Contactless Payment FAQs | Exxon and Mobil (2024)

FAQs

Contactless Payment FAQs | Exxon and Mobil? ›

Yes, you can pay with Exxon Mobil Rewards+ app or use a digital wallet on your smartphone to tap and pay at the pump with Apple Pay. Do I earn Exxon Mobil Rewards+ points on contactless payments? Yes, if you pay through the Exxon Mobil Rewards+ app, you'll earn on every fuel purchase, even contactless payments!

Q: How do NFC Mobile Payments work? NFC technology connects two NFC-enabled devices in close proximity (usually a few inches) to transmit payment information. A distinctive feature of NFC mobile payments is the two-way encryption, ensuring higher security than swiping or inserting a credit or debit card.

Accepting contactless card payments is supported on Google or Samsung phones using Android software 11 or higher and you will need mobile data or a Wifi connection.

No; you do not need your card to redeem points. You can easily redeem points using your Alt-ID (phone number) or the Exxon Mobil Rewards+ mobile app. Do I need my PIN to redeem points? You will need your PIN when you are using your Alt-ID (phone number) to redeem points.

Contactless payment is a secure payment method using a debit or credit card, smartcard, or another payment device by using RFID technology and near-field communication. To use the system, a consumer taps the payment card near a point-of-sale terminal equipped with the technology.

You can only pay once for any transaction. The terminal will not accept two payments for one purchase – just like if you were using Chip and PIN.

Because contactless payments require neither PIN nor signature authorisation, lost or stolen contactless cards can be used to make fraudulent transactions.

Can I use Google Pay™ if I have no phone signal or data? Your phone doesn't need to be connected to the internet to make an in-store payment. Since card details are stored securely on your Android device, you just hold it close to the contactless reader, just as you would if you were paying with your contactless card.

Contactless payments offer robust security measures, surpassing traditional magnetic strip cards. EMV chip technology and Dynamic Data Authentication (DDA) enhance protection against fraud. Each contactless transaction generates a unique cryptographic code, ensuring card authenticity and preventing unauthorized use.

Common cases: You forgot to unlock your phone / turn on NFC. Bank side issues. You have not connected to the internet for several days, so your payment tokens expired.

Are Exxon and Mobil the same? ›

Mobil is a petroleum brand owned and operated by American oil and gas corporation ExxonMobil. The brand was formerly owned and operated by an oil and gas corporation of the same name (Mobil Oil Corporation), which itself merged with Exxon to form ExxonMobil in 1999.

Tap to Pay operates through Near Field Communication (NFC) technology, a short-range wireless communication system that allows data exchange between devices in close proximity. The customer's payment information is securely stored in the NFC chip and transmitted to the merchant's terminal for authorization.

A contactless payment is a transaction that requires no physical contact between a device (aka a smartphone) and a payments terminal. Meaning, people can just hold up their mobile devices or contactless cards to pay. In an NFC payment, you hold your device to a reader to pay.

Contactless transactions are powered by either radio frequency identification (RFID) or near-field communication (NFC) technology. When making a purchase, these radio waves share your bank account, contactless card, or phone app details with the merchant's payment reader.

And NFC payment is a contactless payment system that allows users to make transactions by holding their NFC-enabled card or mobile device, close to an NFC reader at a point of sale. NFC payment system communicates with the payment terminal wirelessly over a short distance (usually 4 cm) using its technology.

For the majority of NFC users, this technology is perfectly safe. While it's not a very comforting thought, the fact is that hackers have many far more effective ways to target you than NFC attacks.

The first time you use your contactless card for a transaction, you'll be asked to use chip and PIN or sign for your purchase. Once you've done that, all future transactions can be contactless. You need to hold your card very close to the reader (around 2 – 4 centimetres) for it to work.