Start your e-bike insurance quote online
Your e-bike is important to you, whether you rely on it for your daily commute or simply enjoy recreational rides on the weekends. That’s why Progressive offers affordable and customizable electric bike insurance for class one, class two, and class three e-bikes.†
Here are some common electric bikes we insure: Trek Domane+, Trek Fuel Exe, Aventon Sinch, Electra Townie Go!
Do electric bikes need insurance?
Because an e-bike is regulated as a regular bicycle by most states, insurance for electric bicycles isn’t mandated by law. However, carrying an insurance policy specific to your e-bike can be critical if you cause an accident while riding and are financially responsible for injuries and damages. Additionally, like a car or motorcycle, your electric bike is an investment, and e-bike insurance may safeguard your bike against theft, vandalism, and damage while in storage.
How much does electric bike insurance cost?
Liability coverage for e-bikes starts as low as $75/year.* Several factors can contribute to the exact price of your policy, such as your location, coverage selections, and type of e-bike. Progressive offers numerous discounts that are automatically applied to your policy if you qualify.
How to insure an e-bike at Progressive
- Know your e-bike’s year, make, and model to get an accurate quote; you need the serial identification number to start a policy
- Manual bikes, e-bikes used for racing/stunting, and e-bikes with model years before 2010 aren’t eligible for coverage
- Unlicensed riders are still eligible for an e-bike policy with Progressive
- Increase your deductible for comprehensive and collision coverage to decrease the cost of your policy
