Cash App protects millions of people’s payments each year. With a Cash App Card, your money is FDIC-insured through our partner banks for up to $250,000 per person.*
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*Cash App is a financial services platform, not a bank. Banking services and FDIC Insurance provided by Cash App’s bank partner(s). With a Cash App Card, your funds are FDIC-insured through our partner banks, Wells Fargo Bank, N.A. and Sutton Bank, Members FDIC, for up to $250,000 per person. Prepaid debit cards issued by Sutton Bank, Member FDIC. Learn more.
A secureplatform
Cash App uses advanced security features to power and protect every account.
Helping to fight fraud before it happens
Cash App will always ask you to confirm a payment before sending money to someone new or not in your contacts. We'll also notify you if your PIN or security settings are changed.
Notifications for suspicious activity
When sending money internationally or logging in from a new device, Cash App will ask you to confirm details only you'd know to help keep your money and account secure.
Verified for your security
Cash App asks you to verify your identity. By making sure you’re really you, it helps to protect your account and keeps Cash App safe.
Your privacy stays private
You control what information you share with other Cash App customers and who can request money from you.
Common Questions
How does Cash App keep my account safe?
Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money are secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service.
How does Cash App keep my money safe?
Cash App protects millions of people’s payments each month. Cash App is built on a secure platform, with advanced security features to power and protect your personal information and transactions.
Is my Cash App balance insured by the FDIC?
With a Cash App Card, your Cash balance is FDIC-insured* through our partner banks, which means the federal government promises to protect it. Bitcoin and investing** balances are not covered by FDIC Insurance.
Does the FDIC cover money lost due to fraud?
No, the FDIC offers insurance on deposits by institution, meaning that if your bank goes out of business, your money is protected up to $250,000, per person. Insurance coverage is not provided for individual transactions. Learn more.
Are my stocks SIPC-insured?
Yes, Cash App Investing LLC is a Member of SIPC. Securities in your account are protected up to $500,000. For details, please see www.sipc.org. Cash App Investing does not hold your proceeds from the sale of stocks or ETFs. You authorize that proceeds from sale of stocks or ETFs to be automatically transferred to your Cash balance, which is not SIPC-protected but may be FDIC protected. Additional information here.
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