Capital One SavorOne vs. Quicksilver: Which is Best in 2024? (2024)

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The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history, which are evaluated once you apply for the card. According to anecdotal reports, the card's credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card's terms and conditions.

If you want to aim for a higher credit limit, there are a number of areas you should focus on improving.

Biggest Factors Affecting Capital One Quicksilver Credit Limits

• Your payment history. If you've consistently paid your bills on time, creditors will view you as more trustworthy and will be more likely to extend you higher credit lines.
• Income and assets vs. existing debt. The more money you have available for bill payments, the more comfortable a lender will feel.
• Rent or mortgage payments. If these payments take up too much of your monthly income, you'll have less to spend on credit card bills.

You need at least good credit to get approved. The better your credit is, the higher you can expect your spending limit to be.

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The best Capital One Quicksilver (see ) benefits are rental car insurance and extended warranty. The Capital One Quicksilver Cash Rewards Credit Card (see ) also has identity theft protection and $0 fraud liability, which are more common perks across Capital One credit cards. For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Capital One Quicksilver (see ) Benefits

• Extended warranty*
• Identity theft protection
• $0 fraud liability
• Price protection*
• Roadside assistance*
• Rental car insurance*
• Concierge services
• Virtual card numbers

* Terms, conditions and exclusions apply. Refer to...

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The Capital One Quicksilver (see ) credit score requirement is 700+, which means you need good to excellent credit to get this card. Capital One will also consider your income and debt among others when making approval decisions for the Capital One Quicksilver (see ) card. You can see if you pre-qualify for this card on Capital One's dedicated webpage.

With a $0 annual fee, unlimited 1.5 - 5% cash back on every purchase and a signup bonus of $200 for spending $500 in the first 3 months, Capital One Quicksilver (see ) is a great rewards card.

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The Capital One SavorOne (see ) entertainment rewards are 3% cash back with no limit. Qualifying entertainment purchases include tickets bought at movie theaters, record stores and video rental locations (excluding digital streaming and subscription services). Ticket purchases for tourist attractions, amusem*nt parks, aquariums and zoos also qualify. Other eligible ticket purchases include those for pool and billiard halls, bowling alleys, live pro or semi-pro sporting events, live concerts and theatrical productions.

Capital One relies on merchant category...

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Capital One Quicksilver Cash Rewards Credit Card (see ) is a Mastercard. That means you can use your Capital One Quicksilver (see ) card at millions of merchant locations in more than 210 countries and territories, wherever payments through Mastercard are accepted.

Things to Know About the Capital One Quicksilver (see ) Card

• Card acceptance: The Capital One Quicksilver (see ) is accepted by millions of retailers in over 210 countries and territories. Almost every merchant that takes credit cards accepts Mastercard.
• No foreign transaction fees: On top of the Capital One Quicksilver (see )'s...

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You can get a Capital One Quicksilver (see ) cash advance by withdrawing cash from an ATM. Just note that you'll need your card's PIN for that. If you don't already have one, you can request a PINonline or by phone. In addition to ATMs, there are a few other ways you can get cash advances.

How to Get a Capital One Quicksilver (see ) Cash Advance

• At an ATM using your PIN.To do so, use your card...

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The easiest way you can reach the Capital One Quicksilver customer service is either onlineor through the issuer'smobile app. Alternatively, you can contact them over the phone at(800) 227-4825 or via mail.

To contact them online, either log in to your account at Capitalone.com or to the Capital One app. If you prefer to call, just dial (800) 227-4825 and you will be able to talk to a representative. If you choose to contact them by mail, the...

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Capital One Quicksilver (see ) rental car insurance protects cardholders when they pay for a rental vehicle with this card*, but you'll need to decline any insurance offered by the rental agency. The coverage amount is usually up to the cash value of the rented vehicle, and it covers car damage, theft, and loss of use charges.

*(For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.)

Here is how the Capital One Quicksilver (see ) rental car insurance works:

Overview

Covers Capital One Quicksilver (see ) cardholders and eligible authorized drivers...

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To do a balance transfer with the Capital One Quicksilver (see ) card, new applicants can just complete the balance transfer portion of the Capital One Quicksilver (see ) application. Existing cardholders can request a balance transfer online or by calling customer service at the phone number on the back of the card.

Capital One Quicksilver (see ) balance transfers usually take 3-14 days days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage...

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