Does Chime Work With Zelle? 3 Alternatives to Send Money (2024)

Co-authored byRain KenglyReviewed byLuigi Oppido

Last Updated: July 5, 2023Fact Checked

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1. No—you won't be able to connect Zelle to Chime. Since Chime is a financial technology company rather than a bank, it's not currently supported by Zelle. As an alternative, you can use Chime's Pay Anyone feature, which allows you to send money to both Chime users and non-Chime users. You'll just need to provide their $ChimeSign or phone number/email address to get started.

   • You can also link your Chime debit card or checking account with Venmo or Cash App and send money through those apps.

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1. 1

   Launch the Chime app. This looks like a white c with a green background.

   • You can use Pay Anyone to send money to both Chime users and non-Chime users. If the recipient doesn't have Chime, they'll receive instructions on how to claim the money via text or email notification.^[1]
2. 2

   Tap Pay Anyone. This is the tab at the bottom, between Move Money and ATM Map.

   • A new page will open.
3. 3

   See Also

   Does Zelle Work With Green Dot?Zelle vs Venmo - What’s the difference, which is better?Can Apple Pay be used for Zelle payments?

   Enter a recipient. Use the to field to enter a user's name or $ChimeSign. If the recipient is not on Chime, enter their email address or phone number.

   • Tap Enter to proceed to the Pay or Request page.
4. 4

   Enter the amount. Use the on-screen keypad to enter in an amount to Request or Pay.

   • You can tap an emoji or enter in a description for the transaction.
5. 5

   Tap Request or Pay. If you want the person to pay you, tap Request. If you want to send money to the person, tap Pay.

   • Keep in mind you can only Request from Chime users.
6. 6

   Tap Request or Pay again. This will confirm your transaction.

   • The recipient will receive a notification in the Chime app. They'll need to tap Claim my money to receive any money sent.
   • If the recipient is not a Chime user, they'll receive a text or email (depending on what you used) with a link. They'll just need to enter in some information to claim the money—no account necessary.

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1. 1

   Open the Venmo app. This looks like a white v with a blue background.

   • If you aren't already logged in, enter your information to do so now. You can also create an account.
2. 2

   Tap Me. This is at the bottom-right corner. Your profile page will open.

3. 3

   Tap the cog icon. You can find this in the top-right corner.

4. 4

   Tap Payment Methods. This will be above Shipping Addresses.

5. 5

   Tap +Add a bank or card. A pop-up menu will open.

6. 6

   Tap Card. This will be below Bank. If desired, you can select Bank to enter your Chime account details instead.

7. 7

   Enter your Chime card's details. Input the Card Number, Expiration date, Security code, and ZIP code in the proper fields.

8. 8

   Tap Add. This is the blue button at the bottom. Your Chime card will be added to your Venmo wallet

   • You can now send money on Venmo using your Chime card.

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1. 1

   Open Cash App. This looks like a white dollar sign with a green background.

2. 2

   Tap the profile icon. You can find this in the top-right corner.

3. 3

   Tap Linked Banks. This will be under the Account & Settings header. You may need to scroll down to find this option.

4. 4

   Enter your Chime card's details. Input the Card Number, Expiration date, Security code, and ZIP code in the proper fields.

5. 5

   Tap Link Card. This is the green button at the bottom. Your Chime card will be added to your Cash App wallet.

   • You can transfer money from Chime to Cash App and then send money to another recipient.

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