Compare Card Tiers
Compare Lock up and Non-lock up Benefits
Obsidian***
Frosted Rose Gold & Icy White***
Royal Indigo & Jade Green
Ruby Steel
Midnight Blue
CRO Lockup
$400,000
USD
$40,000
USD
$4,000
USD
$400
USD
$0
USD
CRO Rewards*
5 %
+ Up to 3%
3 %
+ Up to 3%
2 %
+ Up to 3%
1 %
+ Up to 3%
-
Monthly CRO Rewards Cap
-
-
$50 USD
$25 USD
-
Card Benefits
Spotify
**
(First 6 months)
(First 6 months)
Netflix
**
(First 6 months)
**
**
**
Airport lounge access
+1 Guest
+1 Guest
Earn Bonus Reward
Exclusive Merchandise Welcome Pack
Private Jet Partnership
Fee & Limits
Free ATM Withdrawal per month
$1,000 USD
$1,000 USD
$800 USD
$400 USD
$200 USD
ATM Withdrawal Monthly Limit
$10,000 USD
$10,000 USD
$10,000 USD
$10,000 USD
$5,000 USD
Aggregated Top-up Monthly Limit
$25,000 USD
$25,000 USD
$25,000 USD
$25,000 USD
$25,000 USD
Refer to our help article for further details on Fees and Limits.
Compare Card Tiers
Lockup to enjoy extra CRO rewards.
Compare Lock up and Non-lock up Benefits
Obsidian***
Frosted Rose Gold & Icy White***
Royal Indigo & Jade Green
Ruby Steel
Midnight Blue
CRO Lockup
$400,000 USD
$40,000 USD
$4,000 USD
$400 USD
$0 USD
CRO Rewards*
5 %
+ Up to 3%
3 %
+ Up to 3%
2 %
+ Up to 3%
1 %
+ Up to 3%
-
Monthly CRO Rewards Cap
-
-
$50 USD
$25 USD
-
Card Benefits
Spotify
**
(First 6 months)
(First 6 months)
Netflix
**
(First 6 months)
**
**
**
Airport lounge access
(+1 Guest)
(+1 Guest)
Earn Bonus Reward
Exclusive Merchandise Welcome Pack
Private Jet Partnership
Fee & Limits
Free ATM Withdrawal per month
$1,000 USD
$1,000 USD
$800 USD
$400 USD
$200 USD
ATM Withdrawal Monthly Limit
$10,000 USD
$10,000 USD
$10,000 USD
$10,000 USD
$5,000 USD
Aggregated Top-up Monthly Limit
$25,000 USD
$25,000 USD
$25,000 USD
$25,000 USD
$25,000 USD
Refer to our help article for further details on Fees and Limits.
OTC block trades of CRO
Research reports
Inheritance service
Industry events access
Priority customer service
The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.
The Midnight Blue Crypto.com Visa Card is available without the need to lockup CRO tokens. To apply for our Ruby Steel, Royal Indigo, Jade Green, Frosted Rose Gold, Icy White, and Obsidian Crypto.com Visa Cards you need to lockup CRO tokens for a period of 180 days.
To lock up CRO:
- Sign up for a Crypto.com App account and complete our KYC verification.
- Purchase CRO tokens (the amount of CRO depends on the card tier you’re applying for).
- Deposit them into your crypto wallet in the App — if you buy CRO directly in the App, it will be deposited automatically.
Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Lockup CRO’ button, and follow the on-screen instructions. After that, simply wait for us to notify you when your card has shipped!
All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month.
Merchant rebates from Spotify and Netflix will expire six months after card activation for users with Royal Indigo, Jade Green, and Ruby Steel Card tiers. Please visit the
Crypto.com Card Rewards FAQs for full details.
You can top up your card using your Fiat Wallet, Crypto Wallet, or credit/debit card in the Crypto.com App. Go to the ‘Card’ tab, tap ‘Top Up’, and select your preferred method. Please visit our Help Centre for more information about how to set up your Fiat Wallet.
We have competitive exchange rates for both fiat and cryptocurrencies. The exact rates depend on your jurisdiction and card tier. We will provide all these details in the Crypto.com Visa Card Terms and Conditions when you apply for your card.
Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one.
To view the fees and limits for each card tier, please see the relevant cardholder agreement:
CRYPTO.COM Prepaid Visa Cardholder Agreement
Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.
*
CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards programme. Please visit FAQ for full details.
**
This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.As of 23 July 2022, 15:00 UTC, Jade Green, Royal Indigo, and Ruby Steel Cardholders will only be eligible to receive merchant rebates from Spotify and Netflix for their first six months upon card activation. Thereafter, the rebate benefit will expire, and users will no longer receive reimbursem*nts. Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card will continue to enjoy ongoing merchant rebates with no expiry. Please visit the FAQs for full details.
***
Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time.
NOTE:
Cardholders who maintain their CRO Card Lockup will continue to enjoy the benefits associated with their card, but
1.
As of 1 June 2022 00:00:00 UTC, new Card Lockup Rates in Fiat will apply should the cardholder (1) upgrade their card tier or (2) unlock and relock their CRO Card Lockup at a later date.
2.
Cardholders who lockup CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unlock.
3.
Cardholders who upgrade their card tier or CRO lockup as of 23 July 2022, 15:00 UTC will enjoy the merchant rebate benefit(s) offered with the new card tier for six months starting from the date of the upgrade. In the event a cardholder downgrades their CRO lockup or card tier during the six-month merchant rebate benefit period, the validity period for the merchant rebate benefit(s) available on the new card tier will not be extended.
For more details, please refer to the FAQ or contact customer service at 888-824-8817.
Disclaimers
Notice of USA PATRIOT Act: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who obtains a Card. What this means for you: What you apply for a Card, we will ask for your name, address, date of birth, social security number or country identification number, and other information that will allow us to identify you. We also may ask to see your drivers’ license or other documentation bearing your photo as verification of your identity.
Disclaimer: BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. Crypto.com Visa Card is issued by Community Federal Savings Bank (Member FDIC) pursuant to a license from Visa U.S.A Inc.
NOTICE TO POTENTIAL USERS OF DIGITAL OR VIRTUAL CURRENCIES, INCLUDING BUT NOT LIMITED TO CRO, SHOULD BE FOREWARNED OF A POSSIBLE FINANCIAL LOSS AT THE TIME THAT SUCH CURRENCIES ARE EXCHANGED FOR FIAT CURRENCY DUE TO AN UNFAVORABLE EXCHANGE RATE. A FAVORABLE EXCHANGE RATE AT THE TIME OF EXCHANGE CAN RESULT IN A TAX LIABILITY.
For more details, please refer to the FAQ or contact customer service at 888-824-8817.
Get started with crypto
Or
Scan to Download
Get started with crypto
Or
Scan to Download
Get started with crypto
Or
Scan to Download
The purpose of this website is solely to display information regarding the products and services available on the Crypto.com App. It is not intended to offer access to any of such products and services. You may obtain access to such products and services on the Crypto.com App.
Please note that the availability of the products and services on the Crypto.com App is subject to jurisdictional limitations. Crypto.com may not offer certain products, features and/or services on the Crypto.com App in certain jurisdictions due to potential or actual regulatory restrictions.
Crypto.com services are provided by Foris DAX, Inc. and its affiliates (NMLS ID 1966158).
Copyright © 2018 - 2023 Crypto.com. All rights reserved.
I'm an enthusiast with a comprehensive understanding of cryptocurrency-related topics, particularly in the context of Crypto.com. My knowledge encompasses various aspects, including the Crypto.com Visa Card, card tiers, benefits, lock-up mechanisms, and associated fees. I'll provide detailed insights into the concepts used in the given article:
Crypto.com Visa Card Tiers:
-
Midnight Blue:
- No CRO lockup required.
- Basic benefits without the need for a lockup.
-
Ruby Steel:
- Requires a $400 USD CRO lockup.
- Offers 1% CRO rewards with a monthly cap and additional benefits like Spotify and Netflix for the first six months.
-
Royal Indigo & Jade Green:
- Requires a $40,000 USD CRO lockup.
- 2% CRO rewards with a monthly cap.
- Airport lounge access, private jet partnership, and other premium benefits.
-
Frosted Rose Gold & Icy White:
- Requires a $4,000 USD CRO lockup.
- 3% CRO rewards with a monthly cap.
- Exclusive merchandise welcome pack and private jet partnership.
-
Obsidian:
- Requires a significant $400,000 USD CRO lockup.
- Highest CRO rewards at 5% with additional premium benefits.
- OTC block trades, research reports, inheritance service, industry events access, and priority customer service.
Lockup Mechanism:
- To lock up CRO:
- Sign up for a Crypto.com App account and complete KYC verification.
- Purchase CRO tokens (amount depends on the desired card tier).
- Deposit CRO into the crypto wallet in the App.
- Go to the 'Card' tab, select the desired Crypto.com Visa Card, tap 'Lockup CRO,' and follow on-screen instructions.
Rewards and Benefits:
- All card rewards are paid in CRO and deposited into the Crypto Wallet in the Crypto.com App.
- Rewards are instantly reflected with each eligible transaction, and purchase rebates are reimbursed in USD equivalent.
- Premium benefits include airport lounge access, private jet partnership, exclusive merchandise, and more.
Fees and Limits:
- Different card tiers have varying fees and limits.
- Free ATM withdrawals, interbank exchange rates, top-ups, etc., are detailed in the 'Fees & Limits' section under 'Settings' in the Crypto.com App.
Important Notes:
- Merchant rebates for Spotify and Netflix have a six-month expiry for certain card tiers.
- Lockup rates and benefits may be subject to changes, and users should refer to FAQs for the latest details.
- The Crypto.com Visa Card is a prepaid card, and users can top it up using various methods, including bank transfers, credit/debit cards, or cryptocurrency.
Additional Information:
- The article includes disclaimers regarding the USA PATRIOT Act, terms and conditions, and the issuance of the Crypto.com Visa Card by Community Federal Savings Bank.
This overview should provide a comprehensive understanding of the key concepts presented in the article. If you have any specific questions or need further clarification on any topic, feel free to ask.
