Compare Best Landlord Insurance Companies NZ (2024)

Protect your investment with landlord insurance!

Protect yourself from problems arising with your rental property with the right landlord insurance!

Compare Best Landlord Insurance Companies NZ (1)

What is landlord insurance?

Real estate is one of the most well-recognised investment opportunities out there. Flipping properties and selling them, or renting them out, can offer a great stream of income if you’re good at it. As most landlords don’t live in the properties they rent out, standard property insurance won’t cover their rental. This is where landlord insurance comes in.

Problems are bound to arise over the life of your rented property. You cannot always control natural calamities like floods, nor the actions of your tenants, despite rules you might have set up. When it comes to severe damages, paying for repairs out of pocket can be very difficult, if not, financially draining. New Zealand’s leading landlord insurance providers can help you with those obligations.

We help people like you everyday!

glimp makes it easy for you to find real landlord insurance from the top insurance providers in NZ with just a few clicks! Our comparison tool is always free and convenient to use.

Landlord insurance in NZ

With glimp, you can compare, switch, and save on your insurance! We have all the best landlord insurance deals gathered in one place, all to help you deal with the risks that come with property ownership, and cover it from any damages. You don’t need to worry about leaving your investment in someone else’s hands. You can get peace of mind in knowing that your property is taken care of here at glimp!

How do you compare landlord insurance?

As with your property, landlord insurance is not something you can make a decision about on a whim. It pays to do your due research and compare offers - and we can help you do that here at glimp. We’ll help you get started in just a few easy steps - simply tell us a few details about you and your property, and we’ll show you results tailored to your specific needs and requirements.

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Quick and easy to use

Do you find it difficult to keep track of all the policy details available from different landlord insurance providers? glimp makes it quick and easy; our comparison tool simplifies the process, allowing you to immediately get the hang of searching for the best policy!

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Find the best landlord insurance in NZ, free of charge!

Here at glimp, we believe in saving people time and money when it comes to finding the right cover. glimp remains 100% free to use, regardless of which policy you decide to go for!

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Get your tailored results

We understand how difficult it is to scroll through multiple websites, make several calls, and keep track of all the different insurance policies’ exclusions and coverage. That’s why we’ve designed our tool to help eliminate the hassle. We tailor our results to your specific needs, filtering out incompatible policies. Save time, money and effort with glimp’s comparison tool today!

Landlord insurance FAQ

Got any questions for us? Learn more about landlord insurance in NZ by browsing some of the most commonly asked questions below!

What’s the difference between landlord insurance and home insurance?

Home insurance is designed to cover your home or the property you live in, whereas landlord insurance is meant to cover properties you own, but are currently renting out to tenants. To simplify; landlord insurance covers landlord-specific risks.

As a landlord, what are my obligations for continued coverage?

To ensure you are able to lodge a claim and to continue your policy, you must be aware of these common obligations as a landlord:

•Be proactive in safeguarding your property against damage or loss

•Inform your provider regarding any changes in ownership

•Inform your provider if the rental property becomes unoccupied for more than 60 days

•Inform your provider should you make any modifications to the property

•Be truthful and correct with the information you present to your insurer

Why is landlord insurance important?

Landlord insurance spares you the hassle of paying out of pocket for any damages your property might incur from tenants or natural disasters. It can also help you pay for medical expenses should someone get injured while they’re on your property. It can provide you with reimbursem*nt for the loss of rental income or sometimes, with the replacement of the property structure itself.

Why compare landlord insurance with glimp?

We save you time and money

glimp works to help Kiwis find the right cover without the extra hassle. Save time and money by comparing all your options in just one place!

Best place to compare insurance

glimp is a trusted comparison site used by thousands of Kiwis. Make the switch at glimp today!

Compare landlord insurance

glimp is proud to offer our services 100% free of charge! You can compare landlord insurance in NZ without paying us a penny!

They talk about us

Our trusted reputation has taken us to even greater heights! glimp has been featured in various media outlets like stuff, nzherald, Solarcity, Truenet, nbr, and many more.

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Protect your Investment Today!

Compare landlord insurance in NZ and find a policy that covers your property’s specific needs.

Compare Best Landlord Insurance Companies NZ (2024)

FAQs

Why is landlord insurance more expensive? ›

The primary reasons for the difference in cost revolve around who is occupying the home. Insurance providers often see lower average claim amounts and fewer claims for owner-occupied homes when compared to tenant-occupied rental properties.

What is landlord insurance vs home insurance? ›

While both insurance products are designed for homeowners and policy coverage will vary based on the provider you choose, there is a clear distinction. 'Homeowners Insurance' offers coverage for owner-occupied residential property while 'Landlords Insurance' offers coverage for tenant-occupied residential property.

Which insurance company is best in NZ? ›

AA. When it comes to New Zealand's most recognised and respected insurance companies, AA Insurance is high up on the list. AA Insurance has worked hard to truly understand what it is that Kiwi drivers need, to ensure that they can offer the right car insurance packages to suit each and every motorist.

What is landlord insurance in NZ? ›

Landlord insurance is a tailored policy for a property used as a rental. It is different to normal house insurance. Landlord insurance covers both the rental (your house itself) and the additional risk added by having a tenant in the property.

What will you most likely need to insure as a landlord? ›

The core coverages of landlord insurance include property damage, liability protection, and rental income lost due to a tenant's inability to rent. Additional riders—or add-ons to policies—can be purchased to cover income lost when a tenant misses a rent payment and flood damage.

Is renters insurance really worth? ›

Renters insurance coverage is almost always worth it. It is much more affordable than other policies, including home or auto insurance, and provides valuable financial protection. Even if you can save enough money to cover unexpected loss, renters insurance may be worthwhile.

What insurance company is most reliable? ›

The best car insurance companies in 2024
Insurance companyBest for
GeicoBest overallCheck availability
ProgressiveBest for high-risk driversCheck availability
SafecoBest for added perksCheck availability
Auto-OwnersBest for coverage on a budgetCheck availability
6 more rows

Which insurance company is usually the cheapest? ›

USAA, Nationwide, Travelers, Erie, Geico and Progressive are the cheapest car insurance companies nationwide, according to our analysis.

Which company gives best insurance? ›

List of 10 Best Health Insurance Companies in India 2024
Insurance CompanyClaim Settlement Ratio for FY (2021-22)Solvency Ratio
Care Health Insurance100%1.8
Niva Bupa Health Insurance99.99%1.7
HDFC ERGO Health Insurance98.49%1.7
ICICI Lombard Health Insurance97.07%2.5
6 more rows

Do I need renters insurance in New Zealand? ›

Even if you're renting a property from a landlord, you'll still need renters' insurance if you want to cover your possessions. This is why renters' insurance is mainly focused on protecting your home contents.

What is landlords contents? ›

Landlords' contents cover provides protection for certain appliances such as white goods, furniture and furnishings, belonging to you, but for the use of your tenants. It will cover the cost of replacing or repairing the items.

What does landlord insurance cover Ireland? ›

Landlord Insurance comes with benefits such as cover for garden and shed contents as well as; Owners Liability to the public (up to €3,000,000) Rent & alternative accommodation (up to 15% of the sums insured) Fire brigade charges (up to €3,000)

Why is my renters insurance so high? ›

Your claims history

Filing a renters insurance claim often causes your premium to go up. A California renter with a recent theft claim would pay nearly 59% more for their insurance than someone with no recent claims, according to NerdWallet's rate analysis.

Why is secondary home insurance so expensive? ›

All of these factors—the increased risk of unchecked damage, the liability concerns, the location, and the accessibility—contribute to the higher cost of insuring a secondary home compared to your primary residence.

How much is landlord insurance in California? ›

The average cost of landlord insurance in California is around $1,728 per year.

How much is most renters insurance? ›

The average cost of renters insurance is about $15 to $20 per month1. However, what you end up paying depends on a number of factors. Take a look at the information below to find out how your home or apartment renters insurance cost is determined.

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