The Indian government has made it compulsory for all employees to link their EPF account with their Aadhaar card. EPFO has informed people to update their KYC details, which can be quite easily accomplished via its online portal. Once your KYC details are updated, you can explore various benefits, including simplified account operation, reduced TDS on withdrawals, etc. The present article provides a comprehensive guide on how to update EPFO KYC online.
How to Upload KYC Details in EPF UAN?
You can upload your KYC details in EPF UAN by following below mentioned steps:
Step 1: Open the EPFO'smember portal forEPFO login KYC.
Step 2: Enter your UAN and Password; fill up the Captcha and log in to the portal.
Step 3: Head on to the top menu bar and select the 'Manage' option.
Step 4: Click on the 'KYC' option from the drop-down menu.
Step 5: In this step, you will be redirected to a new page containing a list of different 'Document Types.'
Step 6: Click on the checkbox beside the document type(Bank, PAN, Passport) you plan to update.
Step 7: Enter the details of the document in the respective field.
Step 8: After entering all the requisite details, click on the 'Save' option.
Step 9: After these details are updated, you can see your KYC document status under the 'KYC Pending for Approval' column.
Step 10: The KYC update status will be shown under the 'Digitally Approved KYC' once your employer approves it. You will receive an SMS after your employer has approved your submitted documents.
Process to Update KYC Details
If you want to accomplish the EPFO KYC update online, here is the process to follow.
i. Once your employer has completed the verification and ensured that the details match and are authentic, he/she will digitally verify the document.
ii. Once your document is approved, the EPFO authorities will verify it to determine whether there are any mismatches or discrepancies.
iii. In this step, you can raise a claim and the verification process will happen instantly. Your KYC details will be then updated in the EPF UAN system.
Note: In case your documents are not approved, it is recommended to contact the EPFO's helpline at 1800 118 005 or send an email to uanepf@epfindia.gov.in.
Updating Contact Details in EPF Account
You can follow the below online process to update your contact details in your EPF account.
Step 1: Open the EPFO member portal and log in with your credentials.
Step 2: Open the main menu and click on the 'Manage' section.
Step 3: From the drop-down menu, click on the 'Contact Details' option.
Step 4: Now you need to check the box against the 'Change mobile number' and/or 'Change email ID' options.
Step 5: Fill in the new contact details that have to be updated.
Step 6: Click on the 'Get Authorisation PIN' button.
Step 7: Fill in the OTP you receive on your registered contact details and modify the details as per requirement.
Step 8: After the OTP is verified, your contact details will be recorded and then updated shortly.
Documents Required to Update KYC for EPF UAN
Here is the list of documents required toupdateEPFO KYCfor EPF UAN.
- Aadhaar Card
- PAN Card
- National Population Register (NPR)
- A Valid Passport Number
- Bank Account Details
- A Valid Election Card
- A Valid Driving license
- A Valid Ration Card
How to Track EPF KYC Status?
You can track yourEPF KYC onlinestatus with the following methods.
1) From UAN portal:
Login to your member e-Sewa Portal account, select the "View" page and access the "UAN card" option. If the KYC of your EPF account is already completed, you will see a "Yes" in front of the KYC information row on the UAN card.
2) From Documents approved under KYC tab:
You can check whether the EPF account is KYC-compatible by checking the documents that have been approved and reviewed in the EPFO archives. You can review them in the 'KYC' option within the 'Manage' page of the Member e-Seva Portal. All EPF account holders can review the records under the "Digitally Authorized KYC" tab. This tab will display a list of approved documents.
To understand this better, let’s take an example. Aadhaar is necessary for any online claim submission. So, you need to make sure the Aadhaar is specified and checked in the list of records. Likewise, the IFSC information and bank statement in the records should be correctly mentioned to ensure that the EPF funds are credited in a timely manner.
Benefits of Updating KYC Details
Understandinghow to update KYC in EPFOis not enough. You also need to know the benefits ofPF KYC update,which are mentioned below.
- If your KYC details are updated and linked to the UAN, you can easily file a claim withdrawal online.
- AnEPFO KYC updateguarantees seamless processing of employee provident fund EPF accounts.
- If an individual withdraws their PF before completing five years of service, a 10% tax is deducted from the total. Hence, the PAN information in the EPF account must be updated. However, if the PAN data is not updated, the TDS rate is 34.608%.
- Successfully completing the KYC process makes sure you will receive information about your account activity and monthly PF balance.
- If the KYC details are linked with the UAN or after completing the PF KYC update, you can claim online withdrawal claims.
- The financial transactions related to your EPF accounts can be smoothly completed if the KYC details get updated.
- If the KYC details are accurately updated, the withdrawal or transfer process related to EPF transactions happens quickly.
- Members get a monthly SMS indicating the monthly PF after activation. An updated KYC makes sure you receive important updates and messages timely from EPFO.
- EPF authorities mandate members to update KYC details. By doing so, you are complying with the rules and regulations declared by EPFO, avoiding any non-compliance-related issues.
- Regularly updating KYC details provides an additional layer of security on your EPF account. It protects your account against illegal access and guarantees the safety of your funds.
EPFO UAN Helpline to Register KYC-Related Issues
EPFO’s helpdesk handles UAN-related issues. This help desk is accessible online and offline. The users can either physically visit the UAN helpdesk official to resolve their issues offline. Alternatively, they can get their issues resolved online. In the online mode, the queries get resolved via email (uanepf@epfindia.gov.in) and the toll-free number (1800 118 005) of EPFO.
EPFO helpdesk solves various types of queries or issues of its subscribers as mentioned below.
- Knowing UAN
- Passbook unavailability
- Issues faced while allocating more than one UAN
- Modification of contact details
- Updating ofPF KYCdetails
- Technical bugs in the portal and UMANG app
- Issues related to OTP
- EPF transfer-related issues
Other KYC Articles:
1. What is KYC and How to do KYC Verification?
2. KYC Update Online - How To Update KYC Details?
3. HDFC KYC Update - How To Update KYC In HDFC Bank Online
4. ICICI KYC Update - How To Update KYC In ICICI Bank Online
5. KYC Status Check
6. Documents Required for KYC
7. How To Check Aadhaar e-KYC Online And Offline
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