- Personal Banking
- Digital Banking
- Overseas Fund Transfer
Wire money overseas with S$0 cable and commission fees
- Why you will love this
- What you need
Why you will love this
No cable and commission fees. Agent fees, if applicable, will still be charged.
Competitive FX rates for 19 currencies, rates are guaranteed during off-market hours (including weekends)
Same-day transfers
What you need
An eligible OCBC Current or Savings account
Digital banking access
Get started with our step-by-step guide
Transfer online
Limited-time promotionS$15 cashback per month when you send money from Singapore to any Malaysia (MYR) account. T&Cs apply.
Find out more
Make an international money transfer with 19 currencies conveniently via OCBC Digital Banking.
Fees & Rates
Enjoy competitive FX rates when you send money overseas via digital banking in the following 19 currencies:
Australia Dollar, British Pound, Canadian Dollar, Danish Krone, Euro, Hong Kong Dollar, Indian Rupee, Indonesian Rupiah, Japanese Yen, Malaysian RinggitNEW, New Zealand Dollar, Norwegian Krone, Philippine Peso, Singapore Dollar, Sri Lanka Rupee, Swedish Krona, Swiss Franc, Thai Baht and United States Dollar.
From now till 31 December 2024, enjoy no cable and commission fees when you remit online.
Total transfer amount (daily) | Cable | Commission | Commission-in-lieu (For Foreign Currency accounts only, on top of Commission) |
---|---|---|---|
Cable and commission fees - waived | |||
For all overseas funds transfer via Digital Banking | Waived | Waived | Waived |
Cable and commission fees - waived
For all overseas funds transfer via Digital Banking
Cable
Waived
Commission
Waived
Commission-in-lieu (For Foreign Currency accounts only, on top of Commission)
Waived
- Agent fees, if applicable, will be charged.
- Please refer to the cut-off timing for same day transfers below.
- Transfers submitted on Sunday, public holiday or after currencies cut-off time will be processed the next business day.
- Online promotion valid till 31 December 2024 for online overseas funds transfer.
Transferring money to India? Click here
STEP BY STEP GUIDE FOR OCBC DIGITAL APP
- Add new payee
- Send money to an existing payee
- View and repeat last 5 transfers
Please ensure you have your digital banking hardware token/OneToken and the following payee's details:
1. Full name
2. Address
3. Account number / International Bank Account Number
4. SWIFT code
How to find SWIFT code:
- Ask your payee for his/her bank's SWIFT code
- Visit Google.com and search using "<your payee's bank name>SWIFT code"
- Visit sources such astheswiftcodes.com or bankswiftcode.org and search using the payee's country and name of the bank.
Please note that the SWIFT code for some branches may differ due to the location of the branch and this will not affect your transfer.
Step by step guide for Internet Banking
- Add new payee
- Send money to an existing payee
Please ensure you have your digital banking hardware token/OneToken and the following payee's details:
1. Full name
2. Address
3. Account number / International Bank Account Number
4. SWIFT code
How to find SWIFT code:
- Ask your payee for his/her bank's SWIFT code
- Visit Google.com and search using "<your payee's bank name>SWIFT code"
- Visit sources such astheswiftcodes.com or bankswiftcode.org and search using the payee's country and name of the bank.
Please note that the SWIFT code for some branches may differ due to the location of the branch and this will not affect your transfer.
Promotion
Get S$15 cashback per month when you send money from Singapore to Malaysia
For a limited time only: Simply make a fund transfer of at least S$1,000 from your OCBC Singapore (SGD) account to any Malaysia (MYR) account. T&Cs apply.
Find out more
before you proceed
Eligibility requirements
Minimum age
16 years old
Account
An eligible OCBC Current or Savings account
Registered for
Digital banking access
Cut-off times for same-day transfers
Overseas funds transfers submitted before the cut-off time on a business day will be sent out on the same day. Your funds will be deducted from your account by the cut-off time.
If you submit an overseas funds transfer after the cut-off time, your funds will be sent out on the next business day.
Currency code | Cut-off time |
IDR | 12:00PM |
MYR | 2:00PM |
HKD | 3:00PM |
CAD, CHF, DKK, EUR, GBP, NOK, SEK, SGD, USD | 4:30PM |
AUD, JPY, NZD, PHP | 9:30AM |
INR, LKR, THB | 3:30PM (Value next day) |
View branch charges
View pricing guide for Personal Banking Products
View pricing guide for Premier Banking Products
View pricing guide for Premier Private Client Products
Terms and conditions
- S$0 cable and commission fee promotion valid till 31 December 2024 for online Overseas Funds Transfer.
- Agent fee applies and will be variablefees depending upon the remittance amount and currency.
- Other terms and conditions apply.
Overseas funds transfer
Send money overseas seamlessly with us
OCBC Digital
Available on Apple App Store, Google Play and Huawei App Gallery
Download now
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Transfer online
through OCBC Internet Banking.
Frequently asked questions
Common questions
I have submitted my overseas funds transfer, why were my funds not deducted from my account yet?
Your funds will be deducted by the cut-off time on a business day.
Please ensure that you submit your overseas funds transfer before the cut-off time for it to be processed on the same business day. Otherwise, the transaction will be processed on the next business day instead. You may refer to the cut-off times.
Is there a minimum transaction amount?
Yes, depending on the debiting currency. A minimum of SGD 100 (for SGD fund transfers) or USD 100 (for non-SGD fund transfers) is required for each transaction.
How much is the agent fee?
The agent fee shown on the OCBC Digital app or Internet Banking will be indicative. The actual agent fee will be reflected in your transaction history.
Can I track the status of my overseas funds transfer?
Yes, you can check the status easily via OCBC Internet Banking > Customer service > Check internet transaction status > Transaction type: Fund Transfer.
Download OCBC Digital
Scan the respective QR code to download the app on the App Store, Google Play or Huawei App Gallery.
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