You need a credit score of 700+ to get the Capital One VentureOne Card, which means at least good credit is required for approval. Capital One will also consider your overall financial picture, including your income and existing debt obligations, when deciding whether to approve your application for the VentureOne Card.
If you’d like to see where your credit stands, and thus get a rough sense for your odds of approval, you can check your credit score for free on WalletHub.
Capital One takes far more than just an applicant’s credit score into account when making approval decisions. The issuer also considers your overall financial picture, including your income and existing debt obligations. So, your credit rating can only be used as a guideline.
This answer was last updated on 01/15/24 and it was first published on 07/08/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
You'll need a good to excellent (670 to 850) credit score for approval, which limits the accessibility of the VentureOne as a starter travel card.
What credit score do you need for Capital One VentureOne credit card? ›
You'll need a good to excellent (670 to 850) credit score for approval, which limits the accessibility of the VentureOne as a starter travel card.
What credit score do you need to get approved by Capital One? ›
You need a credit score of 700 or higher (good to excellent credit) to get the best Capital One credit card offers. Other options are also available for people with lower scores, as it is possible to get approved for Capital One credit card with limited credit history or a bad credit score.
Can I get a Capital One Venture card with a 650 credit score? ›
Bottom Line. If your FICO or VantageScore credit score is approximately 670 or higher, you have a history of on-time payments for at least the last year and you haven't declared bankruptcy or defaulted on a loan within five years, you have very good odds of being approved for at least one of Capital One's Venture cards ...
How hard is it to get approved for Capital One Venture? ›
Your approval odds for the Capital One Venture X Card are best if your credit score is 740 or higher. Keep in mind, that other factors go into your application as well, including your income and relationship with Capital One.
What is the lowest credit limit for Capital One Venture? ›
The minimum credit limit is $5,000, although many people qualify for a higher limit.
What credit score do you need for venture capital? ›
Tom Lipkis, WalletHub Credit Card Consultant
You need a credit score of 700 or higher to get the Capital One Venture Rewards Credit Card. In addition to good or excellent credit, you will need enough income to afford monthly bill payments to get approved for the Venture Card.
What are the income requirements for Capital One Venture? ›
Your monthly income needs to be at least $425 more than your monthly rent or mortgage payment to get the Capital One Venture Rewards Credit Card, according to Capital One. The higher your income is above the minimum, the more likely you are to be approved.
How much does Capital One approve you for? ›
There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.
What is the easiest Capital One credit card to get? ›
Capital One credit cards for fair credit include QuicksilverOne, Quicksilver Secured, and the Platinum Mastercard. Your credit score is only one of the many factors that determine your credit approval odds. The best way to know if you'll qualify is to get pre-approved. It's quick, easy and won't hurt your score.
You may be denied a secured credit card for various reasons, including a lack of credit history, low credit score or no verifiable income. If you've been denied a secured credit card, working toward increasing your credit score can help improve your chances of approval if and when you decide to reapply.
What is the hardest Capital One card to get? ›
Capital One Venture X Rewards Credit Card
A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395.
Can you get a Capital One Venture card with bad credit? ›
For this particular card, the application page says you'll need to have an excellent credit score — according to Capital One, that means applicants must meet the following requirements: You have never declared bankruptcy or defaulted on a loan.
What income do you need for Capital One Venture? ›
You need a monthly income that's at least $425 more than your monthly rent or mortgage payment to get the Capital One Venture X Rewards Credit Card, according to Capital One. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.
What's the easiest Capital One card to get approved for? ›
Capital One credit cards for fair credit include QuicksilverOne, Quicksilver Secured, and the Platinum Mastercard. Your credit score is only one of the many factors that determine your credit approval odds. The best way to know if you'll qualify is to get pre-approved. It's quick, easy and won't hurt your score.
What score do you need for a Capital One business credit card? ›
If you're considering a Capital One business credit card, here's what you should keep in mind: Know your credit score: Most of the best Capital One business credit cards require excellent credit to be approved, which usually means a FICO score of 740 or above.
