Can I receive points without using Mobile Pay? (2024)

FAQs

Do I still get points if I use Google pay? ›

Yes. Any rewards or benefits available on your CIBC credit or debit card will apply to any purchase made using Google Pay, the same as if you used your physical card.

You still get all your card's rewards and benefits — so you won't miss out on any hard-earned points or miles.

Do you still get points if you pay your credit card early? Yes. If you have a rewards card that earns points based on your spending, those points won't be lost if you pay your credit card bill early.

While early payments can be beneficial, there are a few considerations to keep in mind: Missed rewards: Some credit cards offer rewards based on your statement balance. Paying early might result in a lower statement balance, potentially reducing your rewards earnings.

You can earn up to 100 referral rewards by inviting new users to Google Pay. Once the referred user makes their first payment, both users will receive the reward. You can only earn one referral reward for installing Google Pay.

Play Points balance: Use these points to unlock special items in apps and games or exchange them for Google Play Credit. When you use or exchange points, the points will be deducted from this balance. Any points you earn will expire one year after the last time you earned or used points.

Yes, purchases you make using a points-eligible credit card with PayPal are eligible to earn credit card points, in accordance with the terms of your card issuer's points program.

Yes, you receive all of the same rewards, security and benefits of your American Express Card when you use it with Apple Pay.

Cons of Apple Pay

Apple Pay is not accepted at all retailers and not compatible with all banks or card issuers. Backup may be required, just in case. Apple Pay only works if your phone does. You may still need to carry a physical credit card as a backup in case your battery dies or you misplace your phone.

Paying your credit card bill early is not intrinsically good or bad, but it can help you avoid negative habits such as high credit utilization and late payments. Paying your credit card early won't directly influence your credit score, but it can help in creating good financial habits down the line.

Do you earn credit card points when you spend or pay? ›

With most points and miles rewards cards, you earn points or miles by making specific purchases using your card. Issuers typically offer different earnings rates for different types of purchases.

It's a good idea to pay off your debts before your credit information is shared each month with the three nationwide consumer reporting agencies — Equifax, TransUnion and Experian. This practice helps keep your credit utilization rate low.

Paying your credit card early could help your credit score

By making an early payment before your billing cycle ends, you can reduce the balance amount the card issuer reports to the credit bureaus. That means your credit utilization ratio—the total percentage of available credit you're using—will be lower as well.

Pros and cons of miles and cash back credit cards

Both miles and cash back cards have their benefits and drawbacks. But ultimately, consumers who prefer straightforward cash rewards will prefer cash back cards, and frequent travelers will prefer earning and maximizing rewards with miles credit cards.

Key takeaways. Cash back credit cards are generally the better choice if you want to earn simple rewards on your regular purchases. A points or miles card may be a better option if you travel often or want to start earning travel rewards on your purchases.

After answering the survey, you will see a confirmation page confirming the amount of credit that has been applied to your Google payment profile. You can redeem your credit by tapping the "Play Store" button on the home screen of the mobile app or by shopping directly from the Google Play store.

By enabling loyalty cards to Google Wallet, users will never miss a chance to earn rewards, it grants immediate visibility to points and rewards directly on the mobile.

Google Play Points is a rewards program that lets you earn points and rewards with the Google Play Store. With Google Play Points, you can: Earn points for purchases of digital content, in-app items, and downloads from the Google Play Store. Use points to get discount coupons, in-app items, or Google Play Credit.