FAQs
How can I pay my Credit Card bill?
You can pay your Credit Card bill through various channels. You can choose to pay via HDFC Bank Mobile Banking, NetBanking, PayZapp, NEFT/RTGS/IMPS, cash deposits at HDFC Bank branches or ATMs, cheque/demand draft and Bill Desk. Choose the method that best suits your convenience for seamless payments.
What is the right time to pay my Credit Card bill?
The best time to pay your Credit Card bill is before the due date to avoid late fees and interest charges. It is suggested to make the payment a few days before the due date to ensure the transaction is processed on time.
How long do Credit Card bill payments take?
The processing time for Credit Card bill payments varies depending on the payment method:
- HDFC Bank Mobile Banking: 1 day
- Net Banking: 1 day
- PayZapp:
-For HDFC Bank Credit Cards: Same-day settlement (T-Day)
- For Other Bank Credit Card Bill Payments: 2-4 Days
- NEFT/RTGS/IMPS: 1-2 days (varies with method)
- Cash: 1 day
- Autopay: 1-2 days
- Bill Desk: 2-3 working days
Can I pay my Credit Card bill early?
You can make early credit card bill payments at any time before the due date.
What is the minimum amount due on a Credit Card?
The minimum amount due on a Credit Card is a small percentage of your total outstanding balance. It is specified on your Credit Card statement and must be paid by the due date to avoid late payment fees.
Can I make part payments of my Credit Card bill?
You can make a partial payment of your Credit Card bill. However, paying only a part of the total outstanding balance may result in interest charges on the remaining amount. With HDFC Bank Credit Card, you can convert your card transactions into manageable EMIs. The EasyEMI facility helps you to spread your Credit Card outstanding into EMIs and reduce overall financial obligations.
