $14 and $765 for travel insurance. Solo travelers can expect to pay around $60-$100 for coverage. Travel insurance provides a range of protection before and during your trip.