Updated: September 10, 2024
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Depending on your Capital One credit card, you may earn reward miles that you can transfer to one of their many partners. Popular Capital One airline partners include Air Canada Aeroplan, Avianca LifeMiles, British Airways Executive Club and Etihad Guest. Capital One’s hotel partners now include Wyndham, Choice and Accor.
People who transfer their Capital One miles to other loyalty programs intend to get the best possible value from their rewards. Keep in mind, however, that the worth of your points depends on a few factors.
Transferring your miles to a Capital One travel partner is relatively easy. All you need to do to get started is log in to your Capital One account using the bank’s website or mobile app. Then, follow the prompts to move through the process.
KEY TAKEAWAYS
- You may transfer your Capital One miles to over 15 airline and three hotel transfer partners.
- Transferring miles to most Capital One travel partners can be done at a 1:1 ratio.
- The Capital One Travel Center may offer better value for your miles, depending on your circ*mstances.
Capital One's Transfer Partners
Capital One miles transfer partners include several prominent airline frequent flyer programs and a couple of hotel loyalty programs. Unless otherwise noted, transfers to these partners come at a 1:1 ratio and require you to transfer rewards in 1,000-mile increments.
Capital One’s Airline Transfer Partners
You can transfer your miles to one of several Capital One airline partners depending on the routes or the airlines you favor. Plus, once you carry out your transfer, you may also use the transferred miles/points to book flight tickets with other partner airlines. The table below explores some of Capital One's most popular airline transfer partners.
Top Airline Partners
Capital One’s Airline Partners | Explanation of Benefits |
|---|---|
Air Canada Aeroplan | A great feature of Air Canada Aeroplan is that it comes with no carrier-based fuel surcharges. Since it’s part of the Star Alliance, you may also book flights with carriers such as United, Singapore Airlines and Lufthansa. |
Avianca LifeMiles | Avianca LifeMiles is a popular Capital One airline partner because it does not pass on fuel surcharges. It also offers highly competitive redemption rates when you book flights through Star Alliance members. |
Air France-KLM Flying Blue | This frequent flyer program also has partnerships with Amex, Chase and Citi, allowing you to transfer points/miles from multiple cards. Using your miles through monthly promo rewards can lead to substantial savings. |
British Airways Executive Club | Given its alliance with oneworld, you may use your Avios to book flights with partner carriers such as American and Alaska Airlines. Using your Avios to book short- or mid-distance flights on American Airlines can be particularly beneficial. |
Other Airline Partners
Below, we outline the distinctive features of the remaining Capital One airline transfer partners. These partners may offer benefits that uniquely suit your travel needs.
- Aeromexico Club Premier: Since Club Premier uses kilometers and not miles, its awards are inflated by around 1.6X compared to other Capital One partner airlines.
- Asia Miles: Asia Miles typically requires fewer miles to book flights on Cathay Pacific flights than flights through its oneworld alliance partners. However, you may find a few decent deals when using your points to book short domestic American Airlines flights.
- Emirates Skywards: You may consider transferring your miles to this program if you wish to experience the famed luxury that the airline's premium cabins have to offer. It is also the only Capital One airline partner through which you may book JetBlue flights. However, its award rates leave considerable room for improvement.
- Etihad Guest: While Etihad is not a part of the main airline alliances, the airline does have several travel partners within its network. For instance, you can use your Etihad miles to book flights with American Airlines — which can result in a good deal depending on when you book. This is also true when using your Etihad miles for Royal Air Maroc flights.
- Finnair Plus: It's best not to expect good value from this program's relatively high award rates. If you wish to travel between the U.S. and Europe, looking at what oneworld alliance members offer through the British Airways Executive Club or Asia Miles might work better for you.
- Qantas Frequent Flyer: Long-haul flights on Qantas can be expensive, as with other distance-based chart programs. However, you might explore using this airline's frequent flyer miles for short-haul flights within the U.S. via its partner, American Airlines. You may also consider using this program to book flights on Emirates.
- Singapore Airlines KrisFlyer: If you wish to book premium cabin awards on Singapore Airlines, the only way to do so is directly through KrisFlyer. Using this program to book premium domestic tickets on United Airlines might also be worthwhile.
- TAP Miles&Go: This program has award charts but typically relies on dynamically priced award flights. You may benefit by using your TAP Miles&Go Miles to book Air Portugal award flights within Europe. Using it for business-class flights from the U.S. to South America might also work in your favor.
- Turkish Airlines Miles&Smiles: The Miles&Smiles program might work well for you if you wish to book flights with Turkish Airlines or Star Alliance members, such as United Airlines and Air Canada. For example, flying from most states in the U.S. to Hawaii in economy currently requires just 7,500 miles. However, you'll need to pay steep fuel surcharges with some Star Alliance members.
- Virgin Red: While Virgin Atlantic's award flight rates seem promising, you might need to pay a tidy sum in fuel surcharges. It partners with several other airlines, such as ANA, Delta and Hawaiian Airlines. You might get good value for your Virgin points if you use them to book business or first-class round-trip tickets on ANA flights between the U.S. and Japan or Europe.
- EVA Air Infinity MileageLands: Transfers to this Capital One partner airline come at a 2:1.5 ratio, meaning 1,000 Capital One miles will convert to 750 Infinity MileageLands miles. You might benefit by transferring your miles to this program if you wish to book an award ticket with multiple stopovers.
With expanding options for transferring your Capital One miles, it's easy to feel overwhelmed. Consider which partner utilizes the airlines you're most likely to fly with, ensuring your miles go as far as possible.
Capital One’s Hotel Transfer Partners
While Capital One does not partner with larger-scale hotel loyalty programs such as Marriott Bonvoy and Hilton Honors, it still gives you some valuable options to take advantage of when traveling.
Top Hotel Partners
Capital One’s Hotel Partners | Explanation of Benefits |
|---|---|
Choice Privileges | With a wide range of budget-friendly hotels, independent properties and all-inclusive resorts, Choice Privileges provides several options for travelers. This program may work well when booking hotels at expensive European locations and in small or mid-sized cities throughout the U.S. |
Accor Live Limitless (ALL) | Transfers to this program take place at a 2:1 ratio. This means 1,000 Capital One miles will fetch 500 ALL points. This program keeps it simple by letting you use 2,000 points to get 40 euros off on your stay. When the euro is valued higher than the U.S. dollar, transferring your miles to this program might be better than redeeming them for travel purchases through Capital One. |
Wyndham Rewards | Capital One has paired with Wyndham Rewards, offering a 1:1 points transfer ratio that can bring considerable value for travelers. Wyndham Rewards' structure includes three distinct award tiers, where hotels require 7,500, 15,000, or 30,000 points for a free night or 1,000, 3,000 or 6,000 points for a discounted price. |
MONEYGEEK EXPERT TIP
Most consumers know Capital One for its ability to “erase” travel purchases or book any flight or hotel using rewards with no blackout dates. With the addition of transfer partners, cardholders now have much greater flexibility with how they can redeem their rewards. Before booking your travel, evaluate your options to determine which avenue offers the greatest value.— Lee Huffman, credit card expert at BaldThoughts.com
Benefits of Transferring Points to Capital One's Travel Partners
You stand to benefit by transferring your miles to Capital One partners if you get more value for them than you would otherwise. Remember that your points' worth may vary based on your desired travel partner.
If you wish to use your Capital One miles to pay for flight tickets or hotel stays, we recommend looking at how each redemption method stacks up in your particular case. Calculate the value of your miles if you redeemed them through the Capital One Travel Center and compare that to what it would be if you redeemed them through the travel partner in question.
Sometimes, booking through the Travel Center offers higher value for your miles. However, most hotels don't provide elite status credits or benefits when booking through third-party vendors. So, while you may get more value for your miles booking through Capital One Travel, you may lose out on other perks that are much more valuable, like free upgrades, club lounge access or complimentary breakfast.
How to Use Capital One Points With Transfer Partners
You follow the same basic process for transferring points, no matter which Capital One miles partner you choose. Remember that you cannot reverse a transfer of Capital One miles once you confirm the request.
1
Log in to your Capital One account using the bank’s website or mobile app
2
Go to the Rewards page and select Convert Rewards
3
Choose your desired transfer partner and select "Transfer Miles"
If you still need to link your loyalty program, provide the necessary information at this stage.
4
Enter the number of miles you wish to transfer, starting at 1,000 miles
5
Accept the Terms and Conditions and confirm the transfer
Next Steps
Now that you know more about Capital One transfer partners, how the value of your miles can vary and how to carry out transfers, determine if a miles transfer is right for you. If you don’t have a Capital One card that offers reward miles, consider getting one by comparing your alternatives based on miles per dollar rates, annual fees, APRs and spend-based welcome offers.
Frequently Asked Questions About Capital One Transfer Partners
Going through answers to commonly asked questions about Capital One transfer partners will give you a better understanding of how the process works.
What do Capital One transfer partners mean?
Capital One transfer partners refer to airline and hotel loyalty programs to which you may transfer your Capital One miles.
How long do Capital One point transfers take?
Transfers to most Capital One travel partners go through in near real-time. Transfers to some partners, on the other hand, may take up to three to five days.
Which hotels are Capital One Transfer Partners?
Existing Capital One hotel partners include Choice Privileges, Accor Live Limitless (ALL) and Wyndham Rewards.
What airlines partner with Capital One?
The list of Capital One airline partners includes Aeromexico Club Premier, Air Canada Aeroplan, Asia Miles, Avianca LifeMiles, British Airways Executive Club, Emirates Skywards, Etihad Guest, EVA Air Infinity MileageLands, Finnair Plus, Flying Blue, Qantas Frequent Flyer, Singapore Airlines KrisFlyer, TAP Miles&Go, Turkish Airlines Miles&Smiles and Virgin Red.
Can you transfer Capital One points to Delta?
You cannot transfer your Capital One miles to the Delta SkyMiles program. However, you can transfer your miles to Virgin Red and then use them to book Delta flights. Going this route may result in a better deal than using Delta SkyMiles directly. Another option is to use your miles to book Delta flights via the Capital One Travel Center. Alternatively, you may use a Capital One travel card to book a flight directly with Delta and redeem your miles to “erase” the ticket cost within 90 days.
Can you book Southwest through Capital One Travel?
You cannot book flights on Southwest through Capital One Travel. However, you may redeem your miles for Southwest purchases made using your Capital One travel card in the last 90 days.
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About Doug Milnes, CFA
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.
Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
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