Cash-in to Lazada wallet for free by linking your UnionBank account | Online Quick Guide (2024)

Cash-in to Lazada wallet for free by linking your UnionBank account

  • Post author:Admin - Online Quick Guide
  • Post published:October 19, 2022
  • Post category:Lazada / Union Bank

Cash-in to Lazada wallet is now easier when you link your Unionbank account. In just a few steps, you can link your Unionbank account and top-up for FREE. That means, there is no transaction fee added and you can cash-in as low as 20 pesos. For users with a UnionBank account, you must have an online access to your account to request for the linkage. If you do not have an online access yet, click here to signup.

Linking bank account to Lazada wallet is safe and secure as it requires an OTP that will be sent to your registered number and need to be entered before any cash-in transaction.

Aside from Unionbank, you can also link BPI and Metrobank accounts for free cash-in to your Lazada wallet.

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  • Fund your Lazada wallet for free by linking a BPI account
  • Link your Metrobank account to Lazada wallet and cash-in for free

Link Unionbank account and Cash-in to Lazada Wallet

To link your Unionbank account and top-up your Lazada wallet for free, here is the guide you can follow:

  1. Upon opening your Lazada app, tap the Account icon located at the bottom menu. And, under Lazada Wallet section, select your Balance. Or tap Cash in button just below the balance and it will be directed to Top up amount screen.
  2. Once your Lazada wallet is open, press the Cash In button.
  3. Select or enter the amount you want to top-up and click Proceed button.
  4. Tap the View all cash in methods forward arrow/button.
  5. Under Bank Account, choose Add UnionBank account.
  6. Read the instructions to cash in with UnionBank and tap Confirm button.
  7. Tick (✓) the box if you have a UnionBank online banking account. If you have a UnionBank account, but no online access yet, you need to register it first. Click here.
  8. To access your UnionBank account online, enter your username and password, and tap Log In button.
  9. Select the UnionBank account you want to link and press Authorizebutton.
  10. Enter the 6-digit One-Time Passwordsent to your registered mobile number and click Submit button.
  11. Wait for a few seconds while processing the transaction.
  12. Once the transaction has been successful, it will display the new total balance of your Lazada wallet. Tap Back to Home to start your shopping.

Unlink UnionBank account

If you want to unlink your account, you can do it anytime, just follow the steps stated below:

  1. In your Lazada Wallet menu, tap Payment Options icon.
  2. Under Bank Account, select the UnionBank-linked account.
  3. Press the three-dots icon and tap Delete Payment Option.
  4. To confirm the deletion of linked account, click Yes, delete button.
  5. Deletion is successful. Your UnionBank account is no longer linked to your Lazada wallet.

You can add and link your bank account again anytime. But if you encounter an issue re-linking the same account, you may contact bank to fully de-link the Lazada card information. Once it is fully de-linked, just follow the steps to link it back as shown in the above article.

Sign up your UnionBank account online

To register and activate your online access of your UnionBank accounts, visit this UnionBank link, https://online.unionbankph.com/online-banking/register. Select the UnionBank account you want to sign-up and continue with the registration until you completed it successfully. Then you can download and install UnionBank app on your phone to access your UnionBank details. Tap the icon below or search the UnionBank Online app in Google Play Store, App Store or App Gallery.

No Lazada app yet?

If you do not have a Lazada app yet, you can download it via Google Play Store or App Store. For easy access, tap the icon below and it will be directed to the Lazada app in the respective app store.

Key Points and Takeaways

  • The best thing with the UnionBank-linked account to Lazada wallet is that the cash-in is FREE. It means there is no additional convenience or transaction fee. Compared to other cash-in methods such as over-the-counter, bank transfer via InstaPay that may charge additional cash-in fees.
  • Linking bank account to Lazada wallet is safe and secured as it requires an OTP to complete the cash-in transaction
  • For the succeeding cash-in via linked bank accounts, it does not require to login again to your online banking account. You only login on the first cash-in when you link the bank account.
  • Unlink your bank account anytime at your convenience

Now that you have funds in your Lazada wallet, you can now pay for items that have been in your cart for a while. Enjoy shopping!

Photo Credit: Mockup by freepik.com

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Tags: Lazada wallet, Union Bank

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Cash-in to Lazada wallet for free by linking your UnionBank account | Online Quick Guide (2024)

FAQs

How to cash in Lazada using UnionBank? ›

Log-in to the UnionBank Online app. In the Account Details Screen, Select Redeem. Input the amount of Lazada Credits to be transferred to your Lazada Wallet and press Next to submit.

How to cash in to Lazada wallet? ›

Load up your Lazada Wallet
  1. Click on the Lazada Wallet Icon from the Lazada App Homepage.
  2. Click Cash-in.
  3. Enter top-up amount.
  4. Click View All Cash-in Methods and Select PayMaya.
  5. Once navigated to the PayMaya Log-in Page, enter your mobile number and password.
  6. Enter the OTP sent to your mobile number.

What is the meaning of Lazada wallet payment? ›

Lazada Wallet is a digital payment method used to purchase products and service from Lazada through electronic transactions. View the steps as guidance to activate your Lazada Wallet.

Does Lazada accept US credit cards? ›

Lazada accepts all major international and local credit and debit cards that are supported by VISA, Mastercard, JCB, and American Express.

Can I withdraw money from Lazada wallet to bank? ›

Enter your bank account information and click 'Add bank account' once done. Click on 'Confirm Withdraw' button and enter OTP to complete the request. 3-5 working days for bank processing time is applicable before the withdrawn amount is reflected in your account.

What is the limit of Lazada wallet? ›

Your Lazada Wallet can only hold a maximum of ₱100,000 (including refund and promotional rebate balances). IV. Can I transfer my Lazada Wallet balance to another Lazada Wallet account? Currently, Lazada Wallet balance is non-transferable to another Lazada Wallet.

How do I link my bank account to Lazada? ›

Tap the "Lazada Wallet" icon. Select "Cash In." Enter amount, select "Add Bank Account" and tap "Confirm."

How to set up Lazada wallet? ›

Activate Your Lazada Wallet at Lazada.com.ph
  1. Login to your account.
  2. When using mobile, click on Account > Lazada Wallet. When using a desktop, click here.
  3. Click on Activate My Wallet.
  4. Enter your active mobile phone number. Click on "Send Code" to receive a one-time SMS code.

Is it safe to use Lazada wallet? ›

Pay securely , seamlessly and enjoy hassle-free shopping through the use of this cashless payment method . All Wallet Transactions are covered by Lazada's Payment Protection (Terms and Conditions apply).

What is the benefit of Lazada wallet? ›

The Lazada Wallet allows you to make hassle-free electronic transactions on Lazada without an platform fee! This includes purchasing online, topping up, collecting refunds and promotional rebates.

Do I need to verify my Lazada wallet? ›

Full verification of your Lazada Wallet account will allow you to secure your account, access to special promos only offered to fully verified accounts, and access to upcoming Lazada Wallet features.

Can I transfer from Lazada wallet to GCash? ›

You can't withdraw the balance from your wallets, such as deposits (cash in) and refunds of orders. But, you can cash out Lazada Wallet to GCash.

Can I use my US bank credit card in the Philippines? ›

Yes, cards issued by U.S. Bank can be used in most foreign countries. If you're planning to travel and want to use your card, let us know. This will help reduce declined transactions on your trip. Knowing your trip details also helps us protect you from fraud.

Does Lazada accept union pay? ›

With this partnership, UnionPay cardholders can transact securely and conveniently on the Lazada platform as well as enjoy a variety of exclusive privileges.

Can I use my credit card from USA to Philippines? ›

Credit Cards & Travellers' Cheques in the Philippines

Most major credit cards are accepted with Visa and MasterCard being the most widely so. AmEx is also accepted in a few places in the major tourist areas, but will not be quite as useful.

How do I pay through Union Bank? ›

Pay through the UB Online app or website.
  1. Go to “Pay Bills” and choose UBP Quickloans from the biller's list.
  2. Input your name and loan account number.
  3. Input payment amount.
  4. Select the current/savings account that will be debited for the payment.
  5. Double-check the payment details and confirm payment.

Can I use my UnionBank ph debit card abroad? ›

You may continue to use your UnionBank Debit Mastercard for online and international transactions.

How to get UnionBank lazada debit card? ›

UnionBank Lazada Debit Card
  1. Download UnionBank Online on your device and choose the UnionBank Lazada Debit Card.
  2. Open an Account through the app within minutes. ...
  3. Instantly get your Virtual Card on the app and start purchasing online!
  4. Request for a physical card and have it delivered right at your doorstep.

How to cash in Lazada wallet using BPI? ›

Link and top up wallet credits with your BPI Online account.
  1. Tap the "Lazada Wallet" icon.
  2. Select "Cash In."
  3. Enter amount, select "Add Bank Account" and tap "Confirm."
  4. Select "BPI" and tap "Confirm."
  5. Enter your BPI Online username and password.
  6. Select the BPI account you wish to cash in from.

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