Car insurance Netherlands: Compare directly cheap car insurance quotes! (2024)

Do you own a car in the Netherlands? Then it's mandatory to have a car insurance. With our handy online tool you can easily compare insurance premiums for a car insurance with different insurance companies. That way you never pay too much for car insurance. Insuring your car only takes a few minutes and, in most cases, you will receive temporary coverage so your car is immediately insured, even at the weekend! You can read all about car insurance in the Netherlands at Alpina.nl.

What is car insurance?

The most important and mandatory part of a car insurance is the WA coverage (third party liability). In the Netherlands it is mandatory to have car insurance with at least WA coverage. This coverage provides compensation for damage that you inflict with your car to other people and their property. The repair costs after damage can increase considerably, especially if the other person becomes incapacitated for work. A WA coverage is the minimum coverage. In addition, you can choose to expand your coverage with WA + Beperkt Casco (third party liability + limited coverage) or Allrisk (full coverage). Which car insurance is best for you and your car depends on several factors.

How much is car insurance?

The cost of car insurance in the Netherlands is based on a number of factors. These are the most common factors:

• Age of the driver
• Place of residence
• Vehicle weight
• Vehicle value
• The number of claim-free years

The costs of car insurance vary from month to month. The average car insurance costs about 75 euros per month, but the insurance premium is different for everyone. You may pay 30 euros or 90 euros per month. It all depends on the factors above.

How to get car insurance in the Netherlands?

If you want to get car insurance in the Netherlands, there are a few requirements aside from possessing a car. First of all, you have to live in the Netherlands permanently. If you only live a couple of months a year in the Netherlands, you do not qualify for car insurance. Second, you must have a European (EU) drivers license. Lastly, your car has to have a Dutch license plate. At Alpina.nl you can easily compare different insurance companies. That way you can find the cheapest insurance for your car. Do you need help finding the perfect car insurance or applying for the insurance? Please contact us! Our car insurance experts can help you with all your questions. You can contact us by phone, e-mail, WhatsApp or Messenger.

Which insurance is best for car?

Various factors play a role in choosing an insurance form. For example, the age and current market value of the car, but also the accrued claim-free years. If you have driven claim-free for several years, you can often choose the most comprehensive insurance for a fairly low premium. When choosing a coverage, you must make a well-considered choice. The insurance premium must be in proportion to the current market value of the car. For example, for a car of 12 years old, it often does not make sense to choose the most comprehensive car insurance policy. The current market value of your car weighs heavily in this.

How to switch car insurance?

Is your car still insured with an overpriced insurer? With our cancellation service we can cancel the existing car insurance. Choosing a different car insurance policy can save you hundreds of euros in premiums per year. Every car insurance policy can be canceled monthly after the first year, so in most cases this isn't a problem. Make sure you don't cancel your current car insurance until your application for a new car insurance is accepted by the insurer. Otherwise, your car is temporarily not insured, and you are therefore not allowed to drive it. If you would like to cancel your current car insurance, you can use our free cancellation service. Fill in the information, generate a free cancellation letter and send the letter to your current insurance company.

Car insurance quotes

Looking for cheap car insurance? One of the easiest ways to find cheap car insurance in the Netherlands is to compare quotes at Alpina.nl. With our online comparison tool we'll show you great deals of a variety of the most trusted insurance providers in the Netherlands. You can compare policies based on price, cover level or annual or monthly payment. You can see all the options available to you in one go, so you don't have to visit lots of insurance provider websites. At. Alpina.nl, you can get quotes in just 5 minutes.

Cheap car insurance

A lot of people are looking for cheap car insurance. What the cheapest car insurance is, depends on a lot of factors. Naming the cheapest car insurance in the Netherlands is therefore not easy because the insurance premiums differ per person. To calculate the cheapest car insurance in the Netherlands for yourself, we always recommend using our comparison tool. With the tool you can easily and quickly compare the premiums of different insurers. Based on your entered data, it is determined which insurance is the cheapest for you.

Best car insurance

You want the best car insurance for your car at the lowest possible premium. This may seem like a difficult task, but it is possible. By comparing car insurance online, you will find the best car insurance at the lowest premium. Maybe you think that the best car insurance is the one with the widest coverage, but this is not always true. For an older car it is often not rewarding to pay an insurance premium of a few hundred euros or more per year. In addition, in the event of damage, the current value of the car is assumed.