Debit Card - Meaning and How to Apply ATM Card Online (2024)

FAQs

Can I apply for an ATM debit card online? ›

Online Debit Card application facility is provided in Bank's corporate website for the customers who does not have active card.

However, what we must know is that they are two different cards. An ATM card is a PIN-based card, used to transact in ATMs only. While a Debit Card, on the other hand, is a much more multi-functional card. They are accepted for transacting at a lot of places like stores, restaurants, online in addition to ATM.

Age must be 15 years or above. Must provide valid address and identity proof to the bank. Must fulfil the minimum balance requirement as per the bank norms. Must pay the minimum annual maintenance charge for the debit card depending on the bank guidelines.

Identification Proof: Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License. Address Proof: Aadhaar Card, Passport, Utility Bills (electricity, water, gas), or Rent Agreement.

ATM cards are invaluable tools for providing fast, 24/7 access to your checking account. Most ATM cards nowadays are actually debit cards, which means consumers can use them domestically or abroad to make purchases wherever debit cards are accepted.

It depends on whether you want to make purchases with the card. A debit card has the same cash withdrawal capabilities as an ATM card, plus gives you the ability to make in-store and online purchases.

If you forgot to take your physical wallet with you, including the debit card tucked inside, you can access a cardless ATM as long as you've got a mobile device and a banking app or digital wallet. Fewer germs.

Can you open a debit card without a bank account? ›

Can you have a debit card without a checking account? Yes. If you do not have access to a bank account, whether it be due to identity theft recovery or otherwise, pre-paid debit cards can be a great alternative. Pre-paid debit cards need to be loaded with money, and you can buy one at a local store or online^††.

Step 1: Go to the official website of the preferred financial institution and head to the personal banking/ retail banking/ credit card/ debit card section. Step 2: Select the 'debit card apply online' tab and choose the category of the card you want to apply for.

Chime Checking Account and Visa^® Debit Card

Another option for a free debit card is the Chime Visa Debit Card offered in connection with the Chime Checking Account. This account does not have a monthly account fee, maintenance fees, or a minimum balance. You can control all your card settings right from the app.

You can activate your debit card online or by calling the number on the back of your card. You may be prompted to set a PIN (personal identification number), typically a four-digit number you have as an added security measure. You may be asked to provide your PIN before making a transaction or using an ATM.

Once you are approved for a checking account the debit card is often provided to you. If one is not automatically provided, you can apply for a debit card online or through your bank's customer service department.

If you'd like access to your account, some bank accounts have a debit card or ATM card. ATM cards are solely for ATM access, but debit cards let you purchase items.

Online-only banks typically offer many of the same services as traditional banks including: electronic fund transfers (EFT), access to ATM machines, direct deposit, and the ability to make debit card purchases.

It is a card linked to a deposit account and can be used for the following transactions: Cash withdrawal. POS (Point-Of Sale) transactions. Online shopping.