CoverAmerica-Gold (2024)

If you’re planning on visiting the United States, CoverAmerica-Gold® is the Health Insurance for you.

DON’T STRESS.

CoverAmerica-Gold (1)

If you’re planning on visiting the United States,
CoverAmerica-Gold® is the Health
Insurance for you.

Learn More

Plan Information

CoverAmerica-Gold is an A- rated comprehensive travel medical insurance plan providing medical coverage and other covered travel and emergency services for non-U.S. residents visiting the U.S. temporarily. It also includes coverage for trips from the U.S. to Mexico, the Bahamas and Canada as well as cruises and theme parks.

Unlike many other plans on the market, CoverAmerica-Gold covers acute onset of a pre-existing condition. These are sudden unexpected, urgent medical events related to a condition that existed before the policy effective date.

Plan Features

Pays 100%
After Deductible

Acute Onset of
Pre-Existing Conditions

Lost Passport & Travel
Documents Assistance

Border Entry
Protection

Why CoverAmerica-Gold?

CoverAmerica-Gold is one of the most popular travel medical insurance policies for U.S. visitors. The benefits of this plan are designed to meet the unique needs of those traveling to the United States. Here are some of the benefits that make it superior:

  • Bestseller comprehensive coverage Plan for U.S. Visitors
  • Rated "A" plan
  • Most popular and widely accepted United Healthcare PPO Network
  • Covers 100% in PPO network with Cashless Payment.
  • COVID-19/Coronavirus covered as any other covered medical condition
  • COVID-19 Screening & Quarantine benefit
  • Insurance ID cards downloadable to iPhone and Android Wallets
  • Covers Cruise, theme parks and trips to Mexico, Bahamas, Canada

Here is why it is superior to other plans in the same category.

Outstanding Benefits

CoverAmerica-Gold®

Most other plans in the same category

Extension/Renewal Fee

No Fee

Most other plans charge a renewal or extension fee

Cancellation Fee

No Fee

Most plans charge $20-$50 cancellation fee

Flu Shot Benefit

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COVID-19/Coronavirus Screening Benefit

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CoverAmerica-Gold (5)

COVID Quarantine Benefit

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Lost or Stolen Passport or Travel Document

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Travel Delay

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Border Entry Protection Benefit- In case a valid visa holder is denied entry into the U.S

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COVID-19 Coverage

Want to travel but still have Covid concerns? CoverAmerica-Gold offers medical coverage for Covid-related issues.

  • COVID-19 Screening Test
  • COVID-19 Medical Coverage
  • Quarantine Indemnity Allowance
  • Repatriation of Remains

CoverAmerica-Gold® Benefits

  • Covid-19 Coverage including a Public Health Emergency Screening benefit
  • Extensive PPO network in the U.S. under United Healthcare
  • Up to $1,000,000 in Emergency Medical Evacuation Coverage
  • $15 copay for Urgent Care
  • No cancellation fee
  • $0 Admin Fee for Renewals

How It Works?

If you suffer an urgent medical event while traveling, you can go to any doctor or hospital for care. However, you’ll pay less if you go to a provider in network versus one out of network.

Check out an example:

In-Network

Plan pays 100% within PPO network United Healthcare

EXAMPLE

$10,000

Hospital Bill

$100

Deductible

$100,000

Policy Maximum

Out-of-Network

Plan pays 80% of the first $5,000 than 100% thereafter

EXAMPLE

$10,000

Hospital Bill

$100

Deductible

$1,000

Co-Insurance Cost

$100,000

Policy Maximum

PPO Network

The PPO provider for CoverAmerica-Gold is United Healthcare. United Healthcare is a network of medical providers and is recognized by major hospitals, doctors, and health facilities around the world.

Want to Grow Your Insurance Sales?

If you’re a licensed insurance agent, travel insurance advisor, or travel influencer, you could increase sales by adding CoverAmerica-Gold to your portfolio! Partner up with VisitorsCoverage to get seen by thousands of travelers searching for comprehensive coverage for the U.S., and start growing your revenue!

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

CoverAmerica-Gold (2024)
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