Credit Glory Review 2024: High Cost With a Money-Back Guarantee (2024)

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Credit Glory

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Compare credit repair companies

Insider’s Rating

2.7/5

Perks

By working with Credit Glory to help try to challenge credit errors, customers may better position themselves to achieve financial goals like getting a new car.

Pros

  • Positively reviewed
  • 100-day money-back guarantee if they can’t remove errors
  • Free phone consultation
  • Experts available seven-days a week

Cons

  • Required disclosures not prevalent
  • Hefty setup fee
  • Refund policy doesn’t include setup fee

After being reviewed by Business Insider's personal finance team, Credit Glory earned a spot in our guide for the best credit repair companies thanks to customer satisfaction. However, its fees are significantly higher than other credit repair companies.

Business Insider reviews credit repair services because we want to provide accurate information on this industry, but understand that credit repair is something you can do yourself.

Be skeptical of any company that claims it can remove all negative information, because accurate negative information cannot be removed by anyone. Many of these companies have been sued or have low consumer ratings and Better Business Bureau scores due in part to this fact. When it is all said and done, the best credit repair is paying your bills on time and keeping your credit utilization low.

Overview of Credit Glory

Founded in 2016 and headquartered in Henderson, Nevada, Credit Glory specializes in credit repair services. The company assists customers in disputing errors on their credit reports, ranging from delinquencies and collections to bankruptcies.

Credit Glory does its due diligence in disclosing that using its services doesn't guarantee credit improvements. However, credit repair services can work, especially for those aiming to improve their scores before applying for a financial service. Here are the services you can expect when working with Credit Glory:

Features and Services​​

  • Document preparation — Credit Glory evaluates your credit report from each credit bureau and helps you identify inaccurate information to dispute.
  • Dispute assistance — The company offers guidance whether you need to dispute collections, charge-offs, balances, late payments, bankruptcies, and wrong names and addresses. The company also handles preparation of necessary documents needed to dispute information on your credit report.
  • Communication handling — The credit repair company helps you manage and respond to correspondence from creditors and the credit bureaus.
  • Credit education — You can get consulting, coaching, and monitoring with this company through various platforms during normal business hours.
  • Free consultation — Credit Glory offers a complimentary, first-time consultation for you to ask questions about the credit repair process, assess your credit situation, and discuss your goals.
  • Guidance from credit experts — Credit experts are available nationwide, seven days a week via phone.

User Reviews and Testimonials

Credit Glory has outstanding reviews from customers, receiving an average of 4.9 stars out of five across over 8,100 reviews on its Trustpilot page. It fares a little worse on its Better Business Bureau page, receiving an average of 3.01 stars across 102 customer reviews. On Yelp, Credit Glory received an average of 2.5 stars across 76 reviews. Users noted having positive interactions with credit experts, who made them feel comfortable with the process.

Credit Glory Pricing

Credit Glory has a $299 setup fee and $99 monthly fee. The monthly and initial cost of credit repair with this company is significantly higher than that of others. If you're dissatisfied with its service, Credit Glory offers a 90-day money-back guarantee on your monthly fee. The setup fee is nonrefundable.

How does Credit Glory work?

Begin your credit repair journey with Credit Glory by following these steps:

  1. Use the "Tap to Call" button on Credit Glory's website for a free consultation.
  2. Provide required documentation like proof of identity and address.
  3. Submit credit reports from the three credit bureaus.
  4. Let Credit Glory handle the rest for you.

You must identify all negative information on your credit report that is accurate, as Credit Glory, like any credit repair company, cannot dispute accurate information.

Credit Glory vs. Competitors

Compared to its competition, Credit Glory is by far the most expensive credit repair company. However, it's also the best-reviewed company by customers. Let's compare Credit Glory's prices to its competition.

Credit Repair Company

Price

Credit Glory

$299 setup fee and $99 monthly fee

The Credit Pros: Prosperity Plan

$119 monthly fee and $119 first work fee

Dovly Premium

$24.99 monthly for Business Insider readers (originally $39.99 monthly or $99.99 annually)

CreditRepair.com

Direct package: $65.95 setup fee and $65.95 monthly

Intermediate package: $99.95 setup fee and $99.95 monthly

Advanced package: $119.95 setup fee and $119.95 monthly

Credit Glory vs. The Credit Pros: Prosperity Plan

The Credit Pros is a credit repair company with 14 years of experience. The company offers a cheaper plan, but you can only access credit repair services by purchasing its Prosperity plan. You may also be able to add additional services like credit builder loans and credit monitoring services.

Read our review of The Credit Pros.

Credit Glory vs. Dovly Premium

Dovly is a credit repair company known for its affordable fees. While the company lacks a money-back guarantee, its upfront monthly fee costs way less than the initial, nonrefundable setup fee from Credit Glory.

Read our Dovly review.

Credit Glory vs. CreditRepair.com

CreditRepair.com has been operating since 2012 and offers three different service plans. The company does not offer a guarantee, but it does offer a free credit evaluation before you enroll.

Read our CreditRepair.com review.

Frequently Asked Questions About Credit Glory

How effective is Credit Glory at repairing credit?

Credit Glory can be effective at repairing credit. It offers comprehensive credit repair services and has helped many users improve their credit scores. However, credit repair is a service most people can perform for themselves.

How to cancel your Credit Glory subscription

You can cancel your Credit Glory subscription anytime by calling (844) 700-7067.

Does Credit Glory offer a money-back guarantee?

Yes, Credit Glory does offer a money-back satisfaction guarantee with terms and conditions.

Can I monitor my credit scores with Credit Glory?

Yes, you can monitor your credit scores with Credit Glory. It provides credit monitoring and score tracking from the major credit bureaus.

Jennifer Streaks

Senior Personal Finance Reporter and Spokesperson

Jennifer Streaks is a Personal Finance Expert and Journalist who writes about credit and all things money for Business Insider. Committed to financial literacy and economic empowerment, she has covered financial topics for over a decade, writing about her own experiences and sharing her expertise to give consumers actionable financial advice.Along with exploring credit scores, credit reports, and how to build credit, Jennifer analyzes how current economic trends impact everyday people and offers her expert advice on budgeting, saving, and growing wealth in today’s economy. She regularly appears as an on-air financial commentator on programs like Good Morning America, Yahoo! Finance, CBS, and MSNBC.ExperienceBefore joining Business Insider, Jennifer was a financial contributor for CNBC and covered personal finance, entrepreneurship, tech, and the economy for Forbes. Her work has appeared in TheGrio, Black Enterprise, and USA Today.Jennifer is also the author of "Thrive! ... Affordably: Your Month-to-Month Guide to Living Your Best Life Without Breaking the Bank." The book offers advice, tips, and financial management lessons geared toward helping the reader highlight strengths, identify missteps, and take control of their finances.Jennifer’s most important financial advice to her friends is to always have an emergency fund.ExpertiseJennifer’s expertise includes:

  • Credit scores
  • Credit history
  • Credit reports
  • Budgeting
  • Saving
  • Housing
  • Retirement
  • The economy
  • Financial trends

EducationJennifer earned an MBA from The Johns Hopkins University Carey School of Business and completed the Wharton Seminar for Business Journalists.Jennifer is based in New York City.

Alani Asis

Alani Asis is a personal finance expert with experience covering insurance, retirement, and credit at both Business Insider and LendingTree. Her work has been published in AARP, CNN Underscored, Forbes, Fortune, PolicyGenius, and U.S. News & World Report.ExperienceAlani is a former insurance fellow on the Personal Finance Insider team. She’s reviewed life insurance and pet insurance companies and has written numerous explainers on travel insurance, credit, debt, and home insurance.She is passionate about demystifying the complexities of insurance and other personal finance topics so that readers have the information they need to make the best money decisions.ExpertiseAlani’s areas of personal finance expertise include:

  • Car insurance
  • Life insurance
  • Home insurance
  • Travel insurance
  • Pet insurance
  • Credit
  • Credit cards
  • Retirement planning

EducationAlani is a graduate of the University of Hawaii at Manoa, where she earned a degree in political science and history.

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Credit Glory Review 2024: High Cost With a Money-Back Guarantee (2024)
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