Credit Card Rewards and Benefits | Capital One (2024)

1To receive a statement credit up to $100, you must use your Venture, Venture X, Venture X Business or Spark Miles card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within 1-2 billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.

2This one-time bonus is available by clicking the "Apply Now" button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

3Eligible Quicksilver (excluding Quicksilver Student) and QuicksilverOne cardholders can receive a monthly statement credit for an Uber One monthly membership for up to six (6) consecutive months now through November 14, 2024 when paying for Uber One monthly membership fully with their eligible card (the first monthly membership payment, after an Uber One 30-day free trial, if applicable, must post by June 14, 2024 to be eligible for a full six (6) consecutive months of statement credits within the offer period). Qualifying Uber One monthly membership fees must post to an eligible Capital One account between 12:00 a.m. ET, November 15, 2022, and 11:59 p.m. ET, November 14, 2024. Offer valid in the U.S. only; Uber One monthly membership within the U.S. territories may be excluded. If you cancel your membership prior to the end of the consecutive six (6) months credited membership period, the benefit may terminate and you may not be eligible for any additional statement credits.

Your account must be open and in good standing to be eligible for this offer. Each Uber One monthly membership credit, as applicable, will be applied to your account within 1-2 billing cycles. Your eligible card must be open and in good standing at the time of statement credit fulfillment. If you upgrade or change your account to another card, you will not be eligible for this offer. One Uber One membership offer per cardholder. Offer valid for consumer, non-commercial use only; not eligible for Uber Freight or Uber for Business. We reserve the right to disqualify any cardholder from participation in this offer in the event of fraud, abuse, or a violation of the terms as determined at our discretion. Such termination may result in the forfeiture of any benefits.

Once your credited membership period expires, your Uber One membership will auto-renew every month and your card on file will be charged, unless you cancel your membership prior to the expiration of your credited membership period and the next billing day thereafter. Uber Terms of Use and Uber Terms and Conditions for Renewable Membership apply.

4With Savor and SavorOne, the 3% earn rate excludes superstores like Walmart® and Target®.

5The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor or SavorOne card. The 8% excludes: tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.

Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.

6Now through November 14, 2024, eligible Capital One Savor, SavorOne, SavorOne Student and Quicksilver Student cardholders will earn 10% cash back on qualifying purchases made through the Uber and Uber Eats apps (or dedicated websites) with their eligible card. Additionally, these cardholders will receive a monthly statement credit for each Uber One monthly membership fee fully paid for with their eligible card through November 14, 2024. Qualifying purchases and Uber One monthly membership fees must post to an eligible Capital One account between 12:00 a.m. ET, November 15, 2022, and 11:59 p.m. ET, November 14, 2024. Offer valid in the U.S. only; Uber One monthly membership and purchases through Uber and Uber Eats within the U.S. territories may be excluded. Purchases that post outside of this offer period, purchases made outside of the U.S., Uber gift cards, and Uber One membership fees are not qualifying purchases and are not eligible for the enhanced cash back rewards under this offer; however, these purchases will earn the base rewards earn rate previously disclosed under the terms and conditions of your rewards program. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

Your account must be open and in good standing to be eligible for these offers. Rewards and each Uber One monthly membership credit, as applicable, will be applied to your account within 1-2 billing cycles. Your eligible card must be open and in good standing at the time of statement credit fulfillment. If you upgrade or change your account to another card, you will not be eligible for this offer. One Uber One membership offer per cardholder. Offer valid for consumer, non-commercial use only; not eligible for Uber Freight or Uber for Business. We reserve the right to disqualify any cardholder from participation in this offer in the event of fraud, abuse, or a violation of the terms as determined at our discretion. Such termination may result in the forfeiture of any benefits or accumulated rewards.

Once the credited membership period expires, your Uber One membership will auto-renew every month and your card on file will be charged, unless you cancel your membership prior to November 15, 2024. Uber Terms of Use and Uber Terms and Conditions for Renewable Membership apply.

7Certain terms, conditions, and exclusions apply. You should review your Guide to Benefits for more information.

8Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.

9Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Virtual cards are not available for debit cards and some credit cards.

Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

10Eno is learning all the time and may not be able to answer all questions or perform all tasks. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards.

11Capital One does not guarantee any third-party product, service, information, or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks and copyrighted images are the property of their respective owners.

By clicking on the links above, you may be taken to a site maintained by a third party.

For more information about Capital One Dining’s reservation policies and terms and conditions, please see https://www.capitalone.com/credit-cards/disclosures/dining-terms-of-service.

Eligible cards include US-issued, Capital One branded, rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards, and co-brand partner cards are not eligible for Capital One Dining at this time.

12Some benefits are provided by Visa® or Mastercard® and may vary by product.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circ*mstances, consider talking with a qualified professional.

The EMVCo Contactless Symbol and Contactless Indicator, consisting of four graduating arcs, are trademarks owned by and used with permission of EMVCo, LLC.

Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

Credit Card Rewards and Benefits | Capital One (2024)

FAQs

What benefits do you get with a Capital One card? ›

Capital One Credit Card Benefits
  • Cell phone protection.
  • Price protection.
  • Rental car insurance.
  • Emergency card replacement.
  • Lost luggage reimbursem*nt.
  • Purchase protection.
  • Travel & Emergency assistance.
  • Travel accident insurance.
Feb 19, 2024

How do Capital One credit card rewards work? ›

Capital One rewards cards let cardholders earn cash back or miles on every purchase. Cardholders can redeem rewards for cash in the form of checks or account credits, gift cards, and more. Or they can use their rewards to cover recent purchases.

Are Capital One Rewards worth it? ›

Capital One rewards points vary in value depending on the type of redemption you choose. On the low side, points are worth only half a cent each when redeeming as cash back. Travel redemptions and some gift cards typically offer a value of 1 cent per point.

Which Capital One card is the best for rewards? ›

NerdWallet's Best Capital One Credit Cards of June 2024
  • Capital One Venture Rewards Credit Card: Best for Simple travel rewards.
  • Capital One VentureOne Rewards Credit Card: Best for Simple travel rewards + no annual fee.
  • Capital One Venture X Rewards Credit Card: Best for Travel perks.

What are the cons of Capital One? ›

It has far fewer physical branches than other large banks, so it may not be a good choice for those who want to bank in person. Capital One is best for those who prefer online and mobile banking and are looking for high-yield accounts with no fees or minimum requirements.

Is Capital One credit card worth having? ›

Its cards typically have low or no annual fees, no foreign transaction fees and rewards that can be redeemed with no minimum. With cards for business travelers, cash back rewards, students and limited credit, Capital One has an easy-to-use credit card for practically every type of consumer.

Can I cash out my Capital One rewards? ›

Depending on your rewards credit card, you can redeem rewards for travel, cash back, gift cards, and dining and entertainment. Your redemption options vary by card.

How much is 5000 Capital One points worth? ›

Chip Lupo, Credit Card Writer

5,000 Capital One miles are worth up to $38.5 when redeemed for Travel, according to WalletHub's research. You can also redeem Capital One miles for a statement credit, a check or gift cards, among other options, though the redemption value will likely be lower.

How many miles do you get on Capital One rewards? ›

Capital One Miles: The basics

Depending on which of Capital One's travel cards you're using, you'll earn 1.25 to 2 miles for every dollar of spending. Those miles can be redeemed for up to 1 cent apiece, with travel redemptions offering the most value.

How do I check my Capital One card benefits? ›

To manage your rewards through the mobile app:
  1. Step 1: Sign in to the Capital One Mobile app.
  2. Step 2: Choose the rewards credit card account you want to manage.
  3. Step 3: Select View Rewards and Benefits to manage your rewards.

What are the benefits of Capital One checking account? ›

360 Checking Account Benefits
  • Bank securely. Your online checking account is safe with FDIC insurance and fraud coverage.
  • Overdraft options. There are no fees for any overdraft option you choose. ...
  • Get paid early. ...
  • Get help in person. ...
  • Add Cash in Store. ...
  • Move money easily.

What are the benefits of a Capital One Signature Card? ›

You're also entitled to security and convenience benefits like Purchase Security, Roadside Dispatch,® Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver, Lost Luggage Reimbursem*nt, and Travel Accident Insurance. Please retain this guide for the future.

What are the benefits of Capital One guaranteed Mastercard? ›

Capital One Guaranteed Mastercard vs. Neo Secured Credit Card
CardCapital One Guaranteed Mastercard
Insurance coveragePurchase protection, extended warranty, car rental collision/loss damage waiver insurance, baggage delay insurance, common carrier accidental insurance
4 more rows
May 8, 2024

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