If you’re no longer eligible for Medi-Cal, visit remaincoveredca.com to understand your options.
Our individual & family health plans in California are designed to be affordable for different needs and budgets. With a variety of coverage options, we make it easier for you and your family to live your healthiest lives.
A ZIP code helps us find plans in your area.
Your plan options may vary by county or region.
Choose 2024 if shopping for coverage beginning January 1, 2024.
Need help finding the right plan? Talk to a licensed agent:
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Already a member? Log in to your account to renew your plan or compare options.
Ready to pick up where you left off? Complete your application.
Find A California Individual Health Insurance Plan That’s Right For You
Stay on top of your health with Individual and Family health insurance plans in California that are designed to fit your budget. Anthem health plans include coverage for doctor visits, hospital care, and mental health benefits, plus:
$0 virtual care, 24/7†
$0 preventive care§
Prescription drug coverage
9 out of 10 can save on the cost of health coverage**
Explore your options now to find out if you qualify for financial help.‡
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Bronze Plans
Bronze Plans Bronze health insurance plans feature low monthly payments with a higher deductible. These plans are best for individuals or couples who have few doctor visits and only need or want coverage for medical emergencies.
Monthly Payment 1 out of 4
Deductible 4 out of 4
Premium
The amount you pay to your health insurance company each month for your health plan. If you have health coverage through your place of work, your employer may share the cost of your premium.
See also:
Deductible
Deductible
The amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deducible when provided by a doctor in your plan network.
See also:
Premium
Silver Plans
Silver Plans Silver health insurance plans have average monthly payments but a lower deductible than a Bronze plan. These plans are ideal for individuals and smaller families with average healthcare needs. Silver plans also offer cost-sharing reductions for those who qualify.
Monthly Payment 2 out of 4
Deductible 3 out of 4
Premium
The amount you pay to your health insurance company each month for your health plan. If you have health coverage through your place of work, your employer may share the cost of your premium.
See also:
Deductible
Deductible
The amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deducible when provided by a doctor in your plan network.
See also:
Premium
Gold Plans
Gold Plans Gold health insurance plans have higher monthly payments but an even lower deductible than Silver plans. They are best for individuals or families with regular, ongoing healthcare needs. Gold plans cover most routine healthcare costs.
Monthly Payment 3 out of 4
Deductible 2 out of 4
Premium
The amount you pay to your health insurance company each month for your health plan. If you have health coverage through your place of work, your employer may share the cost of your premium.
See also:
Deductible
Deductible
The amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deducible when provided by a doctor in your plan network.
See also:
Premium
Platinum Plans
Platinum-level plans require the highest monthly payments but feature the lowest deductibles (sometimes even no deductible). These plans are best for individuals and families with ongoing or specialized care needs and who want the most complete coverage.
Monthly Payment 4 out of 4
Deductible 1 out of 4
Premium
The amount you pay to your health insurance company each month for your health plan. If you have health coverage through your place of work, your employer may share the cost of your premium.
See also:
Deductible
Deductible
The amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deducible when provided by a doctor in your plan network.
See also:
Premium
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Benefits Of Becoming An Anthem Member
Anthem designed its health plans and plan networks with different healthcare needs and budgets in mind. We offer a range of choices and make managing your benefits easier than ever. Our integrated approach can help improve your health, lower costs, and provide peace of mind.
Access To Quality Care
Anthem plans support your healthcare with a range of choices of doctors, care centers, and hospitals. You also have the flexibility of choosing a video visit with a doctor or therapist on your smartphone, tablet, or computer.
Find care
Pharmacy Coverage
Your Anthem health plan includes coverage for most generic and many brand-name prescriptions. You’ll pay a certain amount for medications, depending on the coverage tier or class of drug.
Learn more about pharmacy coverage
$0 Preventive Care
Avoiding illness or catching problems early are key to staying healthy. Your plan covers preventive care at no cost to you when you see a doctor in your plan’s network. Preventive care includes checkups, screenings, and vaccines.
Explore preventive care plans and guidelines
$0 Virtual Care, 24/7
Using the Sydney Health app, you can talk to a board-certified doctor from the comfort of your home or on-the-go. The doctor can give you expert medical advice, diagnose common health issues, and send prescriptions right to your pharmacy. Many plans offer virtual care visits using the Sydney Health app at no cost to you.
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Understanding The Affordable Care Act
The Affordable Care Act (ACA) helps ensure that all Americans have access to affordable health insurance. It offers financial help, or ahealth insurance subsidy,based on your income, to help reduce your healthcare costs.Our video explains how to determine if you’re eligible for financial help when purchasing an ACA health plan.
Difference Between On And Off Exchange Plans
With Anthem, you have access to both on-exchange and off-exchange health insurance plans that you can shop and compare directly on our site.
On-exchange
health insurance plans are also available on Covered California, sometimes referred to as theMarketplace. Financial help, or subsidies, to lower the cost of health coverage are only available when you enroll in an on-exchange health plan.
Off-exchange
health insurance plans covering the same essential health benefits as on-exchange plans are available outside of the exchange or marketplace directly through Anthem.
Our Health Plan Consultants can help you determine if you are eligible for financial help and find the best plan for your needs and budget.
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How Health Insurance Covers Expenses
Health insurance can be the key to supporting your health and well-being. Once you purchase an Anthem plan, you’ll be covered for annual physicals and preventive care visits with providers in your network. Here are the basics of how your plan covers expenses and which portions of your healthcare costs you’re responsible for.
Deductible
The deductible is the amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deductible when provided by a doctor in your plan's network.
Copays
Copays are fixed amounts (such as $10 or $20) that you pay out-of-pocket for visits to in-network healthcare providers. Amounts can vary depending on the provider (primary care or a specialist) you see or the services you receive (such as medications, labs, and diagnostic tests).
Coinsurance
Coinsurance is the percentage you pay for covered healthcare services after you reach your deductible. For example, if the allowed amount for a service is $100 and your coinsurance is 20%, you will pay $20 for that service after your deductible is met.
Out-Of-Pocket Maximum
This the most you will pay for covered healthcare services during the coverage year. If you reach the out-of-pocket maximum, your plan pays 100% of covered benefits.
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Health Insurance Basics
Have questions about healthcare insurance, its costs, or special circ*mstances? These articles cover the basics and can help you make informed health insurance decisions.
View All Health Basics Articles
Get A California Health Insurance Quote
Ready to take the next step? We can help you get a quote for health coverage that works for you and your family. Plus, our experts are standing by to help you choose a plan that’s right for you.
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Anthem Offers Individual & Family Plans In These States
California
Colorado
Connecticut
Georgia
Indiana
Kentucky
Maine
Missouri
Nevada
New Hampshire
New York
Ohio
Virginia
Wisconsin
If your state isn’t listed, visit www.bcbs.com for other coverage options.
Explore Our Other Plan Options
Dental Insurance
Supplemental Insurance
Vision Insurance
Medicare Insurance Plans
Travel Medical Insurance
Medicaid Insurance Plans
†In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan.
§Nationally recommended preventive care services received in-network have no copay and no deductible requirement.
**Centers for Medicare & Medicaid Services: Health Insurance Marketplaces 2023 Open Enrollment Report (2023): https://www.cms.gov/files/document/health-insurance-exchanges-2023-open-enrollment-report-final.pdf.
‡Subsidies are only available for Qualified Health Plans purchased through Covered California. Anthem Blue Cross is a Qualified Health Plan issuer that offers such Plans through Covered California.
†In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan.
§Nationally recommended preventive care services received in-network have no copay and no deductible requirement.
** Centers for Medicare & Medicaid Services: Health Insurance Marketplaces 2023 Open Enrollment Report (2023): https://www.cms.gov/files/document/health-insurance-exchanges-2023-open-enrollment-report-final.pdf.
‡Subsidies are only available for Qualified Health Plans purchased through Covered California. Anthem Blue Cross is a Qualified Health Plan issuer that offers such Plans through Covered California.
