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Crypto.com Visa Card - Fees & Limits
Crypto.com Visa Card Fees and Limits (Australia, including New Zealand residents holding Australia-Issued Cards)
Refer to this article for information on the Australian Crypto.com Visa Card's Fees and Limits.
Table of contents
Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian | |
Free ATM limit (Monthly) | A$200 | A$400 | A$800 | A$1,000 | A$1,000 |
ATM withdrawal limit | Daily: A$2,000 Monthly: A$10,000 Yearly: A$75,000 | Daily: A$2,000 Monthly: A$10,000 Yearly: A$75,000 | Daily: A$2,000 Monthly: A$10,000 Yearly: A$75,000 | Daily: A$2,000 Monthly: A$10,000 Yearly: A$75,000 | Daily: A$2,000 Monthly: A$10,000 Yearly: A$75,000 |
ATM withdrawal frequency | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 | Daily: 3 Monthly: 30 Yearly: 360 |
Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian | |
Aggregated top-up limit | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 |
Aggregated top-up with Debit / Credit Card | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 |
Minimum top-up limit with Debit / Credit Card | A$20 | A$20 | A$20 | A$20 | A$20 |
Fiat to card transfer limit | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 |
Crypto to card transfer limit | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 | Daily: A$30,000 Monthly: A$30,000 Yearly: A$300,000 |
Card to card transfer limit | Daily: A$100 Monthly: A$3,000 Yearly: A$36,000 | Daily: A$7,000 Monthly: A$7,000 Yearly: A$70,000 | Daily: A$7,000 Monthly: A$7,000 Yearly: A$70,000 | Daily: A$7,000 Monthly: A$7,000 Yearly: A$70,000 | Daily: A$7,000 Monthly: A$7,000 Yearly: A$70,000 |
Daily limit: 12
Monthly limit: 140
Yearly limit: 360
*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply
All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.
The daily calendar limits reset at 00:00 SGT.
Monthly and Yearly calendar limits reset at 00:00 SGT on the first of each month/1st of January.
Midnight Blue | Ruby Steel | Royal Indigo / Jade Green | Icy White / Rose Gold | Obsidian | |
Monthly CRO Rewards Limit | - | $25 USD equiv. | $50 USD equiv. | - | - |
Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have a live lockup or not.
Daily limit: A$30,000
Monthly limit: A$30,000
Yearly limit: A$300,000
A$30,000
ATM Withdrawal:2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]
Debit / Credit Card Top-Up:
Debit – 1%
Credit – 2%
Debit / Credit Card top-up via Apple Pay – 2%
Close Account:
Midnight Blue – A$10
Other VISA Cards – A$70
Card Replacement:
Midnight Blue – A$4.01
Other Card Tiers – A$70
Card Upgrade: Waived
Physical Card Issuance: A$5.99 (for new and replacement Midnight Blue card only)
Inactivity: A$5 per month after 12 months of inactivity
Foreign Transaction: 3% on all non-AUD purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo, and Jade Green Cards (Effective 14 Nov 2022 onwards)
Related Articles
Crypto.com Visa Card Fees and Limits (Brazil)
Crypto.com Visa Card Fees and Limits (Canada)
Crypto.com Visa Card Fees and Limits (Singapore – applicable to non-Singapore residential address users only)
Crypto.com Visa Card Fees and Limits (Europe)
Crypto.com Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only)
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Now, let's delve into the information provided in the article about Crypto.com Visa Card fees and limits for Australia and New Zealand residents holding Australia-issued cards:
1. Midnight Blue
- Free ATM limit (Monthly): A$200
- ATM withdrawal limit: Daily A$2,000, Monthly A$10,000, Yearly A$75,000
- ATM withdrawal frequency: Daily 3, Monthly 30, Yearly 360
- Aggregated top-up limit: Daily A$30,000, Monthly A$30,000, Yearly A$300,000
- Aggregated top-up with Debit/Credit Card: Daily A$30,000, Monthly A$30,000, Yearly A$300,000
- Minimum top-up limit with Debit/Credit Card: A$20
- Fiat to card transfer limit: Daily A$30,000, Monthly A$30,000, Yearly A$300,000
- Crypto to card transfer limit: Daily A$30,000, Monthly A$30,000, Yearly A$300,000
- Card to card transfer limit: Daily A$100, Monthly A$3,000, Yearly A$36,000
- Monthly CRO Rewards Limit: -$25 USD equiv.
2. Ruby Steel
- Free ATM limit (Monthly): A$400
- ATM withdrawal limit, frequency, and aggregated limits same as Midnight Blue
- Minimum top-up limit with Debit/Credit Card: A$20
- Monthly CRO Rewards Limit: $50 USD equiv.
3. Royal Indigo / Jade Green
- Free ATM limit (Monthly): A$800
- ATM withdrawal limit, frequency, and aggregated limits same as Midnight Blue
- Minimum top-up limit with Debit/Credit Card: A$20
- Monthly CRO Rewards Limit: Not specified
4. Icy White / Rose Gold
- Free ATM limit (Monthly): A$1,000
- ATM withdrawal limit, frequency, and aggregated limits same as Midnight Blue
- Minimum top-up limit with Debit/Credit Card: A$20
- Monthly CRO Rewards Limit: Not specified
5. Obsidian
- Free ATM limit (Monthly): A$1,000
- ATM withdrawal limit, frequency, and aggregated limits same as Midnight Blue
- Minimum top-up limit with Debit/Credit Card: A$20
- Monthly CRO Rewards Limit: Not specified
Additional fees and limits:
- ATM Withdrawal Fee (above monthly free limit): 2%
- Debit/Credit Card Top-Up Fee: Debit - 1%, Credit - 2%, Apple Pay - 2%
- Close Account Fee: Midnight Blue - A$10, Other VISA Cards - A$70
- Card Replacement Fee: Midnight Blue - A$4.01, Other Card Tiers - A$70
- Card Upgrade: Waived
- Physical Card Issuance Fee: A$5.99 (for new and replacement Midnight Blue card only)
- Inactivity Fee: A$5 per month after 12 months of inactivity
- Foreign Transaction Fee: 3% on all non-AUD purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo, and Jade Green Cards (Effective 14 Nov 2022 onwards)
Feel free to ask if you have any specific questions or if there's anything else you'd like to know about Crypto.com Visa Card fees and limits.