To contact the Capital One reconsideration line, call Capital One customer service. Calling the Capital One reconsideration line is a way for credit card applicants to request a second review of their application and potentially get their denial overturned. In the case of Capital One, the reconsideration line is the same as the issuer’s general customer service number.
If you call to request reconsideration from Capital One, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.
For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.
You're unlikely to be successful in overturning your denial, unfortunately, but there's no harm in trying.
This answer was last updated on 07/11/24 and it was first published on 02/20/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
